The Difference Every Day Makes

One day doesn’t seem like very much time and if we get a lot of good stuff done or we do nothing but watch TV all day it may not seem to make much difference in our world let alone the rest of the world.  Hey, it’s only one day. No big deal. I’ve got lots and lots of days ahead of me—like maybe 50 or 100 thousand more of those days before being blasted off this planet. But those single goof-off days can add up quickly and none of us have near as many days as we might figure to accomplish what we want, especially if we set our eyes and minds on big and lofty goals.

Yesterday as I was driving home from a great doubles tennis match I did some quick figuring in my head and was somewhat shocked at the number of days I had left in my life or I should I say the lack of number of days. Even if I made it to age 100 my remaining number of days, with me being almost 71, was only a little over 10,000, and that was IF I make it to age 100!

Even if you are only a mere 25 years of age, that still only gives you just over 27,000 days to age 100.  Now to some people that might seem like a lot of days but to me it’s a pretty small number, therefore I am inclined to think that to waste even one day is a very serious matter, unless of course you don’t have any big and lofty plans and goals.

The good news however, is that I am totally convinced from my experience in life that if you are keenly aware of your hours and days as you experience those days of your life then you will be much more likely to not only set good, worthwhile and important goals but you will be many times more likely to reach those goals.  And because we all have a limited number of days–whether it’s 10, 20 or 27,000–we need to put strict time deadlines on those goals, because if we do that then we are much less likely to waste those precious days and more likely to reach your goals.

Recently I came across an article about me that appeared on the front page of the Sunday Register Star of Rockford, Illinois and I was quite stunned at some of the things they quoted me as saying way back on November 1^st of 1981.

I was only 37 back when the paper ran the story entitled “He Quit Bragging after his First Million”.  As I re-read the story that they wrote about me, I must admit that I was a bit surprised that in talking about my beginnings as a construction worker 16 years earlier, there in Rockford, making only $4.50 an hour, that I had already set my sights on becoming a millionaire.  Plus, even at the young age of 21, I was acutely aware of this thing called “time”.

I had figured that even working as hard as I was, making just $4.50 an hour would only bring me a mere $9360 in a year and even after 50 years, I would only have made $468,000. Of course, when I considered that I would have to spend money to live, I quickly figured out that there had to be some formula or secret to becoming a millionaire because just working an hourly job wasn’t going to do it. I was to find out later, using each precious day to look for the answer, that there was, in fact, a formula to making millions and one that doesn’t require a person to invent Facebook or Amazon or some hi-tech computer program.

If I hadn’t realized how critically important each and every day was and how few days are in a person’s life, I’m pretty sure I wouldn’t have spent my days searching for the “financial formula”.  So please never forget the great and precious value of a single day in your life and use it accordingly.

Next week I want to share more of the newspaper article and more specifics of the “financial formula”.

 

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ALMOST 5 MILLION

I got a bit of a shock via an email I received last week. It came from “Fitbit”. It was a summary report of my fitness for the year 2014. It said, “Whoa, take a look back at everything you accomplished in 2014!” And I did.

The shocker was my Fitbit recorded me taking 4,980,169 steps in just one year. That’s 2,341 miles. The message went on to say, “You might not have noticed when you were running errands, chasing the bus or hitting the gym after a long day, but every single step you took added up to something big. Something really big. It’s a year to be proud of and we’re pumped to be a part of it.”

I would have never guessed a year ago, when my wife gave me this little tiny thing called a Fitbit that I ever could or would take almost 5 million steps in a single year!

I wrote about my Fitbit in a blog early in 2014 saying that when we take time to measure and keep track of most anything, we tend to get better at whatever we are measuring. This is because we are competing against ourselves and we can see our progress. We just want to do better or do more today than we did yesterday and with those records to keep reminding us, we then are driven to continue improving each day after that.

After getting the summary report from Fitbit I am certainly even more motivated to continue improving my fitness and have challenged myself to do much better in 2015. In fact my goal is now 7 million steps for this year.

As all of us begin this new year, I want to push and challenge you to start measuring whatever it is that you want improve upon. It could be your wealth, your health, your donations of time and or money to others or anything you would like to be doing more of or be better at. Start today to keep track and I promise that ‘keeping track’ will to keep you ‘on track’ and you will get better and better at whatever you are measuring.

Lesson from the Life of Billy Crystal

I want to continue discussing the theme we had last week on writing your thoughts, ideas and life into a journal. I have strong and passionate feelings about this process of making a record of your life, about having the ability to read over all those ups and downs and the lessons we learn along the way.

