The Miracle of My USA

I was going to tell you more about what I’ve learned about increasing longevity and enjoying excellent health through all the years of your life. But something else has been on my mind this past week.

I have been reminded many times through my writing and reading, that everything I do should be connected to that good ole USA. Okay, do you remember what USA is for me? It’s pretty simple and, no, it doesn’t stand for the country I live in. It’s an acronym I use to remind myself to live a life of Unconditional Self-Acceptance.

I know a lot of us struggle with accepting and loving ourselves unconditionally. We can be so very self-critical. But even if you’ve worked hard to have good, positive inner self talk and can truly say to yourself that you love and accept who you are, negativity can still sneak in. It’s not a given that once you’ve learned to accept yourself unconditionally that you’ll always accept and love yourself unconditionally.

You just have to give that USA some thought from time to time, and if you do, you will discover that living with that USA on the top of your mind will really lift your life. It can do this for pretty much any part of your life, from your career to your relationships. 

It’s so easy to forget about the meaning of my version of USA but it really can make a huge difference in your life. If you make Unconditional Self-Acceptance a super big goal for yourself, and think about it on a regular basis, you will see that by being more and more accepting of yourself and your life you’ll find more success, happiness, and contentment. And that’s because it’s that negativity and self-doubt that can really bring us down.

Whenever I focus on my USA, it helps lift my life in so many ways. It improves the way I do business as well as giving me the confidence and dedication I need to write my books. It has even lifted the quality of my tennis game. I’ve also seen how it can improve my relationships with my dear and wonderful hard-working wife, my super kids, and all my wonderful grand kids. Because when I can accept and love myself, it’s easier to love and accept everybody and everything about the people around me. And I mean everybody. Yes, everyone from new friends to long time buddies and, of course, family members!  

I’m sure you’re familiar with the feeling of being around people who don’t seem to like themselves very much. It can bring everybody down. So, if you stay focused on the good ole USA, you’ll be in a position to lift the lives of everyone around you instead of bringing them down.

It really does work. I say it even borders on the miraculous.

Find Your Formula

Having a ton of money does not make for a perfect life and I’m pretty sure that most of you would agree with that. Still, a lot of what I have written about in my life is about making big money because there are lots of great things and big benefits that large amounts of money can do for you and those around you. I think my readers here would probably agree with that too. But, if people know how great wealth can be for them, why are most people not wealthy?

I’m pretty darn sure I know the answer to that question and it’s not one of the answers many people might think it would be. Not having wealth isn’t because they …

… don’t have a very high IQ.

… didn’t earn a college degree from a top school.

… didn’t win the lottery.

… didn’t come up with a stunning new invention.

… didn’t get a big inheritance.

So, if those are the reasons why most people aren’t wealthy, then what is it?

Well, there’s actually several reasons, but the biggest factor is a failure to follow or use a proven formula or plan. And believe it or not, that reason is a pretty darn simple one to do. Notice that I didn’t say it was easy to do. Following a formula or plan can take a lot of hard work and it does take time. But once you have a plan, you simply follow it.

Sure, there are a lucky few that make fortunes almost overnight, getting a big inheritance, discovering a new invention, or winning the lottery but those cases are very, very rare and can’t provide most people with a way to wealth. Most fortunes are made over many, many years by following a solid, time-tested, and proven financial formula.

It’s rather sad that so many people still think and dream of the day they are going to suddenly “strike it rich”. That myth is constantly fed by the rare but widely reported occasions when someone does get lucky. Those very exceptional cases are magnified by the media, and it keeps people holding on to “the dream”.

But winning the lottery or inventing the next big thing is not something you can plan for, much less depend on. Planning and finding a formula that works is the only way to make wealth happen for you. There are never any guarantees but if you plan, work hard, and keep at it, you are more than likely going to reach your goal and you’ll certainly be much better off than if you sat around waiting for wealth to find you.

