Where My Success Comes From

Last week, I wrote about some of my success and how terrible it was to get sued by the government. It was a time of huge stress but, in the long run, the judge ruled that I was totally innocent of any wrongdoing. This week I want to give you, the reader, some of my background and what led me to my multi-million-dollar successes.

So much of my success has been based on my constant goal setting and the idealism that exists at the core of the American dream. Combining that with proven elements of timing and perseverance, as well as good old luck, I created products that struck a chord with millions of people.

My first public success came in the form of a book that sold over 1.5 million copies. All those books were sold from my advertisements in newspapers and magazines, so I ended up with the locations and addresses of most of those buyers. That gave me a great mailing list. I later sent out huge mailings asking those people to sign up for my monthly newsletter, which, in turn, brought in a huge monthly income.

My book, How to Wake Up the Financial Genius Inside You, helped many, many people achieve their financial goals when they took part in the notion that free enterprise works if you’re willing to give it all you’ve got!

So, when I hit it big time, I had this thought—how did a boy who managed mediocre grades in school and struggled through numerous dead-end jobs come up with a combination of ideas that empowered thousands and made Mark O. Haroldsen a millionaire?

I was born in Portland, Oregon on April 8th, 1944, to Edwin Haroldsen and Kathryn Baird Haroldsen. I had three sisters and three brothers. My parents were wonderful people who taught me tons of stuff that helped me tremendously. My father worked for newspapers as a writer and moved our family many times. He grew up on an Idaho Falls farm but later got a great university education, which gave him terrific credentials and helped our family travel the world.

As a kid we traveled to many countries, and it gave me the travel bug. I graduated from high school in Iowa after going to an American high school in Ankara, Turkey. Those days with the family traveling to Turkey, France, and England were so thrilling for me. I later traveled with my wife around the world. To date, I have visited more than 90 countries. Travel certainly can and does expand the human mind.

I want to share more of my story and maybe give you the incentive to travel. It can add so much to your life. So, I will continue with that theme in next week’s blog.

The Power of Personal Questioning

Last week I talked about having a great passion and how, especially when you lose that passion, it can be really hard to move forward and chase what you want. The uncertainty and fear and can be such a big hurdle. So, as I promised in my last post, here are some things you can do to move forward.

First of all, doing some writing for yourself can be a huge boost in helping you reach your goals and improve your life. Ask yourself specific questions, like the ones below, then, don’t just think about them. Write down the thoughts that these questions bring up to make them more substantial and harder to ignore.

• Do I want to significantly raise my level of contentment and fulfillment?
• Do I want to become a better person?
• Do I want to be known as a person of accomplishment?
• Do I want to be in great physical and mental shape with ideal health my entire life?
• Do I want to live a very long, active life?
• Do I want to make a fortune—a million dollars, $10 million, or even $100 million? (Just think how much good you could do with that much money!)
• Do I want the increased choices and possibilities in my life that making my own fortune could give me?
• Do I want to leave the world a better place than I found it?
• Do I want to help others as I help myself?
• Do I want to travel and experience the world and its cultures?

Again, write down your honest responses to these self-searching questions. Develop some of your own “life questions” and answer those as well.

If it’s really about the missing passion in your life or because you are feeling unfulfilled, try answering these questions instead of, or in addition to, the ones above.

• What do you have a true passion for in your life?
• What part of your recent or past life—even during your childhood—really got you excited, to the point that you totally lost track of time when involved in it?
• Think about specific things you love and how they make you feel. Do you get excited about music, art, ballet, sports, outdoor adventures, writing, gatherings, social interactions, running your own small business, helping others…?
• What kind of breakthrough would you be ecstatic to have in your life right now? Would it be in the area of health, wealth, personal expression, spiritual development, or something else?
• In what would you love to excel?

Think about all that. You may find, after taking time to really go through all your interests, that you have many unfulfilled passions. Which ones do you get the most excited about?

After all this questioning, take some time to contemplate and think about it, then write down what you believe to be your true, unfulfilled passions.

If you are doing something you are passionate about, there are a few more questions you should ask.

1. Am I actually doing that special something that I have a great passion for?
2. If so, am I doing it for the right reasons?
3. What are those reasons?

Asking questions gives us the opportunity to really come to understand ourselves, what we are thinking, and maybe even what we want. But mostly, asking and writing our thoughts down make them more concrete and can jumpstart a plan to get more out of life, to find or chase a passion you may have been ignoring because you were afraid, uncertain, or just let life distract you.

