Accountable Goals for 2016
December 26, 2015 by MarkHaroldsen
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As pretty much everyone knows, this time of year is so super busy it can be the most stressful time of the year. There is an automatic built in deadline for all of us and as you read this we’ve just past that automatic deadline that’s called Christmas. The 25th of December is a goal that the world has set for all of us. That date pushes all of us to get many tasks done and in a way that is a good thing.
So now as we finish this year of 2015, most of us start thinking what the next year will be like and what is it that we want to accomplish. We start thinking about what goals we want to set for ourselves and, if we are wise, we put deadlines on our goals which pushes us to reach those goals within that self-imposed deadline. If we tell other people what our goals are and the deadline dates, that is usually very helpful because those friends and relatives can help push us and keep us on track by asking how we are doing and if we are on track for completing our goals on time.
I couldn’t help but think of that late last night at a party, when I suddenly remembered that I hadn’t written this week’s blog and I had told my editor that I would have a draft to her by last night. Ouch. So first thing this morning I got right on the task of writing this blog that you are now reading. Outside help can really keep us on track.
Additionally, last night someone asked me what my goals were for 2016. They knew I was big on goal setting and they also set goals for themselves and push their kids to do the same. My answer was that my biggest goal for the new year was to push myself for better and better health. Now that I’m almost 72 years old I see, more and more, how important health is. I’m already in darn good shape and came so very close to a 10 mile a day goal I had set for myself in 2015 that included running, walking and playing tennis. But in 2016 I’m going to raise the bar to an even higher level and add some tough weight lifting goals since I know that extra muscle will increase my metabolism and of course make me look and feel better and stronger.
So my challenge to you is take time to think through what you want to accomplish in this coming year and be sure, as I’ve preached over and over again, to write down what those goals are and then be sure to put a time frame or a deadline on your goals. To help yourself along, tell friends and or relatives what those goals are and ask for their help. That combination is a sure fire way to make your goals a reality.
Reflections in Lieu of a Christmas Card
December 18, 2015 by MarkHaroldsen
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Now, a week before Christmas I received this email from a very dear friend of 40 years. He’s a great guy, now a retired doctor, whose life was turned upside down 2 years ago when he was diagnosed with Pancreatic cancer and given only a few months to live. After going through a 9-hour surgery and painful recovery he’s still hanging in there and has embraced life with incredible energy and enthusiasm, fully living life every single day. He is a positive, lovable human being who is setting a wonderful example for all of us, a man I am proud to call a great friend.
Here is his “Reflections in lieu of a Christmas Card”
I stayed out of the hospital this year.
I played golf or pickle ball almost every day.
I enjoyed friendships, new and old.
I’m learning to say goodbye reluctantly to some
friendships that didn’t work.
I made a few new friends.
I love my kids and grand kids who each seem to be
on their own unique journey.
I continue to know less about more.
I own my own faults and will probably keep
most of them.
I travel less and enjoy my home and Robyn more.
I value things less and ideas more.
I totally reject trying to change anyone else.
I seek forgiveness for hurting anyone.
I reject exclusion, pettiness, manipulation, passive
aggressiveness, and revenge.
I love knowledge, insight, information.
I love competition and discussion.
I reject polarization, cliques, political and
group collectivism.
I advocate for things I believe and not for groups,
causes, or labels.
I advocate for health, fitness, and science.
I love animals more than people.
I reject political correctness and distribution of
wealth. I advocate for self-determinism.
My identity is not in my possessions.
I resolve next year to reduce drama in my
life by avoiding those who need it.
I want to live as long as possible if there is good quality.
After pancreatic cancer, I’m not afraid of much so
I will speak to my beliefs. You can have yours
so don’t be offended. I can disagree with you
and love you. Don’t react with anger. Just
listen or not.
I can’t be offended unless I choose to be.
Life is short, don’t withhold love.
Don’t take yourself seriously. Laugh at your
mistakes and embrace them. Don’t worry
about what others think. Worry more about
what you think of yourself. I want you happy.
If this all sounds pontifical, it probably is. It’s me at my best and worst.
Love to all.
–Craig Davis
More Notes on Beautiful Uncertainty
December 11, 2015 by MarkHaroldsen
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As I promised in my last blog here, I have other high points from Pema Chodron’s wonderful book Living Beautifully with Uncertainty and Change. These super great gems will not only save you time but I really believe they can help most people’s lives in a big way. And maybe it will even motivate you to read her book.
Page 52: One big key that Pema talks about over and over about is “mindfulness”. I need to work on this more in my daily life.
