Keys to Wealth Building

Most of us want to build our wealth and I have been very fortunate and quite successful in that regard. Friends as well as strangers have asked me many times about the secrets to my success. I wouldn’t call all my methods secrets but I guess if you don’t know them, then they are secrets to you.

So, here’s a few of those so-called secrets that have helped me a ton:

1. Read good books about finance, then think about what you’ve learned, and find someone who has been successfully building wealth to discuss your ideas with.

2. Record your thoughts in a journal as you read. This will help you retain knowledge.

3. Write down your goals along with the time frames for reaching them. As you probably know, writing goals with time frames drives your brain and body to follow through and do it.

I love this quote: “Always have two books—one to read from and one to write in.”

Let me explain a bit more about the first point—the part about finding people that are good at what you want to learn. All my life I’ve looked for mentors—those people that are good at what I wanted to learn and do.

The famous billionaire Warren Buffett said, “I was lucky to have the right heroes. Tell me who your heroes are and I’ll tell you how you’ll turn out to be. The qualities of the one you admire are the traits that you, with a little practice, can make your own, and that, if practiced, will become habit forming.”

I was very fortunate to meet Larry Rosenberg, a very, very rich man, and he was kind enough to mentor me. He not only referred me to the best books to read to lead a person to huge wealth, he also spent lots of time with me over lunches. He gave me great advice, hints, and direction concerning where to look for the best properties and what to do to fix them up to greatly increase value and then sell them. Wow. His advice sure worked wonders for me.

If you want great wealth, or more wealth, start digging. Read the right books and research who you should get to know. Find the right super successful, wealthy people and asked them to mentor you! Yep, if you want it, go do it.

Investing, Writing, and Being Grateful

Like I said in my previous blog, money has not been the best reward that I’ve received over the years. The best reward has come from helping people and it’s fantastic when they take time to give thanks and tell me how very grateful they are for helping them. That makes me feel great.

A few days ago, I received a wonderful letter from Jay P. DeCima, also known as “Fixer Jay”. I want to share some of his words with you. He begins with, “Hi Mark; I hope you are well.” I was well and his letter made me feel even better!

He went on to say, “You may or may not remember me. I’m a real estate guy. I participated at several of your real estate seminars and conventions during the mid-1980’s. I was a speaker at your week-long seminar at your Salt Lake City home. William Nickerson was my long-time friend and mentor.

“What triggered this letter was a re-listening to the tapes you and Bill Nickerson recorded with Dick Hamilton as the moderator. The tapes were recorded in 1987 sometime before CD’s replaced cassettes. Recordings were made at Bill Nickerson’s beachfront home in Aptos, Monterey Bay, near Santa Cruz, California. Mark, I’m not exactly sure about your age, but your web page shows you graduated from Ames High School in 1962. I graduated from Shasta Union High School, Redding, California in 1952 and I’m one month shy of 87 years old.

“After listening to the tapes, something you said stuck in my mind (what’s left). At 87 years old I’m lucky to remember even playing the tapes! You said, without any fanfare or hesitation, that you planned on living 101 more years until you reached the age of 144. I must say, that’s quite a plan! Nickerson guessed 100 years. If you wish, we could call that a mulligan or I’m totally agreeable with giving you a ‘do over’. But given the water that’s passed under the bridge, are you still sticking by the same estimate? Forgive me, Mark, I just had to ask.

“Your website shows you’ve written a new book, How to Ignite Your Passion for Living. Congratulations. I have oodles of passion, I just can’t tell for how long! I’ll order a copy. Perhaps it will shed some light on this longevity issue.”

 (By the way, I sent him a copy before he could order it.)

“I too have taken up the pen in my twilight years. I write real estate how-to-books. I’ve written six books. Three are self-published. My titles can be viewed on Amazon under the author’s name Jay P. DeCima (aka) known as Fixer Jay.”

(Note to readers: I too started by self-publishing since it can be so hard to get a publisher. After you have self-published a book or two, however, that gets their attention and then they are more agreeable to publish your books for you.)