The new year is just around the corner, so this is the perfect time to define what you want and start in on a plan to make that happen for you so you are living a fulfilling and passionate life in 2023.

Safe in the Skies

Anybody that knows me knows that I love to travel. I’ve been to 94 countries, and I still hope to go to all 195 countries on this planet, if I live long enough! That leaves me only 101 more counties to visit. I don’t need to worry about going to Russia or Ukraine right now since I’ve already visited them. Plus, I love to visit new places since it excites my mind and totally energizes me.

One of the other reasons I love to travel is that I love to fly. It’s so amazing to me that there are so many people that are very, very afraid to fly and try to completely avoid it. I can somewhat understand that since any time a plane crashes and people perish, it frightens many of us.

I recently experienced that fear myself as my wife and I flew back from Washington state where we attended my wife’s mother’s funeral. About an hour into our flight, we hit a huge windstorm that threw the plan around big time. It went up and down and even on its side. I can’t say I wasn’t worried. That huge windstorm threw that plane around so much that I thought it might rip a wing off or at least break a few windows.

The captain finally announced that we needed to turn around and head north to get out of the storm. We ended up landing in Idaho falls, about 200 miles north of Salt Lake City, Utah, our destination. We stayed on the airplane there for over an hour, but then took off again for Salt Lake and landed safely. 

Upon leaving, the head flight attendant told us she’d been flying for over 18 years and had never experienced a windstorm that powerful. She confessed that she was scared to death that we would crash. That was both surprising and comforting because it showed how unusual our experience was.

I have over one million miles on Delta airlines and, yes, I still love the idea of flying. One reason I keep flying with little thought or fear is that the statistics on airline safety are incredible and you get to your destination so much faster than driving, which is much more dangerous. Your odds of dying in a car crash are 1 in 114 as a driver and 1 in 654 as a passenger, while the chances of meeting your end in a plane crash are 1 in 9821.

I should also note that those plane statistics include small planes which, compared to commercial flights, have a high accident and crash rate. Even so, they are still much safer than driving a car. There are only 2 small plane accidents a week while there are over 100,000 car accidents a week. The biggest cause of small plane crashes, though, is that they run out of fuel. I saw that firsthand.  

Back when I owned my own small plane, with my good friend as was my pilot, we were flying back from Florida where I had done a real estate seminar. When we were close to Texas, I looked out my window and saw that one of the 2 propellers had totally stopped. Wow, did that scare me! We quickly found a small airport and landed safely. It turned out that the maintenance guy in Florida had not screwed the gas cap on tight enough. Ugh!

You never hear of those kinds of things happening on commercial flights, though. The safety of each plane is taken super seriously. So, hey, if you are one of those who fears flying, just think about the statistics and how safe you will be, especially if your fear of flying is holding you back from seeing the world and all the great things that can really elevate your mind and spirit.

Travel: A Needed Boost

I’ve said this before, mostly because it is so very true — traveling lifts the mind and spirit! Right now, we are in Vienna after traveling a couple of nights ago from the Slovak Republic. Before that we had been in Budapest. Just wow, wow, wow! Talk about lifting one’s spirit. Our trip is doing that for me big time!

Even after all that flying around, we still have two more countries to visit — Austria and Germany. I’ve been to these countries before and just love the culture and the variety of people, buildings, and landscape we encounter along the way. I’ve now been to 94 countries and loved all of them.

You may wonder why I travel so much and why I’ve been to so many countries. Well, for one, I really love it. The reason for that, and another reason that I keep doing it, is because our minds really crave new and different things. There are a lot of ways to introduce novelty in your life, but going to new places and meeting new people is one of the best.

All this travel makes me want to do more and more things with my life and it is so mind expanding. Sometimes I take my kids and grandkids. They love all the new experiences and I get even more out of it because I get to share it with them.

Now, we have been to Europe many times, so maybe it doesn’t sound like such a new experience. However, this time was quite different for us, and I think I like it even better. Why? Because this time we took a cruise ship called the Viking. They do so much for their passengers. They arrange all the land tours at the various stops, and they serve a great food and drinks. They are also always there to answer any questions that passengers may have.

Having the cruise staff take care of all the details really took the pressure off our minds and reduced the stress on our bodies. If you haven’t taken a cruise, you might want to look into the cruise lines available and all the places they travel. Yes, we will sure do this cruise thing again and again.

