The Priority Mission
October 30, 2022 by MarkHaroldsen
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Last week I wrote about my great friend, Paul J Meyer, who was a major contributor to my making millions of dollars. Yes, he was a financial genius that helped thousands and thousands of people make a huge success of their lives. His book is a must read for anyone that wants to lift their lives to huge heights, and not just financially. His book is called Fortune, Family, and Faith—24 Keys That Bring Complete Success.
One area of his life that Paul talked a lot about was how to keep your priorities after you set your goals for various parts of your life. As I promised in last week’s blog, here are the 13 things he committed to in order to stay focused on his priorities. I recommend you use them as well.
1. Write down my priorities.
2. Decide that I will keep my priorities/commit to them.
3. Post my priorities in highly visible places.
4. Start with a very small action each day that reinforces my priorities.
5. Learn to do that small action right away.
6. Refuse to go to bed until I have done what I intended to do.
7. Create visible checklists or tracking systems.
8. Find an accountability partner, someone I can be honest with who will be honest with me.
9. Have picture reminders.
10. Concentrate on the benefits.
11. Review regularly to see if I am on target.
12. Choose to never make excuses.
13. Craft a personal mission statement.
About that last one, Paul felt that a mission statement would also help ensure that your priorities are the right priorities.
“Writing a life mission statement is quite simple,” he wrote. “You begin writing out your priorities in descending order and then answer the question, ‘What do I want to accomplish in life by keeping my priorities?’ or ‘Why do I have these priorities?’”
Paul also said that “You can keep improving your mission statement as time goes by. By fine-tuning it, you are simultaneously fine-tuning your overall life’s direction.”
Paul emphasizes that “a mission statement is not an exercise to complete and then forget.” As he goes on to note, and as I have seen myself, the mission statement provides things like direction, focus, and consistency in the things you do while keeping you on track with your goals.
There is more about mission statements and other thoughts on priorities in his book 24 Keys That Bring Complete Success. Pick it up and find more great words of wisdom to live by.
Seek Great People
October 23, 2022 by MarkHaroldsen
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Many years ago, I read about a guy who started with nothing. He was extremely poor, but his father told him that he could become and accomplish anything he wanted, if he wanted it bad enough. He also discovered a lot about setting goals and keeping motivated, so he really grabbed a hold of what he was observing and pushed himself in all he did. He set goals for himself and put a timeframe on those goals and wrote them down.
Eventually, he turned his life around and later became one of the world’s most influential people in the personal achievement industry. He condensed those hard-learned lessons of life into books from which many people taught others. Seeing this, he also put his knowledge on 12-inch LPs and then on 8-track tapes and then, as technology progressed, onto cassettes, CDs and DVDs. He sold more than 2 billion dollars’ worth of those great reprinted and rerecorded motivational and goal setting directions and information.
In my younger years, I followed this man’s work and got very interested in him as a person, so I went after him. Yes, eventually, I got to meet him and know him very well. We even took trips together to places like the Grand Cayman Islands. He came to Salt Lake City and met my wife and me at our home. During that time, I followed his example and what I learned from his tapes helped me make a huge financial leap in my income, up into the millions. This wonderful man was Paul J. Meyer.
Yes, there were other people who have done astounding stuff in the financial arena who also helped me. That was because I would seek out and find those people who have accomplished big things in my field. So, in my personal experience, you should go out and get to know the people who have hit it big time in your area of interest by reading any written works or stories of theirs and, yes, push and push until you get to meet them. Then spend all the time you can with them and pick their brains. Most of these super successful people do like to share and help others do what they did. Yes, I’m saying just go do it!
There is so much more I want to share with you about Paul J. Meyer that I learned through his book Fortune, Family, and Faith. He gave me a copy of that book and signed it with a very nice note back on August 4th, 2008, the year before he passed away.
Next week I want to share more of what I learned from this great man, like his list of 13 ways of how to keep your priorities, which is just one of many treasured lessons he has to teach us all.