“Both investing and writing have worked well for me. I had 300 screaming tenants at my high-water mark. I stayed so long I even miss the tenants. Senile perhaps might offer a better explanation. Mark, I’d love to hear from you sometime. We can talk about real estate, book publishing or even aging. Your choice—I’m open.”

So, I called Jay today and had a wonderful, long conversation with him. What a terrific guy! Managing Tenants & Toilets is one of his book. What a great title! You can order it by calling toll-free 1-800-722-2550 or send a fax to 1-530-223-2834.

Better Brain, Better Life

Two weeks ago, I wrote about the human brain and its huge power. The more research I do on the human brain, the more impressed I am about its amazing powers, which are greater than most people realize.

When I look back in time, I am so surprised how recently our human brains invented the automobile, TV, radio, airplanes, rocket ships, submarines, and the many amazing medical breakthroughs. Airplanes were invented in 1903, television as recent as 1927, and the cell phone first came about in 1973.

When I realize that I’ve been on this planet for 77 years, and that those inventions and discoveries occurred mostly in the last century while the earth has been here many millions of years… It’s just remarkable how much we’ve done in such a small amount of time! I can’t even imagine what breakthroughs and inventions we will see in the next 20 or 30 years.

Brains are amazing and they can do a lot more than we fully realize. I was blown away by what scientist were able to teach monkeys to do. They actually taught two monkeys to move an avatar hand by just using their brain. That seems impossible to me, but if a monkey can do that, our brains should be able to do even more very extraordinary things.

Incredibly, our brains also have the power to heal certain diseases by thinking and repeating certain thoughts. Our brains can make us happy or depressed depending on what thoughts we run through our grey matter. It can bolster our immune system and help us heal faster from various medical problems and, yes, it can even make us feel younger as well as stave off the effects of dementia. It can make us feel more relaxed, happier, and increase our social well-being as well as our very lifespan.

So, my challenge to myself and to you is to work hard on making our brains work for us. Let’s get our brains working on giving us a better life and talking our brains into giving us greater inner happiness. But how can we program our brains to do this? Use positive self-talk to change your brain.

Here are a few of my favorite self-talk lines:

1.  I am happy and healthy.

2.  I’m very upbeat and positive.

3.  I love my life. I love my wife.

4.  I have many great friends.

5.  I feel like a healthy 40-year-old with great energy, not a 77-year-old!

Now, let’s all work on and use good, mind-lifting self-talk comments to teach our brains to take care of our bodies and lift our life.

The Power of Gratitude

It looks like we are slowly getting this COVID thing fixed, or at least we are making some progress. I must admit, I’m a pretty lucky guy. Not only did all my family make it through with no super serious problems, but there were some great rewards and big payments that lifted my brain and heart.

There is one type of big payment that comes to me constantly that I am so very grateful for. And no, I’m not talking about financial payments but something much more rewarding and pleasing, something that lifts my brain to a higher level. I’m talking about the messages of gratitude that so many of my blog and book readers send to me because the things I shared in my writing helped their lives.

There’s not a lot of things more rewarding in this life than gratitude and love from friends, family, and followers. I just received a great letter from a guy who calls himself Fixer Jay DeCima who thanked me for helping him. He writes books and training programs on profiting in real estate. You can find them at www.fixerjay.com. Also, there is the super billionaire, Dell Loy Hansen, that gives me credit for him making a fortune. His letter crediting me is in the front of the latest edition of my book, The Next Step to… Waking up the Financial Genius inside You.

These notes of thanks and words of gratitude come in randomly and, yep, they certainly lift my mind, body, and soul. There is almost nothing like that feeling in the world, and it’s so much more important than money. If you have experienced helping other people and then receiving thanks and gratitude from them, you know what I mean.

Also, this darn COVID thing has taught me a lot of lessons about the power and mind lifting benefit of being social and, especially, giving your friends and loved ones big hugs. Our social life and these experiences with gratitude and love drive, in a good way, our existence here on planet earth.

Now I’m not one to say that I know what happens to us after we die. I don’t know whether there is a next life or if we will live again with family and friends, but I do know that only a fool wouldn’t at least hope for that. So, my challenge to myself, and you, is that we take more time to express our gratitude and appreciation for other people and remember that these things are so important for a happy and fulfilling life on this planet earth.