This past week, I read about the fascinating life and thoughts of Billy Crystal in his incredible autobiography Still Foolin’ ‘Em. He wrote the book when he was turning 65 and it’s really a great read. It’s packed full of very funny stuff but I was quite a bit more impressed by his deep thoughts and feelings on everything from his family including his wonderful wife, kids and grand-kids plus the big impact his father, mother and grandmother had on him, to his numerous famous friends and not so famous friends and business associates.  I’ll tell you, if you read his book you will quickly grow to love and admire this man. He inspires you and gives you some great insights into the human mind and behavior.

He and his famous friends certainly lived the philosophy of “feel the fear and do it anyway”. That is something we all need to remind ourselves to believe in and practice. I think most of us look at famous and really successful people and think that they don’t have great fears like us but nothing could be further from the truth. Everyone has fears, but the key to success and a great life is to plow right through those fears and “do it anyway”.

The other great lesson I learned from Billy Crystal, or I should say I re-learned and reminded myself to do more of, was the huge value of people networking. I was astounded at how many friends and business contacts Billy had. Even though Billy is super talented I don’t believe he would have soared nearly as high as he did without his people networking. I’m talking hundreds of incredibly influential people he got to know who helped him on his path to such tremendous success. And did he ever soar! His success was not only as a stand-up comedian but as an actor in all those wonderful movies, TV shows and even on the Broadway stage. He made us laugh which is so very good for our minds and souls plus he gave us so many hours of movie and TV entertainment. Now through his book, he is giving even more.

I certainly don’t think Billy is even close to being finished as he approaches his 67th birthday on March 14^th of this year. The biggest lesson I think we should take away from Mr. Billy Chrystal is that all of us need to record our life, our activities and, most importantly, our thinking. This can be not only helpful to ourselves when we re-read what our thoughts were at different stages of our lives but also that your autobiography will be equally helpful to others. So keep making those journal entries and leave a legacy for your family, friends and everyone to enjoy as well as learning some great lessons from your own life.

Immoveable Deadlines

While I was preparing for a trip to Kauai a few days ago, I was suddenly hit by a pretty powerful thought.  The thought came as a result of my packing and getting hundreds of things organized before I was to leave.  I noticed how really organized and efficient I was becoming–making lists of items I needed to take, the things I must do before I left, and the people that I needed to meet with or email or call.  I will be gone for months so I knew all these things needed to be done, without question, and there was definitely a dead line on all of it–my flight out.  This kind of deadline pushed me to become an almost perfect picture of efficiency and effectiveness.

In the midst of my packing, I stopped for a few moments and observed what I was doing, how I was I was plowing through dozen of tasks so quickly and quite smoothly. Of course the motivation was obvious. I had a very fixed and non-movable deadline that I couldn’t easily be changed without a huge expense and hassle. But the thing that struck me was that this packing was a goal with a deadline I was not willing to miss.

Especially now at the beginning of a new year, as I am setting goals for myself, I realize how important this is–goals need to be set with time deadlines we are not willing to miss. Deadlines, ones we adhere to, are a huge key to pushing ourselves to be more effective, more efficient and ultimately more successful!

Think about that a moment.  Look at your own habits and behavior when you know you have a flight or other seemingly immovable deadline to meet. Don’t you get done what needs to be done? The great lessons here are:

1. We all need to recognize how very beneficial it is to have deadlines attached to our goals.
2. We must become tougher on ourselves by setting goals with absolute time deadlines attached to them.

Never forget that you and I only live, on average, about 700,000 hours, so it’s critically important to use our time wisely. If you want to accomplish a lot in your life and do big things for yourself, your family, your friends, and for mankind, you need to be efficient and well-motivated.

So with your next goals, pretend that your deadline is like a flight you have booked to Paris or Hawaii and if you miss it or have to postpone the flight it will cost you many thousands of dollars.  Depending on what your goals are, missing a time deadline may actually be more costly than a few thousand dollars. In the long run, a missed goal could cost you hundreds of thousands of dollars or even worse if you have a huge loss of confidence or damage your self-esteem.  Bottom line here is, make time deadlines your biggest friend, helper and partner by seeing them as the important, unnegotiable deadlines they really are.

 

Planning the Best Year of Your Life

Have you recovered from Christmas yet? If you are like me, probably not.  It sure is a great and special time of the year.  There’s nothing like family, friends and lots of giving at this time of the year.

But now that it’s over, most of us begin thinking of the next year and what it is likely to bring. And if you are smart you will start planning and setting goals so that the next year brings you what you want it to bring, rather than what just might happen to you.

For me, I usually begin my planning by reviewing the past year.  I go through my planner week by week, reading my notes, my do lists, and my activities.  Then I review my goals and see which ones I’ve accomplished and which ones I didn’t.  Yes, that can be a bit of a downer but it also gives me a gentle kick in the butt and a renewed determination to work harder in the coming year.