So, don’t just dream about having large amounts of money. Do something about it. I have sure-fire formulas that you can read about in my books like The Next Step to Waking up the Financial Genius Inside You. Find your formula, make a plan, and get on track to improving your life with great wealth.

Finding That Passion for Living

Last week I started telling you the story of my life. I wanted you to see how setting big goals started me off on the path that I am on even today. So here is the rest of my story with a little bit more about what I’ve done and how having big goals that keep me excited and challenged led to much of my success.

For one, I worked on bigger and bigger real estate investment deals. My work in the development side of real estate has been among my most profitable endeavors. I successfully developed large condominium complexes in Pennsylvania and Mississippi. I completed a 13-acre commercial development in the south part of the Salt Lake valley and a very successful condominium project on the beautiful North Shore of Kauai. Although I am less involved in real estate development today, I still have a few projects going with much of the work handed off to my children.

After finding success in real estate, I knew I wanted to something else big and something that could help others find the kind of success I did. So, I eventually developed and successfully ran a real estate investing seminar company that would set the standard for real estate investing seminars, conventions, and educational retreats throughout the world.

I not only became extremely successful in my seminar business and as a real estate investor, but I also got into writing books. I am now the author of four books on real estate investing including the book titled, How to Wake Up the Financial Genius Inside You, which has sold over two million copies. I also published the Financial Freedom Report, a real estate investing magazine, for over 20 years. Then after my so-called retirement, I published another book called, How to IGNITE Your Passion for Living. It wasn’t about real estate but instead I wrote about what keeps us chasing those dreams and those big goals.

You see, after I tried to retire, I felt very lost and depressed. It was then that I realized we human beings need to do more than just have one or two big goals to go after and to succeed at to be happy. We need to have something to work towards, something to keep us challenged and purposeful. So, I wrote that book and started this blog and I keep creating big goals like keeping myself super healthy and active.  

I have also learned to balance my life with my many passions. I love to travel, having visited well over 100 countries. I still love to write which is why I keep this blog going. I also love tennis and getting out to see my friends. All these passions are surpassed only by my devotion to my wonderful wife, Kimberly, and to my children and grandchildren.

So, as you see, I have kept my life full of things that I can work on and challenge myself with as well as enjoy. We need to always have a goal and a purpose and, especially, a passion for living.

Breaking Out of the Boredom

Recently, I’ve been writing about how keeping a record of one’s thoughts through a journal can be very helpful down the road. I’ve also recently found a few thoughts in those journals about how bored I became when I retired and some of the smart things I did that helped me with that.

If you are retired, you probably know what I’m talking about and if you are totally busy, working hard, long hours plus taking care of your home and family responsibilities, you might not hit that boredom thing very often. It’s funny how so many of us think of work as a negative thing, when, really, it’s a blessing. I think many retired people would agree.

So, what do you do if retirement has you bored out of your mind or, if you are not even close to retirement, you find yourself bored way too much with what you are doing now? Retired or not, what I’ve found, and continue to find, is that there are many different ways to cope when boredom becomes part of our lives, but there is one approach that I think works best.

One of the best solutions to any kind of boredom is to get busy and stay busy with projects you are passionate about. You want to push yourself to do things that are not just fun but that challenge you. Specifically, you want to projects that are well thought out and that fit with what you like to do, what you are good at, and what you find exciting and fulfilling. This might be a big goal, maybe something you’ve always dreamed of doing, but haven’t tried yet out of fear.

A big goal can really wipe away boredom. The challenge of trying something big, even the fear that might come with it, can give you a real mental boost. I remember how fulfilled and not at all bored I was when I decided to have a new house built for me in Kauai. No, I wasn’t the guy who poured the cement or swung the hammer, but I decided on the floor plan that fit my personality and figured out things what things fit my lifestyle—like good indoor-outdoor living spaces. Then, just about every day, there were decisions to be made and new things to learn so I could make the best decisions, and that stuff that kept me really busy so that I was rarely, if ever, bored.