Aging and the Brain

Having just turned age 77, I’ve caught myself thinking way too much about my age which has not helped me at all. It has got me worrying more about aging. But then my son sent me a book on aging that talks about how much our thinking can affect how we age. I started the book and have been amazed.

The human mind is a very complex and interesting part of our bodies. It can be a huge help to us but it also has the potential to harm us. I’m halfway through the book and am learning so much about how the brain can help our aging selves. If we use our brain correctly, it can actually be a big factor in keeping us younger than our actual number of years.

The book, Disrupt Aging: A Bold New Path to Living Your Best Life at Every Age, was written by Jo Ann Jenkins who, at very young age, became the CEO of AARP. Jo Ann said she wrote the book, “because I believe there is a bigger conversation to be had — focused not on just the historic burdens but also on the potential historic benefits of living longer.”

She goes on to say we need to change our thinking and change the conversation about what it means to get older. Our minds and actions should be not about aging. Our lives can be lived feeling much younger and doing so much more than people several generations ago could or would do.

She makes the point that, “Science is making longer lives possible, and we’re just now beginning to realize the opportunities those longer lives offer. People are reinventing work, searching for purpose, embracing technology, and opening themselves up to new experiences like never before.”

As we age, we really need to focus on our health, our wealth, and really work hard to develop a very good sense of our purpose at a middle age or older. That can extend your life in a big way.

Jo Ann preaches how life enhancing it is to think like a younger person, emphasizing that we should try new things, take chances, and not fear aging. She also tells the wonderful story of a 79-year-old lady, Ernestine Shepherd. “With her flat stomach, toned arms, and excellent health, you’d never guess this female bodybuilder is seventy- nine years old… following the death of her sister and many health problems and depression, Shepherd set a goal to get in shape. She was declared the World’s Oldest Performing Female Bodybuilder by the Guinness Book of World Records in 2010.”

Wow, what a great story. That should motivate all of us to go after our big goals no matter how tough they may seem and put our fears aside. Yep, it can all be done in your mind, in our great brains.

I do want to talk more about this subject of aging and some of the other things our brain can do to help us stay young, active, and productive. So, next week’s blog I will continue down this road.

Poetry of Life and Love

The other day I was thinking about love and how many people I love and feel loved by.

Just after having those thoughts, my wonderful wife, Kimberly, came across a poem I wrote for her about love. I wrote it back in 2006 and had totally forgotten about it. When I read it, I was really surprised. I didn’t remember writing a poem that she thought was so great.

So here it is. I hope you like it and that you love lots of people and they return the love back to you! 

 Life, Life, Life!
 It’s what we live… a day at a time.
 At times so sad, sometimes sublime.
  
 Most moments pass without much thought…
 Others stop us cold, as we challenge what we’ve sought.
 Tonight so silent and serene, by myself but not alone.
 Waiting for Her, the sound of her walk…
 Such comfort knowing we will soon talk.
 To share the details and feelings of her day and night,
 Our lives, our family and friends — the future so bright.
  
 So we finish the day and start all over tomorrow
 Grabbing each second, each minute, we steal or borrow.
 Those seconds turned hours, then two years
 Giving more time for great joys and sad tears.
  
 65, 70, 80 years we’ll soar.
 Why not 90, 100 or even more?
 Shoot for the stars and do all that you can.
 Maybe only the moon you’ll hit, for you’re just a man.
  
 Share your love along the way
 With kids, lovers and strangers each day.
 For to make a difference on this place called earth,
 Giving love and compassion will breed and give birth.
  
 Now, so many others whom you’ll never know…
 Will spread your influence for good and continue to grow.
 And whether the credit is given to you or not,
 Lives will be helped, easier battles will be fought.
  
 Lifting their sights to a higher plane…
 Giving all more courage to do the same.
 Making the world such a better place…
 Giving good reason you took up some space.
  
 — Mark O. Haroldsen, November 2006

You Don’t Have to Age

I am only 35 months away from hitting the big 80, so I have been thinking about age a lot lately. That’s why I’m pulling from an old blog post of mine, one that hits close to home and that I would like to share with you.