Page 56: “And even when fame is achieved, does it bring the happiness that people anticipate?†Consider how common it is to have wealth and fame but be miserable, like Michael Jackson, Marilyn Monroe and Elvis.
Page 72: When one gets to speak or teach, remember to not tune out others; try to pick up on their feelings, etc.
Page 73: Let go of negativity about other people.
Page 72-73: A monk taught Pema to practice saying to herself when waking up, “I wonder what will happen today; that’s the spirit of taking a leap.”
Page 104: Chogyam Trungpa’s comments on ‘enlightenment’. Basically it is when you hear or see or smell something for the first time like you did when you were a child; that’s enlightenment and I do need to pay more attention to those things around me to have more enlightenment, and look deeper to see or experience new stuff.
Page 108: Be fully open to whatever is coming along right now.
Page 111: To know self is to forget the self.
Page 112: To forget self is to be enlightened by all things.
Page 115: Embrace the world as it is.
Page 115: “Peace and prosperity come from how we, the citizens of the world, are working with our minds. By not running from the vicissitudes of life, be fearlessly opening to them all, we have the opportunity not only to change our own life but also to help change the earth.”
Page 133: Pema ends her book by saying “… so I leave you with a question: Are you ready to make a commitment? Is the time right for you to commit to not causing harm, to benefiting others, to embracing the world just as it is? Are you willing to make any–or all–of these commitments for a lifetime or a year or a month or even a day?”
It’s so interesting to me to write these words that I’ve read so many times before and realize that, once again, the review motivates me to work on these great principals to enhance my life. It’s amazing how most of us humans know something and know it well but tend to neglect that knowledge way too quickly. We get distracted and stop doing, thinking and living what we once learned. It tells me one more time to keep reviewing and reviewing and reminding myself. Remember this great quote “To know and not to do is not yet to know.†–Guru Neem Karili Boba
Side Notes on Uncertainty
December 6, 2015 by MarkHaroldsen
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Years ago I picked up a habit that has served me well for many years and I still do it to this day. It’s simply this: When I’m reading a book–especially a book with good advice, concepts and life lifting ideas—I write notes of those statements that I find profound and powerful, those things that I don’t want to ever forget. I write those gems on the blank pages in the front or back of the book with the page number of the quote. That helps me tremendously weeks, months or years later when I want to quickly review the high points in that particular book, and I can do so in a matter of a few minutes. Those quick reviews re-motivate me, remind of many things that I’d forgotten, and help me find and follow good pathways.
Let me show you what I mean. Here are my notes from Pema Chodron’s book Living Beautifully with Uncertainly and Change.
Page 3. “Our attempts to find lasting pleasure, lasting security, are at odds with the fact that we’re part of a dynamic system in which everything and everyone is in process.”
Page 6. “Change….when we can completely let go and not struggle against it, when we can embrace the groundlessness of our situation and relax into its dynamic quality, that’s called enlightenment….”
Page 7. “What a fundamental ambiguity of being human points to is that as much as we want to, we can never say, ‘This is the only true way. This is how it is. End of discussion.’ In an interview Chris Hedges also talked about the pain that ensures when a group or religion insists that its view is the one true view.”
Page 10. Our habitual response to feeling ensues…when we’re hooked, we turn to anything to relieve the discomfort–food, alcohol, sex, shopping, being critical or unkind.”
Page 12. “…emotions like anger that are an automatic response last just ninety seconds from the moment it’s triggered until it runs its course.”
Page 16.  My thought from reading this page is I try to notice when I am trying to escape from the fundamental uncertainly of life!
Page 26. “We all have our familiar exits: zoning out in front of the TV, compulsively checking e-mail, coming home at night and having three or four or six drinks, overeating, overworking.” Note to self: I need to become more aware of these escape methods and not do them myself.
Page 29. “Don’t believe everything you think.”
Page 30. My thoughts from this page are that I need to think about what I’m thinking but then I shouldn’t try to totally repress thoughts I don’t like but I need to work on refraining from doing it again.
Page 50. “Accept yourself as you are right now.”
Page 53. “Loving kindness for self means making time for meditation and self-reflection, for kindhearted, compassionate, self-honesty.â€
Since we all have limited time in our lives (even if you live to be 80, that’s still only 960 months and you know how fast a month flies by!), we all need to be as efficient and productive as we possibly can and that’s why I encourage you to use your time wisely. I really think my habit of capturing the best items of the best books as you read is a great habit to develop for life enhancement and productivity.
I hope you glean as much wisdom as I did from these high points of Pema’s great book. I will post the rest of the notes that I made in the front of her book next week. Right now I need to go to my club and play some more tennis. Yep … we all need to balance our lives to get the most out of the limited time we have here on the planet earth.