I also went back to work after retiring. I wasn’t working like I used to, but I did enough to keep me busy, starting new and exciting projects. Since I was retired, I could choose to work on things I had always thought about doing but hadn’t had the time for yet. So, I wrote another book, started this blog, and set new, bigger travel goals.

So, if you’re a bit (or a lot) bored, may I suggest you look for something challenging and new to keep you busy? If you don’t have anything in mind right now, that can be your first big goal—to come up with a list of things you want to try or do. If you are just totally busy and never bored, then don’t change anything and be thankful. But also know that circumstances can change, so keep any eye out for that awful boredom and keep busy with exciting new goals.

A Real “Ace” Book

I recently hooked up with an old friend that I hadn’t talked to or emailed for years and years. Yep, it was back in my high school and college days when Albert Goerig, who we called Ace, and I were both on the track team. We were pole vaulters. I think my highest vault was 14 feet 1 inch. I was very proud of that, but I think Ace vaulted higher than that!

We are both turning 80 in less than two years, so neither one of us still pole vaults. However, I do play a pretty good game of tennis. I don’t think Ace does, so I’ll just have to challenge him.

Ace, like me, has written several books. He was so kind as to send me one called Time and Money: Your Guide to Economic Freedom. Wow, this book talks about so many of the things that my books talk about. Everything from how important it is to set goals to keys to motivation to how important these things are for success in your life.

To give you an idea of what good advice and directions you can find in Ace’s book, here’s a partial list of chapter titles and subtitles you’ll find in those pages.

• Your Personal Story and Game Plan
• The Importance of Saving
• The illusion That Money Will Make Us Happy
• How to Change Your Past Behavior
• The Time and Money Game Plan for Economic Freedom
• Investing for Economic Freedom
• Enjoying Life Now
• Paying Off Your Mortgage Early
• Getting Back in Sync with Time

These are just a few of the many great topics Ace writes about in his super motivating book. He has a website, doctorace.com, where you can find free videos on step-by-step debt reduction and simplified investing. You can download his two newest books for free on the site as well.

I highly recommend you go get a copy of Time and Money and read the entire book. You won’t be sorry that you did!  It is so accurate and his words would be helpful for all of us humans!

A Sure Way to Happiness

Recently, I was thinking about a hike I went on some time ago. I had headed out to get some exercise, looking forward to the great feeling that the increase of serotonin and dopamine bring on from the physical activity. In my pocket, I had a handful of $2 bills. I give these out to kids because it always brings a huge smile and a sincere thank you, which, in turn, gives me a big boost from seeing how happy it makes them.

So, while enjoying the beautiful sights of Millcreek Canyon, I passed a couple and their daughter. The little girl was crying because she had fallen on the trail. As I passed by, I told her to be sure to keep her eyes on the trail for litter and if she saw some and picked it up, she would be TWO lucky.

A few feet on, I dropped a $2 bill. The girl saw it and immediately plucked it up. She excitedly showed her parents, her scrapes forgotten. I kept on hiking, a big smile plastered on my face, but soon I heard them talking to another hiker about what I’d done. That made me smile even more.

A little while later, I passed a slightly older girl and told her the same thing. When I dropped the $2 bill, she very sweetly let me know I had dropped it. I told her to take it for good luck. I passed this girl and her parents on the way back down and her parents stopped me, thanking me over and over again. They said their daughter thought I was an angel. That made my broad smile into an even broader grin that just wouldn’t leave my face.

By the time I’d gotten to the end of the trail, I was incredibly high on all the joy my little gestures produced as well as from the exercise. I remember that I couldn’t stop thinking about how something as small as a $2 bill could make both the giver and receiver so happy.

We all go to great lengths to find a little happiness, hoping for something that will make us feel good or will let us know what we do is worthwhile. And yet some of the smallest gestures can do this very thing, not just for you, but also for others.