Have you ever wondered what you will look like when you reach age 85? More and more Americans are living that long and longer. Statistics from the Society of Actuaries and the Annuity for the year 2000, shows that a male, aged 65, has a 50% chance of living beyond age 85 and a 25% chance of living beyond age 92. A female, aged 65, has a 50% chance of living beyond age 88 and a 25% chance of living beyond age 94. But what will make the difference for any one of us?

There is some evidence to show that calorie restriction and resveratrol could make the difference between which side of those life expectancy statistics you’re on.

Above you see two rhesus monkeys. The one on the left eats a calorie-restricted diet, while the monkey on the right eats a normal diet. Both monkeys are in their late 20s. Their normal lifespan is 30-40 years. As you can see, they look to be in quite different conditions. Here is how the New York Times made note of their differences:

At 28, getting on for a rhesus monkey, Matthias is losing his hair, lugging a paunch and getting a face full of wrinkles.

Yet in the cage next to his, gleefully hooting at strangers, one of Matthias’s lab mates, Rudy, is the picture of monkey vitality, although he is slightly older. Thin and feisty, Rudy stops grooming his smooth coat just long enough to pirouette toward a proffered piece of fruit.

Tempted with the same treat, Matthias rises wearily and extends a frail hand. “You can really see the difference,” said Dr. Ricki Colman, an associate scientist at the center who cares for the animals.

The scientists believe it’s the restricted calories that made the difference between the condition of the monkeys but have found that resveratrol, a molecular mimic of calorie restriction, may deliver the same benefits without food deprivation. There is more human testing to be done, but researchers themselves became so convinced of this they begun taking resveratrol pills themselves.

How does resveratrol work? Studies have shown that Resveratrol turns old cells into young cells. Old cells typically accumulate extra copies of ribosomal DNA that clog the cell and impair cellular function. Resveratrol reverses this.

I think it may also be important to note that recent studies indicate that resveratrol works best when taken in small amounts. There are varying opinions on how much that actually is, however. From 200mg a day or less to simply drinking a glass of red wine has been suggested. The idea is that more is not better with this compound. Too much can actually block the mechanisms that allow resveratrol to help keep up young.

So, if you want to look good as you age, you can go on a nutritionally smart restricted calorie diet or try resveratrol or a little of both. Also, don’t forget to keep having novel experiences, make and reach for big goals, stay social, and exercise. We all get older every year, but there is no reason to age faster than necessary.

Gratitude Pays Off

I’ve written several posts on the powerful benefits of gratitude and what good things it can do for your life. In these days of the pandemic, I would guess most of us look back and see all the things we took for granted that we have not had or been able to do this past year. I sure have!

As I mentioned a few weeks ago, I didn’t realize how very, very important being social is to us humans until it was almost totally taken away from us all. But now, as we slowly pull out of this COVID thing with so many people getting vaccines (and yes, I got mine), we can really appreciate and be more grateful for all we have.

Recently, I read about scientific studies that found that we gain dozens of significant benefits from having gratitude in our lives. For instance, having gratitude…

• Fosters very positive feelings.
• Gives you a sense of wellbeing.
• Eases our anxiety and depression.
• Promotes physical health.
• Improves our relationships.
• Helps us sleep better.
• Improves our psychological health and gives us more mental strength.
• Helps us relax.
• Makes you friendlier.
• Helps your marriage.
• Deepens friendships.
• Increases your productivity.
• Helps you make friends.
• Can benefit your career.

There are many more benefits to having a high degree of gratitude in your life, but for me, this list is a darn good start and a great reminder for me to be more and more grateful.

We should be really super grateful for living in this great country of America. Most of us have a fairly high standard of living. Having traveled and visited 94 countries and having seen the poverty and poor people of China, South Africa, and many other places, I am very grateful for what I have and where I live.

Also, I think of all of my good friends and family, how grateful they are for us. They are close most of the time and are there for us when we need them. I think, of all my great friends and kids and grandkids and am so grateful for all of them, especially my great wife Kimberly. She is the best and I am so lucky and grateful to have her. Even my ex-wife Lois seems to be grateful for me and I certainly am grateful to her for being so accepting of me and my new family.