Surprising Reminders
June 5, 2022 by MarkHaroldsen
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It had been quite a few days since I’d been to my office, but when I went in recently, I was surprised to find 3 books on my desk from years ago, all signed by the authors. I took them home with me to refresh my memory as to why they were out.
The book that really caught my attention was Leadership Fitness by Homer Rice, so I re-read parts of this great book. I didn’t remember Rice from past years, although I’m pretty sure I did meet him. I was, however, very pleased to see that the foreword was written by my very good friend Paul J. Meyer. Paul was a very smart guy who made a fortune and became my hero and mentor. Sadly, he passed away a few years ago.
Paul really liked Rice’s book. He made this statement about it: “Homer identified, from his comprehensive reading, the significant elements of success: attitude, desire, belief, visualization, spaced repetition, habits, and focus.â€
I was super surprised at how much I learned going through Homer Rice’s book. He reminded me of things I knew but had stopped using. Oh yes, he wrote about things that I had been writing about and preaching at my seminars, like how critically important it is to set goals and how super critical it is to write down those goals with a time limit on them. But what I hadn’t done in the past was to set goals in all the many other areas of my life.
Homer Rice writes that a person should set goals in every part of their life, not just in regard to business and money. Goals for family, friends, donations, traveling, and more should be included. For example, travel goals for me would include going to different cities and neighborhoods, as well as different countries, especially since the mind and the body really crave novelty and making lists. Putting a time limit down to accomplish those items helps tons in seeing them get done.
Reading through Rice’s book, I became really motivated to set more goals and go after them with energy and passion. Although I was surprised at how inspired I became re-reading this book, the real surprise came at the end of the book where he listed “Suggested Titles to Readâ€. In that list of books, I found Financial Genius by Mark Oliver Haroldsen. I was surprised and even a bit shocked to see my name. Remember, I’m not sure I ever met him, but he knew me, or at least knew of me.
I’ll try not to get a fat head over his recognition of my book. I totally love helping people and seeing so many people become super successful or more successful is just as much of a thrill as having that success myself.
So, I do encourage you to pick up Homer Rice’s book, Leadership Fitness. It’s very helpful in many ways that go way beyond just making money. You might also want to look up some of the work by Paul J. Meyer. These are two really smart men who have a lot to teach us.
Of Repetition and Courage
February 6, 2022 by MarkHaroldsen
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In the foreword of my book, How to Ignite Your Passion for Living, I included a great quote from my friend and mentor Paul J. Meyer of Waco, Texas. He said, “Rather than read a thousand different books, find a few that are powerful and life-changing and read them many times. Wait between readings for the material to sift through your brain, then read the book again. With the repetition, you’ll remember more of the information and more of what you learn will really sink in.†Being taught this from my wonderful friend helped my life in so many areas that I couldn’t count them all, but one of the big things this practice has done for me is to boost my courage to do the things I want to do.
In Chapter One of my book, I explained that “it doesn’t matter how old you are—you can be a young buck or an old fart. However, sometimes the young may lack the courage to go for something BIG or they may doubt they have enough experience or knowledge or resources to make it happen. And those who are older sometimes fall into the thinking trap that it’s too late—that somehow they’ve run out of time.â€.
In that same chapter, I also observed that a tragic thing can happen to your life as you’re on the way to your death. That thing that some call a midlife crisis can hit you hard. During this time you can begin to run out of steam, stagnate, lose confidence and trust in yourself, and even give up on life. Because of this, many people die inside long before they’re buried. I have to admit that most of these things started happening to me as well, although not until about the age of 70.
Make no mistake, even young folks can experience this! There are too many in their 30s and younger who quit on themselves and never reach their full potential. Others think they have all the time in the world and never quite grab a hold of their lives or find direction and true purpose. But it doesn’t have to be that way. Anyone can greatly improve their life and find the courage to rebuild their passion for living. I’ll talk about that next week.