Be Grateful Now
November 13, 2015 by MarkHaroldsen
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It seems most of us don’t stop and take time to appreciate and have gratitude for so many things in our lives, until we lose something that has great value for us. However, if we lose it and then get it back, suddenly, our gratitude and appreciation factor can soar. I’m talking about everything from our health, wealth, relationships, family, and friends, just to name just a few.
A couple of weeks ago I was hit with 3 big health issues that shook me to the core. I had been previously told that I had the beginning stages of COPD and then I came down with a horrific sinus infection that was not only very painful but my nose was running like a river day and night. On top of that I took a blood test that showed my blood was over the safe limit in its thickness and my PSA numbers indicated that I may have prostate cancer. Talk about getting hit in the face with your own weakness and mortality all at once!
I was beside myself not only with physical pain but huge, incessant, mental worry and stress. I was a mess.
Now fast forward a few weeks and everything dramatically changed. The sinus pain, nasal drip and horrible cough stopped, the infection was cured by medication. My latest pulmonary test showed my lungs were normal and improving, so most likely I didn’t have COPD and my prostate exam came back negative, so no cancer. YEA!
I was ecstatic and, on top of that, it was a huge relief. I was so VERY DAMN GRATEFUL to be healthy and pain free.
I couldn’t stop thinking about how grateful I was and then something struck me pretty hard. I was thinking, “Hey you dummy. Why weren’t you appreciative and so totally grateful back before all of your problems began?” Why is it that we humans seem to need to lose something very before we fully appreciate what we have? It’s kind of strange but most of us really don’t fully appreciate so many things in our lives until we lose them.
So, the bottom line is that every day, I’m going to concentrate on being aware of all the great things in my life–health, wealth, family, friends, freedom, love etc.– and do that without having to take that round trip of losing it and getting it back before truly appreciate what I have. And if you don’t think you have enough good things in your life right now, stop and take a minute to think about what your life would be like if you lived in Syria or you were one of the many refugees freezing and trying to make it to a safer country. I’m certain you have a lot to be grateful for and the time to appreciate it is now.
The 66 Day Habit
November 6, 2015 by MarkHaroldsen
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I thought that changing the habit of driving on the right side of the road to the left side as I did recently in Ireland was a tough habit to change. Well, believe it or not driving my new car here in America is proving to be just about as hard. Ok, I can hear you asking, how can driving a new car on the right side of the road in the country you grew up in require a person to form a new habit?  Well, the car is different from every car I’ve ever had. It’s a Tesla and it can operate almost completely on its own. So why would that require a change of habit? Because all of us are in the habit of controlling our car and it’s counter-intuitive to turn that power over to the car and its computer.
Especially if you are traveling at 80 miles an hour on the freeway in traffic and going around curves.
I’ve had the Tesla for a little over a month and I am still working on shifting my usual driving habits. I remember reading many years ago that changing or developing a new habit takes 21 days. I think I read that in an old classic book by Maxwell Maltz, Psycho Cybernetics. So here it’s been over a month and I’m still trying to relax and let the car take over.
I began to question the 21-day thing and found out that was a bit of a myth started by Maltz all those years ago. A more recent study done by Phillippa Lally, a health psychologist at University college London, studied 96 people as they tried to change a habit. Her research showed that a change in habit or developing a totally new habit takes a little over 2 months–66 days to be more accurate. This is a very good thing to know because our habits, good and bad, really make or break our entire lives and if we held on to the 21-day myth we could easily become disappointed when we failed to change or develop a habit after 3 weeks. This could cause us to give up.
When I look at my own life with its big ups and downs I can’t help but see where some bad habits have held me back, causing me pain and failure. But then again, when I look at the good habits I have, I can see why it was such a good thing that I worked hard to form them. My dad for example, pushed and pushed me to form the habit of reading good books, which I finally did. I also pushed myself to develop the habit of working out, running, walking a ton and playing tennis virtually every single day and now at almost age 72 I am seeing the huge benefit of this habit and it’s not even hard to do anymore.
I also have to attribute my wealth to forming some very powerful and productive financial habits that have served me so well. Some are very simple, like saving at least 10% of every bit of income, which I did even when I was poor and making only $600 a month. Early on I also formed the habit of reading every financial book I could get my hands on as well as investing every penny I could into wise investments.
So I would plead with you to look at yourself and your habits and make a list of both your good and bad habits noting how the good ones serve and the bad ones aggravate your life and your family. Determine to keep up with the good ones but also add new habits and to change the bad ones. Stick with each new or changed habit for at least 66 days and watch the results! Try also to get your kids, significant other, parents and friends to do the same thing. I pretty sure you won’t be sorry.