Whether you choose to take a cruise ship, a plane ride, or a road trip, I highly recommend that you do more traveling, especially now that we can travel so much more than we had been in the past couple of years. It’ll be good for your mind and your spirit.

Surprising Reminders

It had been quite a few days since I’d been to my office, but when I went in recently, I was surprised to find 3 books on my desk from years ago, all signed by the authors. I took them home with me to refresh my memory as to why they were out.

The book that really caught my attention was Leadership Fitness by Homer Rice, so I re-read parts of this great book. I didn’t remember Rice from past years, although I’m pretty sure I did meet him. I was, however, very pleased to see that the foreword was written by my very good friend Paul J. Meyer. Paul was a very smart guy who made a fortune and became my hero and mentor. Sadly, he passed away a few years ago.

Paul really liked Rice’s book. He made this statement about it: “Homer identified, from his comprehensive reading, the significant elements of success: attitude, desire, belief, visualization, spaced repetition, habits, and focus.”

I was super surprised at how much I learned going through Homer Rice’s book. He reminded me of things I knew but had stopped using. Oh yes, he wrote about things that I had been writing about and preaching at my seminars, like how critically important it is to set goals and how super critical it is to write down those goals with a time limit on them. But what I hadn’t done in the past was to set goals in all the many other areas of my life.

Homer Rice writes that a person should set goals in every part of their life, not just in regard to business and money. Goals for family, friends, donations, traveling, and more should be included. For example, travel goals for me would include going to different cities and neighborhoods, as well as different countries, especially since the mind and the body really crave novelty and making lists. Putting a time limit down to accomplish those items helps tons in seeing them get done.

Reading through Rice’s book, I became really motivated to set more goals and go after them with energy and passion. Although I was surprised at how inspired I became re-reading this book, the real surprise came at the end of the book where he listed “Suggested Titles to Read”. In that list of books, I found Financial Genius by Mark Oliver Haroldsen. I was surprised and even a bit shocked to see my name. Remember, I’m not sure I ever met him, but he knew me, or at least knew of me.

I’ll try not to get a fat head over his recognition of my book. I totally love helping people and seeing so many people become super successful or more successful is just as much of a thrill as having that success myself.

So, I do encourage you to pick up Homer Rice’s book, Leadership Fitness. It’s very helpful in many ways that go way beyond just making money. You might also want to look up some of the work by Paul J. Meyer. These are two really smart men who have a lot to teach us.

More Reasons for Living in the Right-Now

Doesn’t life seem to change quite a bit as you get older? It sure does for me. Our bodies are certainly not the same at 70 or 80 as they were when we were teenagers or even at 30 or 40.

I had lunch the other day with an old friend that I’ve known for many, many years. I’ll call him Jerry. We have had so many great years together. Recently, I called him up to ask if we could meet for lunch at a restaurant or my country club. Jerry said he’d love to, but we would have to have lunch at his house since he was not very mobile. I was quite surprised to hear this since Jerry is only about a year older than me and the last time I saw him, he seemed to be just fine and had always been in good health.

We met up a few days later at Jerry’s house and I brought him lunch. I was surprised to see him with a 4-wheel walker and, on top of that, he shocked me with the news that he had bone cancer and, even worse, the cancer was also now in his brain.

Wow, that was such bad news, and I really felt sorry for my dear, long-time friend. Aside from all that bad news, I was very happy to find, after talking to him for a while, that his thinking was in excellent shape. He told me about a trip that he just got back from. In spite of his physical shape and health problems, he said he had a wonderful get away to Europe. As we talked about some trips we had taken together in the past, I was amazed that Jerry remembered so many details of our trips, many that I have a hard time recalling myself. He really impressed me!

When most of us were young, we might have thought life was an easy ride, and we figured we would live to 100 and have plenty of time to do all the things we want to do. We might also have hoped that maybe, by the time we’d reach old age, they will have invented a medicine or procedure to extend our lives by many, many more years and maybe even close to forever (I’ll hold on to that far out dream!) But even if we could live forever, we still have to deal with our older our brains and bodies not working near as well as in our younger years.

Since we most likely won’t live to be a 100 or more, we need to wrap our minds around living in the Right-Now Moment. It is true that we can’t continuously live in the present if we want to plan a big, fun getaway trip, since that takes future thinking. However, I certainly have found that as I think about going to Europe or Japan or any new place, it lifts my spirits.