One more thing. Are you as amazed as I am when so-called coincidences pop up? While writing this blog, another great friend, a basketball buddy (and the guy on our high school team that was key to our winning the finals game in the last 20 seconds of our tournament in Rome, Italy), Ed Beckcom called. And you know where he called me from? Waco, Texas, where Paul J Meyer is from! Wow. I do think that these things we call coincidences are really our brain waves traveling all over the globe to bring us the most unexpected connections.
Positivity and Compassion
June 14, 2019 by MarkHaroldsen
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A very critical part of happiness and contentment is training the mind and, yes, that does take time, but is it ever worth the time you take! The authors of the book, The Art of Happiness, which I talked about last week, have this advice: “Everyday, as soon as you get up, you can develop sincere positive motivation, thinking, ‘I will utilize this day in a more positive way. I should not waste this very day.’ And then, at night before bed, check what you’ve done, asking yourself, ‘Did I utilize this day as I planned?’ If it went wrong, then regret what you did and critique the day and decide what you are going to do to correct the negative stuff of the day. So, through methods such as this, you can gradually strengthen the positive aspects of the mind.”
I think this is why the self-talk that the great Paul J. Meyer of Waco, Texas introduced me to is so very helpful. I have about 10 different mantras that I run through my mind almost every day and many times I say them out loud. Here are a few of those
- I am strong and worthy.
- I am upbeat and positive.
- I am happy and healthy.
- I live in the present moment.
- I love people and I am becoming more and more social.
- I try to live big and give big. I make “to do” lists and carry them out.
It’s amazing how I can feel down and out and how running that self-talk through my mind many times can lift my mood and make me feel so much better. The mind has a lot of plasticity in it according to scientists. The book goes on to say something that I know is true and will work for me and you: “Neuroscientist have documented the fact that the brain can design new patterns, net combinations of nerve cells and neurotransmitters (chemicals that transmit messages between nerve cells) in response to new input. In fact, our brains are malleable, ever changing, re-configuring their wiring according to new thoughts and experiences. And as a result of learning, the function of individual neurons themselves change, allowing electrical signals to travel along them more readily.” Scientist call the brains inherent capacity to change “plasticity”.
The Dalai Lama and Mr. Cutler have so many great and powerful things to say about how to achieve happiness and they are so very effective. So here is one more quote from Mr. Cutler talking about the Dalai Lama: “He can see that if someone treats him with compassion and affection, then it makes him feel happy. So, on the basis of that experience, it would help him to realize that other people also feel good when they are shown warmth and compassion Therefore, recognizing this fact might make him more inclined to give them compassion and warmth. At the same time, he would discover that the more you give warmth, the more warmth you receive”.
And that, my friends, will almost for sure raise both the giver’s and the receiver’s level of happiness!
My Words Out Loud
January 11, 2019 by MarkHaroldsen
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I have something very special for you today. Please take a listen to this pod cast I was on recently. There are a few things I share on it that I think can be very helpful to most people. I hope you like it and, if so, please share with others. Thank you so much for taking time to listen. This kind of thing is part of what I am doing to really try to be of help to others. Maybe it’s my age but I am all about sharing and helping these days!
The interviewer is Michelle Brown, a fellow Salt Lake City resident who teaches Life Story writing workshops. Get a nice warm beverage and sit back for a really interesting conversation. I hope you find it helpful and motivating!
Stomach Cancer and the Negative Brain
March 30, 2018 by MarkHaroldsen
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I’ve had a great and healthy life but just last week I got thrown big time when I thought I had stomach cancer. Did that ever hit my brain hard! I’ve always thought my brain was a huge asset and was a big help to me in my life and that’s why I’ve been so big on those “positive affirmations” that Paul J. Meyer taught me. One of my favorites that I repeat almost daily 20 times is, “I am very happy and very healthy.” Well, I must admit that the possibility of possible stomach cancer certainly challenged my “positive thinking”.
This all happens when I quite suddenly had a very bloated stomach. I called my doctor for an appointment as soon as I could. I had to wait a few days to get in and as I waited, the bloating got worse, keeping me awake virtually all night with huge stomach pains. So, I sought out answers on the internet, hoping that my stomach symptoms were from something else. What I found online only made things worse. I found I had 4 out of 6 of the symptoms for stomach cancer.