A well ingrained habit is second nature and we will do it automatically, even those things we don’t enjoy doing all that much. The thing is, we love the results and if you keep your eye on what good habits can do for you, you can do it 66 times and beyond.
Eradicating ANTs–It’s a Mind-Body Connection
October 23, 2015 by MarkHaroldsen
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You are walking along the side of a busy road when suddenly a car swerves and is heading right for you! You are just ready to jump out of its way when the car self corrects and doesn’t even come close to hitting you. So now how do you feel? Well, if you are like everyone else on this planet you’d feel a huge rush of adrenaline flow through your entire body. So what just happened? Well it’s pretty simple. Your brain sent a super quick signal to your body to prepare it to take evasive action. That action may even have been you jumping faster and further than you ever thought possible.
I don’t think that the average person really understands or fully appreciates how big the connection is between the brain and the body. You see science has pretty much proved that our thoughts send electric signals throughout our brain. Yes, our thoughts have physical properties. Then messages can and do get sent to virtually every cell in your body. Why is knowing this important? Because by using or directing our brains and thoughts we can overcome anger, depression, sadness, negative thinking and yes, even our body temperature, heart rate and blood pressure.
A few days ago my daughter shared with me a manuscript written by Daniel G. Amen, MD (I think it came from one of his many books) entitled “Ant Therapy” or “How to Develop Your Own Internal Anteater to Eradicate Automatic Negative Thoughts”(otherwise known as ANT’s). A fascinating read indeed. It’s all about understanding the direct connection between thoughts and your body and how to automatically turn negative thoughts into positive ones to greatly improve your life and relationships.
The connection between mind and body he points out is clearly shown by observing a polygraph or lie detector test. He points out that a lie detector test measures heart rate, blood pressure, breathe rate, muscle tension and how much the hands sweat. He goes on to state, “The tester then asks questions like ‘Did you do that thing?’ If the person did the bad thing his body is likely to have a ‘stress’ response and it is likely to react in the following ways: hands get colder, heart goes faster, blood pressure goes up, breathing gets faster, muscles get tight and hands sweat more.†And all of that is the results of the brain sending messages to the body.
If we really understand what is happening in our brains, we then can turn things totally around and start reaping big benefits for our bodies and life. Amen further says, and we all need to burn this into our brains, “Remember, the deep limbic system is responsible for translating our emotional state into the physical feeling of relaxation or tension.â€
So how do we control or program our brains to automatically turn our negative thoughts that are causing problems in our lives to positive ones that will improve virtually everything we do? Those answers will be given in next week’s post. But do consider sharing this weeks’ blog along with next with week’s with friends or relatives that you think might benefit from knowing more about the brain body connection and how to control it.
Employing the AB Split
October 17, 2015 by MarkHaroldsen
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Yesterday I sat down with a young man who asked for a little mentoring from me. He had started writing a novel and wanted some coaching as to how he could get a publisher and or a literary agent. I explained to him, first of all, how tough it was to get a publisher. There are over 200,000 new books published every year and probably 10 times that many books that try to get published but are turned down. I told him how I eventually got my first book published and how that didn’t happen until I had sold several hundred thousand copies by myself. Of course, he wanted to know how I did that. What I told him is something that can help anyone to achieve great success with almost any venture they are interested in pursuing.
Many years ago one of my mentors introduced me to a very simple but very powerful method of marketing. In simple terms it’s called an AB split—it’s an easy way to measure anything from what price is the best price to charge to what words in an advertisement, book title, product name or anything else will be the best to use to grab people’s attention.
You can test two prices in a newspaper ad, for instance, by spending just a few extra bucks to have one ad show a $25 price printed in half the newspapers, then list a $45 price in the other half of the print run. After looking at the orders you receive, you will know which price your customers preferred by simply counting up the orders you received for each price listed. The same AB split can be used with snail mailings or internet marketing, radio, TV or phone solicitations. And that’s just the beginning. You can test what title would be best for a new book, or the best headline for an advertisement or the best words and story to tell in the body copy of a lengthy ad.
When I couldn’t get a publisher to take on my first book I began using the AB split method and quickly and quite inexpensively found out that the “How to Wake up the Financial Genius Inside You” title of the book and the headline in my advertisements was far superior to the headline “How to Become a Millionaire”. I then used the AB split to discover what price was best, using newspapers, mailings and TV ads. Wow, once I found the best price and the best headlines and body copy to use, things went crazy as I began advertising just about everywhere, in newspapers, radio, TV and mass mailings. The orders came rolling in by the thousands and eventually that money led me to publish a newsletter that morphed into a magazine with over 50,000 subscribers. All of that, plus some, coming primarily from the use of the AB split method.