I think it is best to remove yourself from any and all distractions so you can really stay focused on the task of planning your life for the next 12 months.  Personally I love to sequester myself on a long flight where I can’t be interrupted by phone calls, texting and emails. On a plane, I also don’t get diverted by picking up a book or file or any other stuff like that since I am not home or in my office where I can see and easily pick up something that takes me away from my planning.

So bottom line, I want to strongly encourage you to do a review of what you did and didn’t do as this year ends, and begin writing down what your goals and objectives are going to be for 2015. You might as well make it the best year of your life. And to a large degree that is up to you.

Like I’ve said many times before, “I am preaching to myself as I preach this message to you.” So let’s get to it!

Notes from THE WILLPOWER INSTINCT

Ok … this week I will give you what I think are some of the high points from Kelly McGonigal incredible book, The Willpower Instinct. These are more of those notes taken from my summary sheets that I make and keep from the best books I read and want to revisit and remember.

The Willpower Instinct is a truly life changing book if you put the concepts and findings into practice.  I highly recommend you get it and read it carefully.  Below are the points that jumped out at me. In some cases I am giving you quotes and in others I am giving a summary in my own words.  The subtitle of the book is great: “How Self-Control Works, Why it Matters, and What You Can Do to Get More”. The book covers all this and more.

Mark’s notes from The Willpower Instinct:

P. 20 Most of our choices are made on autopilot.

P. 20 Self-awareness is one big key to will power.

P. 21 When you are distracted, your impulses usually over rule your long term goals.

P. 21 To have more self-control, develop more self-awareness.

P. 23 The brain is remarkably responsive to experience.

P. 24 Ask your brain to _____________________________ (you fill in anything you really want) and your brain ends up helping you do it.

P. 26 Meditate on a regular basis — it will help you increase self-control. For example: lose weight, kick bad habits, etc. Meditate 5 minutes a day can make a huge difference.

P. 42, 43 Exercise is like meditation it makes the brain bigger and faster and improves willpower.

P. 43 A big mood booster is a simple 5 minute walk outside.

P. 45 Exercise gives you more energy than you spend.

P. 69 If you are looking for a big change of any habit, look for small ways to practice self-control.

P. 129 When we free ourselves from the false promise of reward we often find the thing we were seeking happiness from was the main source of our misery.

P. 132 We must distinguish between wanting and happiness.

P. 144 Many studies show that self-criticism gives less motivation and worse self-control and is the biggest predictor of depression.

So, without even reading the book, you can see the value of the information just in these notes. And how easy is it to review and remind oneself of this great information this way?

Active Reading

Great books can do great things for you in your life. They certainly have for me and I use a simple method to make sure I don’t forget what I’ve learned from the best books I’ve read. It’s really simple and I highly recommend you give it a try.

First, as I read, I underline the best points made by the author, the ones that jump out at me and instruct, inspire and motivate. Next I make a note in the front or back of the book, with the page number and a short summary of what struck me as a real gem. After I have finished the book I take an 8” X 11” piece of card stock paper and transfer all the page numbers and quotes onto that paper. Then, anytime I need a mental, emotional or motivational push I quickly and easily review my notes of a particular book. It’s easy and simple.

As I have said in the past, and as it was preached to me by my mentor Paul J. Meyer, “It’s better to re-read or re-view over and over, 20 or 30 or 100 great books than to read 1,000 average books”. I have never forgotten that and it have served my life and dreams very well.

In looking through my stack of 8 X 11 cards I see my notes on books like “Satisfaction”, “Outliers”, “Flow”, “Feel the Fear and Do It Anyway”, “Tipping Point”, “Fat Chance”, The Power of Now”, “The Willpower Instinct”, The Four Doors”, and of course a couple of my books “The Next Step to Waking up the Financial Genius Inside You”, “How to Ignite Your Passion for Living. That is to name just a few. Next week I will give you a few of what I think are the best short summary statements from a few of those books to show you exactly what I mean, what jumps out at me and what helps me like I am pretty sure it can help you.

Asking for Courage

In last week’s blog I promised I would give you my definition of  ‘Courage’ so that we can look into what it can mean to you and how you live your life.

Courage is going against the odds or against popular opinion.  It’s doing what most people are unwilling to do because of the criticism and lack of support they know they will receive from family, friends, or even strangers.  Courage is living your life for you.  It’s setting your own rules and policies and taking full responsibility when you fail or stumble. It’s resisting other people’s attempted manipulations of you.

Courageous people do not accept traditions, conventional wisdom, or pat answers without close scrutiny and severe questioning.