Did that ever bring on some very bad brain messages and thoughts. And the more I thought about it, the worse the pain became and the less sleep I got. Ugh! My positive self-talk had turn very negative.
I got to the doctor and told her my symptoms, asking her if she thought I might have stomach cancer. She answered by asking if I had changed any of my eating habits or began taking any new medications, supplements, or vitamins. At first I told her no, but then thinking about it for a few minutes, I recalled that I had started taking a couple new supplements. Her advice was to stop taking those and to come back in two weeks if the bloating hadn’t stopped.
So, I stopped taking those supplements and 2 days later it seemed that the bloating had gone down a bit. Even though I’m not yet completely sure that it’s isn’t cancer, I am totally in awe of how much that little bit of progress has changed my brain and my self-talk. In fact, it changed so much that yesterday, being so thrilled and hopeful and having such a positive brain again, I broke my all-time record for steps taken in a day. I walked just over 40,000 steps which is equivalent to playing 13 sets of tennis– something I have never even come close to doing.
So now I’m waiting and carefully watching my stomach and hoping to cancel that next doctor’s appointment. Isn’t it absolutely amazing how much our self-talk can make our lives better or worse. I’m not out of the woods yet but my brain is certainly pushing me in the right direction now. It just needed a little encouragement and some positive thoughts to keep me in a positive mood. That is something to keep in mind the next time negative thoughts are bringing you down. Find something positive to hold onto and pull yourself out of a cycle of negativity to have happier and more productive days.
Wise Words and the 5 Steps to Using Them
February 23, 2018 by MarkHaroldsen
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The 20th century philosopher Williams James said, “The greatest discovery of my generation is that a human being can alter his life by altering his attitudes of mind.†And James Allen, in his book As a Man Thinketh, said, “The vision that you glorify in your mind, the Ideal that you enthrone in your heart—this you will build your life by, this you will become.â€
Mahatma Gandhi pretty much said the same thing, when he said, “Man often becomes what he believes himself to be. If I keep on saying to myself that I cannot do a certain thing, it is possible that I may end up really becoming incapable of doing it. On the contrary, if I have the belief that I can do it, I shall surely acquire the capacity even if I may not have it all at the beginning.”
These are all great ideas of what the mind can do for you, but just what is the best way to go about directing your mind and your thoughts that will bring big changes in your life? Again, great wisdom, and the 5 steps that can make this wisdom work for all of us, comes from my good friend, Paul J. Meyer. Here are those 5 steps that he gives in his booklet, “Self-Talk, Self-Affirmation, & Self-Suggestion”, on how to get what you want and be what you want to be.
- Decide what you want to change. Before you write an affirmation ask yourself, “What do I really want?”
- Create the affirmations that you need and, remember, they must be a positive, specific, declaration or statement about yourself, in the first person (I), in the present tense (I am), and about what you want to be, to do, to have, etc.
- Write you affirmations down on paper. This one is a big one for me inasmuch as when I write it down, it begins to control me and push me to do it.
- Visualize your affirmations as your current reality. When you can mentally see yourself already doing or being whatever you affirm, you are already on the road to success.
- Repeat your affirmations over and over.
If you begin following these 5 steps, I think you will be very pleased with the results! And after seeing how effective they can be, it won’t be hard to keep it up either.
Direct Your Mind
February 16, 2018 by MarkHaroldsen
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To make yourself $1,000,000 or $2,000,000 or $10,000,000 takes a lot of planning and work. You must learn and follow the right formulas, techniques and methods but it can be done. We’ve all seen it. So why do some people make it and others fall short? I think most wealthy people would agree it all comes down to how motivated a person is and to make a fortune, you need big time motivation. The good news is that self-determination and motivation is something you can create, control and direct towards any goal that you choose.