Traveling to new places and seeing new things excites my mind and, I believe, it makes me healthier. It could even push off the day that I check out of life by many more years. I sure hope so!

GBAs and PBAs

Just the other day, I was going through a ton of old stuff of mine. Most of it was old paperwork including my past journals in which I wrote mainly about my thoughts and actions, from work stuff to family trips.

I began reading a journal I wrote between 2003 and 2004. That brought back both good and bad memories. I particularly liked reading of my thoughts when going to a foreign country which always lifts my brain and body. I took my kids and, later, my grandkids on these trips. They were so much fun and always pushed my enjoyment of life to a higher level. It did the same for the kids and grandkids. When I just stay home and do almost nothing, the lack of activity causes me to get depressed.

In my journal, I wrote about Martin Seligman, and was reminded of his advice. Martin Seligman is a psychologist and author who gives talks and writes about positive psychology and what it can do for our well-being. He believes we should follow our passions, the type that takes us away to that wonderful place of total engagement. For me, that is usually writing. Amazingly enough, however, I spend so little time doing it these days!

Seligman believes it is vitally important, especially as an antidote to depression, to engage oneself in activities and projects that challenge us and cause us to think. That effort gratifies us as opposed to activities that take little or no thinking and require very little effort. For me, it is obvious that writing is in the first category of gratification-based activities, or GBA. That second category is pleasure-based activities, or PBA.

Here are two lists — one of gratification-based activities (GBA) and the other of pleasure-based activities (PBA). Which one do you think lifts the mind and body to a higher level?

PBA:

• Watching T.V.
• Shopping
• Drinking at a bar
• Excessive sleeping
• Eating favorite foods
• Back rubs/massages

GBA

• Writing
• Reading good books
• Stimulating conversations
• Playing tennis
• Hiking in the mountains
• Social gatherings

There are lots more on my list, but I don’t want to bore you. I’m sure you can make a great list of your own.

I should note that pleasure-based activities are not necessarily bad. The thing to remember is that when indulging in pleasures, you should try to enhance them by being very mindful and aware of what you’re doing, taking time to savor those pleasurable moments. It also helps to spread out the PBAs as well as change them up to keep them fresh and novel. The brain really loves novelty.

Paying attention to how the things we do in our life lifts our brains and bodies, or doesn’t, can help us to make better choices in how we spend our time. Pleasurable things are nice in the moment, but doing something that leaves us feeling gratified can give us a boost for days, weeks, or even years. We humans can, in fact, choose to change and lift our minds and find greater levels of gratification in so much of what we do.

Noticing Forgetfulnss Can be a Good Sign

Today I want to talk about the human memory. Most young people don’t think about this but, when you get a little older and start forgetting things, it can be a little scary. So, regardless of age, this information could prove to be very helpful and is something you can share with both old and young friends and family.

Complaints and concerns about memory issues come up a lot with people 60 years and older. They often worry that it might be Alzheimer’s. However, the vast majority of forgetfulness in people 60 and older does not turn out to be dementia, including Alzheimer’s. 

In most cases, as you will see, a little loss of memory is not that serious. If you worry that you might be suffering from memory loss, here’s a quote from professor Bruno Dubois, director of the Institute of Memory and Alzheimer’s Disease, that should help alleviate your concerns:

If anyone is aware of their memory problems, they do not have Alzheimer’s.

It’s estimated that more than 80% of people with Alzheimer’s are, on some level, unaware of their forgetfulness. They suffer from what’s known as anosognosia, which is the inability to recognize that one has a cognitive problem or other disability. So, being aware of your forgetfulness is a good sign that you aren’t likely to develop the disease.

Common issues with forgetfulness that you don’t need to worry about include:

• Forgetting the name of a person
• Going to a room and not remembering what you went there for
• Blanking on a movie title or actor or actress
• Forgetting where you left glasses or keys

After 60 years of age, most people have difficulty with these things, but these lapses generally indicate a characteristic due to the passage of years, not a disease. Even knowing this, many people may still be concerned about their symptoms, so I think it’s important to share additional statements like these by Professor Dubois: 

Those who are conscious of being forgetful have no serious problem with memory.

Dubois also notes that:

The more we complain about memory loss, the less likely we are to suffer from memory sickness.