I came up with that definition in 1983 when I was 39 years old,   for my book The Courage to be Rich and I think it holds true today.  (Side note … Susan Orman used that title later for her own book which I found out, to my disappointment, is totally legal.) But sometimes it’s hard to know what you are accepting without question or not. So let’s ask ourselves a few questions.

Before reading this list of questions that can help build your courage, let me suggest you make a list of the areas in your life that you might want to focus on, areas you think would benefit from a big dose of courage.

Did you write those down? Good. Now, ask yourself,  Do I want to have …

The courage to be rich?

The courage to be famous?

The courage to be the very best in my field?

The courage to be super generous?

The courage to be super healthy?

The courage to be totally physically fit?

The courage to write a great book or give super speeches?

The courage to love and be loved without conditions?

The courage to help others to the max?

The courage to win at the game of life?

This is not a complete list. If you have other things you want or think you want, add them. And keep asking yourself, what do you want courage for?

It is not just a matter of asking yourself about your courage. You have to act in a courageous way. Here are a few keys items to help you obtain and keep that courage.

1.  At first take small steps in areas that you want to build courage, especially if you have great fears.

2.  Repeat those small steps over and over again.

3.  Slowly begin to take larger steps.

4.  Use plenty of “self-talk” or “positive affirmations” and always be aware of what your internal voice is saying so you can direct it towards your positive courage goals.

5.  Involve allies to help you stay on course.  Be sure to pick those that will fully support your objectives and goals.

7.  Practice confronting your fears and then analyze the reasons for those fears.

One last thought….I just read this line in a novel and thought that it was very profound……”The more you learn, the less you fear.” Arm yourself with knowledge, primarily the knowledge that you can and will face and overcome your fears.

 

Increase Your Courage Factor

As you continue with that forward thinking, planning and goal setting for this New Year, consider and think about the level of courage you have and the possibility and methods you might want to adopt to increase your “Courage Factor”.  Why? Because it’s been pretty well established that without courage most of us wouldn’t get very far and our lives would be, and will be, far less than they could be.

So just what is this “Courage Factor? It is being so stubborn that you simply won’t accept defeat. It is the stuff that makes champions in sports, heroes in war, huge successes in business, and highly accomplished individuals in life. With it you can do almost anything.  Without it even a brilliant person accomplishes very little.

Our English word “courage” comes from the French word for heart. Whether you call it great-hearted, stouthearted, or strong-hearted, the people who accomplish what they are after and leave the world a better place along the way are people with courage and, of course, a lot of heart.  Criticism won’t turn the courageous from their path. They are too self-assured as well as being willing to take responsibility for their choices whether they result in failures or successes.

So this week as you continue working on plans for what you want to accomplish in the coming year, remember that “courage factor” and try to make yours stronger by pushing yourself to do what you want to do, not what other’s want you to do! See how that feels and if it feels right, hey, just keep on doing it!

Next week I will talk about my personal definition of courage and some more ways to improve your “courage factor” so you are the unstoppable force in your life that you know you can be.

 

The 8 Step Goal Setting Review

Ok … I have to tell you first that I am sitting on Kalapaki beach in Kauai on the last day of 2013 as I write. This wonderful environment is so conducive to reviewing the past year and making plans for the next.   2013 is over and the big, big question is how am I going to make 2014 even better than 2013 was?

I think since we are starting a new year it’s helpful, to me and I’m pretty sure to you too, for me to quickly review 8 good hints that will help all of us to make 2014 a super great year! And, yes, you probably already know some of these and are applying them but a good review and refresher course are always a good idea. So here you are:

1. Set a big, big over-all goal for 2014
2. Set lots of small goals broken up into daily and weekly goals so they are achievable.
3. Write your goals down and review them often
4. Remember to always keep busy. Research suggests that a broad goal of simply staying busy is better than doing nothing and will help you to stay happy.
5. It takes 66 days to change a habit and 80 days to develop a solid, healthy habit so keep at it until it does become the habit you want it to be.
6. Because, when it comes to that “good ol’ self-talk” it has been shown that asking yourself rather than telling yourself that you are going to reach a goal is much more effective! So start asking the question “Can I reach my goal of _______?” Then answer by saying “Yes, I can.”
7. The key to change and or control is “awareness”. Pound that into your head. Always be aware and observe you internal dialog, paying close attention to what you are thinking. Yes, that’s thinking about thinking and if you do that consistently you will find that it helps you see what you need to change and how to change it.
8. According to David DiSalvo’s book What Makes the Brain Happy and Why You Should Do the Opposite you should spend more time reading about people who use self-control and discipline. By doing that you will boost your own self-control and self-discipline.

Now that you have a list to go by, go ahead! Create those goals and take the steps needed to make them happen!

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