One of my favorite mentors, and a very dear friend, Paul J. Meyer, taught me how to motivate myself as well as being an example to prove his point. Paul grew up without money or connections to rich people but by the time he passed away he was worth about half a billion dollars. His writings and motivational recordings alone sold more than $2-billion’s worth. Probably the greatest lesson he taught me was the great power of “self-talk, self-affirmation, and self-suggestions.†That is, by the way, also the name of the great little booklet he wrote.
He states—and I totally agree with this—that, “regardless of all the similarities –and even differences—every successful person is self-motivated.†He also wisely notes that “the most effective motivation is that which is self-generated.”
The great Plato said “take charge of your life. You can do what you will with it.” Buddha taught that, “All that we are is the result of what we have thought.” Marcus Aurelius, the Roman emperor certainly agreed saying, “A man’s life is what his thoughts make of it.”
But can you control and direct your brain and make it think and guide you, to get out of life, anything you want, lifting you to the level of millions in net worth? Could that control greatly improve any part of your life? The answer is an unqualified “yesâ€. Mahatma Gandhi, William James and James Allen all agree on that point as well.
Next week I will share with you what they had to say about controlling and directing your brain to give you anything you want as well as going into detail about what Paul J. Meyer taught me in order to show you what any person can do to program their minds for whatever kind of life and success they want to have.
Getting Into Good Debt
January 26, 2018 by MarkHaroldsen
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Last June, I shared 9 key items, found in Paul J. Meyer’s great booklet “Being Smart with Your Money”, that will help you attain a healthy financial life. Number 6 was “Get out of debt”. This is, of course, great advice but the real key is knowing what kind of debt to get out of and what kind to go after.
One of the biggest keys to making a fortune–and this was a huge key for myself—is to take on the right kind of debt, the kind that has others paying that debt down. Paul’s advice was about credit card debt. Back then, in 2004, the average person in the U.S.A. had between $5,000 and $6,000 in credit card debt with the average for couples seeking a divorce having $37,000 in debt. As most people know (or should know) the interest rates on credit card debt is huge—as high as 29.99%.
Paul goes on to note that debt does more than ruin marriages. It also:
- Saps your creative thinking.
- Drains you physically and mentally.
- Burdens you with pressure.
- Limits your investing opportunities.
The good kind of debt, however, that helps make you big money is mortgage debt on income producing properties. That debt could be on a small rental house or, as it was in my case when I was in the first few years of my investing career, many, many rental houses and later, apartment buildings. I loved it. Every month, when my tenants would pay their rent, I paid down my debt and the more of this kind of debt I took on, the more the debt was paid down.
Just look at the numbers. I’m using small numbers for this example but if you double the number or add a zero, the rate of return will still be the same. If you bought a rental property for say $110,000 with $20,000 down, in the first year alone the pay down of a 4.5% loan would total $2,841 or a 14.2% rate of return to you.
So, a person’s net worth can grow at a good rate even without that other factor called inflation. But if you have, let’s say, only 2% inflation a year, ten years later that property would be worth over 10% more and your debt would be substantially paid down. If you put in some fix up money on a property that needs it, you can often push your rate of return much, much higher, even to 100% as I’ve done many times.
Bottom line here is, yes, Paul Meyer is right to get out of the “wrong kind” of debt but you will greatly profit if you get into the “right kind” of debt—mortgage debt on rental properties.
There can be a big double bonus when taking on the right kind of debt too. You can greatly increase your rate of return by using that thing called leverage. If you were able to buy property with only a 10% down payment and had that same 2% inflation, that would push your return to 20% in the first year alone. But then if you had bought what I call a “dirt bag” property that needed an inexpensive cleaning and fix up, using mainly elbow grease and just a small investment of money, you might be able to push that rate of return to over 100%. I’ve done this many, many times. For example, a $100,000 property with a $10,000 down payment plus say $5000 in fix up costs could push up the value to $130,000–your return would now be a whopping 100% of your initial investment of the down payment and the fix up costs!
So, I encourage you to pass this advice onto your friends, kids, and anyone you want to help, especially those that you see getting into the wrong kind of debt, and then push yourself to get out of the bad debt and into the good debt and watch your fortune grow.