I don’t know what the young man who wants to be a big time novelist will do with what I told him but if he applies the AB concept to getting his book out there and sticks with it, I’m pretty sure he’ll soon see huge numbers for his book along with many lifetime rewards and a ton of satisfaction.
Forging Past the Fear
October 9, 2015 by MarkHaroldsen
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Well I did it! I gave my one-hour presentation to the MBA students at Utah State University on ‘How to Make Millions by Wise Investing’. If you recall from last week’s post, this speech had caused me some fear and anxiety. But after 5 or 10 minutes the fear and anxiety that had been gripping me diminished and finally totally disappeared. The students were great, as was the professor. They asked some great questions and it all went quite well. Yay! I guess I acted out the title of Susan Jeffers great little book Feel the Fear and Do It Anyway.
It’s fascinating to me that a huge percentage of people don’t step outside their comfort zone when it comes to investing as a direct result from that thing we know as fear. It might be fear of the unknown, fear of losing their money or sometimes just plain fear of taking any risks at all. I look back at my younger years (now called “my warrior years”) and remember how quite a few of my peers, people that were just as smart as me and sometimes a lot smarter, knew what I was doing and how I was doing it and, yes, knew that I was having some very big financial gains. However, they didn’t dare step up to do the same thing I was doing. I’m pretty sure the reason was primarily because of fear.
Looking back now I’m pretty sure I didn’t share with them that I had huge fears myself. The thing is, I forged ahead anyways and took the risks and it paid off. I wish I could go back in time and share those fears that I felt with those friends. I think if I had done that then many of those people might have taken a few more calculated risks, pushing past their fears and ending up with the kind of success that I experienced.
I think you would agree that many of our fears come from us thinking things like “Oh, what if I fail? What will my friends and family think of me? What if I lose all my money?” But like I told the MBA’s, everyone fails from time to time! The key is to learn from your mistakes and be sure not to beat yourself up. It’s okay to fail. No human is immune to failure but if you pick yourself up and keep trying, your success, in investing to create your fortune or just about any part of your life, will far outweigh your failures.
The ‘Refrain but Don’t Repress’ Approach to Destroying Bad Habits
September 18, 2015 by MarkHaroldsen
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As human beings, we have many good habits that we’ve formed and held onto in our lives and then there are some bad habits that we’d really like to dump. Like most of us, you have probably observed and experienced how very difficult it is to change bad habits, whether the bad habit is overeating, overworking, sleeping too much or too little, watching too much TV, checking our email or text compulsively or some even worse habit or addiction.
In the last few weeks I’ve been reading an incredible book that I believe sheds tremendous light on habits including how to form good ones and how to break bad ones. The book by Pema Chodron is entitled Living Beautifully. I must admit that even though I’ve formed lots of good habits that have led to some very wonderful and rewarding successes in parts of my life, I’ve also had some bad habits that have hurt me, and it’s been so very frustrating for me to try to break or change the bad ones only to fail and fall back into them. But Pema’s book has some real answers and directions that, so far, seem to be a quite a breakthrough.
First of all, she outlines that part of the reason we have trouble breaking bad habits is because we are too hard on ourselves. What most of us do when we end up doing something that we’ve tried to stop doing, is to get mad at ourselves, beating ourselves up mentally, then we try to repress our thinking and whatever we did that broke our promise to ourselves. She strongly suggests that instead, we come to recognize that we are fundamentally good rather than fundamentally flawed.
Probably Pema’s biggest lesson for us is a bit surprising. She suggests that if we are trying to break a bad habit, we need to think hard on refraining from doing what we promised ourselves but DON’T repress it. She goes on to say that many bad habits come from us trying to escape from uncertainty and fear in our lives in particular situations. So when we are faced with the desire to fall into that bad habit, we need to examine our thinking to see what led us to that point and then just try to refrain from that action but not repress those thoughts.
Pema has science backing her up on this issue. She says “Science is demonstrating that every time we refrain but don’t repress, new neural pathways open up in the brain. In not taking the old escape routes, we’re predisposing ourselves to a new way of seeing ourselves, a new way of relating to the mysteriously unpredictable world in which we live.” And in the process we are hard wiring our brain to do the right thing automatically.
What I learned from Pema is already working well on a couple bad habits that I’ve been trying to break for years and I am so pleased!! Try it yourself and you may well see what I mean and find success.