I encourage you all to take time to make a list of those things, people, and situations that you are grateful for. Taking even just 5 minutes to start your own “Gratitude Journal” could have some fantastic benefits. I’ve done that, and it quite surprised me to see how long the list became. Yes, go do it. You’ll be glad you did.

And yes, I’m also very grateful to you, my readers. Thank you so much for reading and for your support.

Meditation and the Quiet Mind

Meditation. Hmm. That’s something that I haven’t done a ton of, but recently I read a great book about the mind and how you can calm it down and make it quiet. It’s making me think about it more seriously.

When I do meditate, it raises my mood and helps my brain, which helps my life a ton. I’m writing this week’s post, in part, because I know I should meditate more. I’ve found, over the years, that almost anytime I write about something we humans should be doing, my own writings on the subject motivate me to just go and do it. So, I guess I’m being somewhat selfish. But if my experience and words are helpful to others, then that’s great!

I’ve sure noticed that the older I get, the more I want to help others. Okay, part of that is because when I help others, I get such a good feeling from it that I want to do it more. Oops. I guess that’s being a bit selfish too. But maybe that is a good kind of selfishness. And that means everybody can be a winner!

I just read a great book called Quiet Mind, compiled and edited by Susan Piver. In this section written by Tulku Thondup, it says, “Through meditation we can realize the awareness of the peaceful and joyful nature of our mind. From there we can interact with mental objects with greater peace and ease on our own terms, from a position of mental strength.” He goes on to say that “in order to find and employ the healing power of our mind and the healing qualities of mental objects, we must consistently and repeatedly meditate on the four healing powers: positive images, positive words, positive feeling, and positive belief.”

Thondup goes on to say, “Like food, exercise, rest, and medicine, meditation is a very important component of healing and keeping healthy.” His advice is to start easy and slow, but be consistent. Even just 5 minutes a day at first is a good start. Then later, he advises, “Early morning is generally the best time to meditate, as your mind could still be in peace and your energy still calm. The best place is a solitary place. Whatever you pick, you should choose the best time and place that you can afford and feel good about.” Then, after enough 5 minutes sessions, he says you should try to meditate for about an hour.

Earlier in the book, another contributor, Sakyong Mipham said, “Decide on a regular time to practice each day and try to stick with it. A ten-minute period in the morning is a good place to begin.” Mipham also suggests that consistency is key.

I really like some of the other simple advice Mipham gives: “If you’re agitated, a slow walk might be in order. If you’re drowsy, a cool shower before beginning the session might help.” He also notes that “It can be inspiring to read a little about meditation first as a reminder of why you’re practicing.”

So, I have a lot of great thoughts about meditating now. As I said, I may not have done it very regularly, but it’s not new to me. As a matter of fact, I had the great privilege to meet, greet, and introduce the Dalai Lama at an event years ago. Through our conversations that day, I got to know him a bit, and he certainly knows and practices meditation. I’m sure he knows quite well how much it can help anyone’s life. We just need little reminders to do it sometimes.

Better Health Through Pictures

I recently received some absolutely amazing pictures of super beautiful nature scenes and, wow, was I ever impressed!  Just looking at those photographs raised my brain to a very high level.

I then took some time to research why these gorgeous pictures have such a huge effect on the human brain. I came across an article called “13 Science Based Reasons that Suggest Viewing Nature Scenes Can Improve Your Health”.

The article listed what beautiful nature scenes can do for you. It can:

1. Reduce depression.

2. Give the brain a break.

3. Help the body heal faster.

4. Bolster your immune system.

5. Restore your focus.

6. Stave off the effects of dementia.

7. Increase social well-being.

8. It can even increase your life span! 

To see all 13 reasons and the author’s explanations, go to the article here.

I love the tremendous way these great pictures and scenes lift my mood, especially if I take time to pay particular attention to the beauty that Nature gives us. 

Here are a few more gorgeous pictures to give your brain a break and lift your mood. You can use the links below the pictures to see even more.

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