I talk about this very thing in my book, How to Ignite Your Passion for Living. You can read about the benefit of taking a moment here and there to make someone’s day, as well as yours, in Chapter 12, “The Benefits of a ‘God’s- Eye View’”. But do you know what’s even better than reading about it? Getting out and doing it! Start with a small gesture today and see for yourself.

For Love of Work

Last week, I said I would tell more of the story about Bunker Bean who I spoke about in the last couple of posts. However, I am going to do that next week as I have something else I want to share with you first.

Recently, I was thumbing through a great book that I read years ago entitled When All You’ve Ever Wanted Isn’t Enough by Harold Kushner. As I always do when I read a book, I wrote down many of the most interesting, helpful, and motivating quotes and comments that the author made. These notes are a great way to go back and easily refresh my memory since they highlight those points that hit me the hardest and helped lift my thoughts, actions, and life to a higher level.

Here are some of the points in this book that really helped me, especially the comments about work and how important it is for all of us:

l. Work can be the scaffolding that holds up our adult lives. (I need to keep remembering this as being retired makes it more difficult to find and do the best kinds of work for me.)

2. The key to one’s happiness is to find pleasure in our work and to use our abilities–no wasting them!

3. Our souls are hungry for meaning.

4. We work for meaning. We work so our days will not be empty of meaning!

5. Do not expect that life will always be fair.

6. For ultimate satisfaction, lower the level of what you want to what you already have.

7. The affliction which drains so much of the sense of meaning from our lives these days is that disease of boredom.

Kushner makes several other notable points in this book that are not easily summarized and put into a list. For example, he writes, “Asked, “’What do you do?’ we invariably respond in terms of our work, not our hobbies or organizational commitments,” implying that work is often our identity.

About himself, he notes that, “I work because I have a family to support and bills to pay. But I work also because it puts me in touch with people and helps me think of myself as a competent, contributing person.”

Kushner also writes that “there is something satisfying about being challenged to do something hard and then doing it. I think it must have been what Ecclesiastes had in mind when he said to us, in effect, ‘If you are not going to win a Nobel Prize for your work, if it is not going to make you rich and famous, it can still give meaning to your life if you take it seriously and do it with all your might.’”

I think the author makes many wonderful comments and offers some very helpful advice. It’s a great little book and I highly encourage you to get it and read it but, most importantly, LIVE by the advice that you think will make a big difference in your life, a difference for the better.

Beautiful Mindfulness

Recently, I re-read Pema Chödrön’s great book, Living Beautifully: with Uncertainty and Change. It got me thinking again about the human mind and how our thinking can be super helpful or just terrible for us.

It’s so very, very important that we try to “live in the now” as much as we can. It’s not easy but we do need to keep working at it because it really can lift our life and happiness.

In last week’s blog, I talked about meditation and how important and helpful it can be for our lives. Pema says in Living Beautifully that, “Meditation is one form of mindfulness, but mindfulness is called by many names: attentiveness, nowness, and presence are just a few. Essentially, mindfulness means wakefulness–fully present wakefulness.”

I totally agree with her.

She goes on to say that, “The specific details of our lives will, of course, differ, but for all of us, wakefulness concerns everything from how we make dinner to how we speak to one another to how we take care of our clothes, our floors, our forks and spoons. Just with other aspects of this commitment, we’re either present when putting on our sweater or tying our shoes or brushing our teeth, or we’re not. We’re either awake or asleep, conscious or distracted.”

Later she says, in reference to creating a comfortable life that this, “means setting up your life so that you have time for meditation and self-reflection, for kindhearted, compassionate self-honesty”. Those things and thoughts are so very important to our happiness. We all need to put a lot of effort into really living in the present moment. Doing that can lift our mood and our life tremendously.