Wow! Was I ever thrilled to learn all of this since my memory is not what it used to be. I do feel a lot better!

Now, this is not to say that just because some forgetfulness is common, you shouldn’t work on your brain and try to keep it young. You can do that easily. Just constantly introduce it to novel experiences and learn new things. Stay active, socialize, travel, and challenge yourself all the time. 

Keeping your memory sharp sure sounds like a good time, doesn’t it?

The Challenge of Retirement

For those of you that have recently retired, or if you are approaching retirement and doing some planning, there are a few unexpected surprises that might be waiting for you. At least there were for me.

I had looked forward to being retired and having all that extra time to do anything I wanted to like travel, play more tennis, and just have a great time. Well, I must tell you, when that day arrived, I was in for an enormous surprise.

I don’t think most of us realize what a great challenge retirement can be. It didn’t hit me immediately, but after a few months of it, I found myself going stir crazy. I came to realize that we humans need structure and a routine. Without that, we can become very frustrated. I talked to a few friends that had retired a year or so before I did and they told me that the same thing hit them. We all need a reason to get out of bed in the morning and I didn’t have any routine or daily plans to motivate me.

At that point, I began to see how very important things like going to the office and interacting with others were for us humans. I missed the social part of my work life and struggled with feelings of worthlessness because I wasn’t producing anything. We thrive on being productive which helps those around us and lifts our brain and lives to a higher level. Sure, I can travel more and have great fun hanging out with my kids, grandkids, and friends, but we need to be contributing to our lives and the world around us in some way as well.

My advice to everyone is to plan for retirement, not just financially, but in what you will do with your time. Make lists and talk with others that have retired or are heading that way fairly soon to see what, if anything, they are planning. It’s a good idea to look at your life and think about what brings you the greatest pleasure and what stimulates your brain and then see if you can build your retirement around those things.

Patrice Jenkins, PhD, wrote a brilliant book called What Will I Do All Day? Wisdom to Get Over Retirement and on with Living. In the book, she offers some great advice: “Creating meaningful work in retirement provides an opportunity to step out of your comfort zone. If you’d like to, you can redefine yourself — try something new and different… In retirement, you have the freedom to be anything that suits you.”

Even if you are many years away from retirement, it’s not too early to do some thinking and planning now. I think you will be very glad that you did when those retirement days come around.

Statistics Are on Your Side

So many things in our lives can be looked at as a matter of statistical probabilities. To me, one of those statistics that people either don’t know about or haven’t really considered is the chance of dying in an airplane. I think this lack of knowledge may be why so many people are afraid to fly to the extent that they rarely or never do. Or if they do fly, it’s not very often and they spend most of the flight scared senseless.

It’s too bad that fear of flying is so common. There is so much of our great world to see and explore. I love visiting new countries and meeting people that are so different from me. I find those differences fascinating. Those experiences are part of why I think this fear of flying is such a crazy thing. It seems like people would want to get over that fear for the chance of having all those wonderful experiences.

The thing is, the statistics about the safety of flying are impressive and should be encouraging. The odds of dying on a commercial airplane are around 1 in 11,000,000. That’s 11 million! In 2019, the chance of your plane having an accident with any fatalities on board was one in 5.58 million flights. Those are very great odds and should take most, if not all, of your flying fears and set them aside. Take those odds and compare them to dying in a car, which was around 1 out of 9000 in 2019. Also consider that, in the United States, there has not been a fatal commercial flight since 2009. That’s how safe flying is these days!

The comfort found in those statistics can also be found in statistics about other things, such as starting and running your own business or investing in more or bigger real estate deals as well as finding great deals. Starting a small business, which most people think is a terribly hard thing to do, has a success rate of 80% after two years and over half will continue to have viable businesses after five years. That’s pretty encouraging, especially if you’re one of those who work hard and work smart! And investing in real estate has long been considered one of the best ways to have a successful financial life.

It’s not a bad idea for all of us to do a bit of research on anything that we fear, especially those things that hold us back from enjoying life or being successful. You can look up statistics on almost anything online.

You not only have great access to statistics on the Internet, but you can also find people who can help encourage you with their success and maybe even give you a leg up on your own. People who have done what you want to do and have been very successful are a wonderful source and can lift your goals, objectives, and success to great heights. My mentors have been a huge part of my success. And finding mentors greatly increases your statistical chances of succeeding and reaching your goals!

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