To help me with this, I’ve made a list of what I call My 10 Natural Mood Boosters:

1. Get into a routine

2. Set goals

3. Exercise

4. Eat healthy

5. Get enough sleep

6. Take on responsibilities

7. Challenge negative thoughts

8. Take good supplements

9. Do something new

10. Try to have fun

I’d like to add one extra thing that has always worked for me when I am feeling down. It’s so simple — just go outside and take a walk to anywhere, although a place that’s new for you is best. And yes, it’s very important to live in the now as much as you can—you will be glad and much happier if you do this as often as possible!

Lift Your Life — Focus on the Present

One of the best ways to increase happiness in your life, and therefore maintain and lift your passion, is to stay in the present.

This can be challenging for most of us, if not all of us, when things are stressful. Most of the time we are worried about the past or the future and not really paying attention to what is happening right now, so we miss life as it is happening. That can make it tough to live passionately in that “right now” time and place.

Living this way takes practice. You have to train your brain to live in the moment. It’s something I’ve worked to achieve all my life. It is easier now than when I started, but it still takes a concerted effort. It is, however, more than worth it.

As you learn how to redirect your thoughts and focus on the present, it’s important not to be hard on yourself. (Take a look at my previous blog where I talk about good ole USA—not the country but “Unconditional Self-Acceptance”!) Just keep working at it and when you get cut off, when your mind wanders, take the time to steer your thoughts and yourself back to the present.

Yoga and/or meditation are ways that we all can practice keeping our focus on the present moment, making us happier and more content. Yoga and meditation are way underrated in this country. They can be such great tools and you don’t need to go to a gym or studio to do either.

For instance, you can do yoga at home with tools such as the Yoga for Beginners with Patricia Walden DVD or through videos found on websites such as Yoga with Adriene. There are also many websites designed to help coach you and I on the best ways to meditate, such as Mindful.org. Even just 10 minutes a day on either of these can make an enormous difference in your life.

Keep practicing and you will lift your life and get better at it the more you do it. You’ll be amazed at how much spending even just 10 minutes a day focusing on the present can increase your life and happiness factor. It’s the real deal!

The Joy in the Journey

Would you agree that most of us, at one time or another, especially when we were young, had thoughts of being rich and or famous? And maybe those thoughts were followed by, “If I was rich and famous, my life would be perfect or darn near perfect!”

If you were at all like me, you certainly had those thoughts. Most people I’ve talked with over the years had those thoughts run through their mind at some point. But I’m here to tell you that a near-perfect life does not necessarily follow fame or wealth.

Yes, wealth can make a lot of things in your life an easier, but if you think that tons of money and fame will automatically bring you happiness and contentment, you’re dead wrong. In fact, I think you will find a higher early death rate and more addiction in the rich and famous than in the middle class. That is saying something about how imperfect a life with wealth and fame can be.

Riches and fame can give you a lot more choices, but you do need to be extremely careful with the choices you make. For example, gifting your wealth to charitable causes can bring far greater and longer lasting satisfaction than feeding a cocaine or alcohol addiction with all that money.

Please don’t misunderstand me. I’m not saying that money and fame, or going after great and lofty financial glory, are not worthy goals. Those are energizing, lots of fun, and can be very satisfying. Just be sure you enjoy each hour and day of your pursuit and be aware that whatever the end results of your journey, it won’t make your life perfect.

The thing is, nobody’s life is perfect and when you realize that and accept that fact, your satisfaction and contentment can really begin to soar. Trust me on that. I’ve been there, done that, and learned it. I have to remind myself that life is never perfect on an almost daily basis, pushing myself to concentrate on the big multi-year goals while, at the same time, remembering to “live in the now” and have tons of joy while on the journey.

Money can do great things for you, your family, and your life, but it is simply not everything. It is not the key to a happy, fulfilled life. Look beyond the wealth to what you can do to make things better for others as well as exploring and enjoying life. You don’t want your life to just be about making money. You want it to be about what that money can do for you and others. That’s where you will find the joy.

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