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The Great Life List

April 27, 2018 by  
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Wow, what a week I had. I had the hell scared out of me when the doctor told me I had liver cancer! Not a fun beginning of the week, to say the least. But, after a super intense week of blood tests, several scans, and having a camera look around at my insides, the doctors concluded that, in fact, I didn’t have a diseased liver! Yay team! But yeah, wow, what a huge mental change and difference that made in my brain.

Yes, I know, I am 74 years old now and I won’t live forever, but this big-time scare has motivated me to use what time I do have to its best use. Not just for me, but for my family, friends, and even strangers. I think I’ve been giving back but I know there is so much more that can be done.

All of us humans get the same 168 hours a week, but the key to success in helping yourself and others is in how we choose to spend those hours. I know I’ve said this before but it’s worth repeating: To make sure you get more done each day, set goals and be sure to write them down. I hope you are doing this. It is not enough just to set goals. If you are like me – and I think most people are – when you write an objective, task, or goal down, your brain pushes you harder to make sure you complete that task!

My recent big-time scare has motivated me to make a list of what I learned from it. What is really important in this very short life is to raise our spirits, happiness levels, and contentment with life and living.

Here’s what I came up with.

  1. Mental and physical pain can be a great life teacher.
  2. Place the highest value on LOVE.
  3. “There is more to life than increasing it’s speed.” – Mahatma Gandhi
  4. The biggest most challenging things can be the more rewarding.
  5. Slow yourself down and bask more in the pleasure of living.
  6. Pause and take time to appreciate the right now moment.
  7. Meditate, even for just 10 minutes a day.
  8. “No one can make you feel inferior without your consent” – Eleanor Roosevelt
  9. Go ahead and fake confidence even when you are not confident.
  10. Lift your happiness and relaxation levels by getting organized.
  11. Get outside daily and study and observe the sky, the clouds, and your surroundings.
  12. Exercise daily even by just walking or strolling; maybe hike or jog in new places.
  13. Surround yourself with diverse people and spend more time with family and friends.
  14. Take time to document a special trip or occasion with photos and even write a short story about it.

I do hope that this list will help you as much as it has helped me. I find that by thinking about these kinds

of things and then writing it all down cements it more deeply in my mind. I am going to push myself to

revisit the list from time to time. I hope you will revisit this, or your own similar list, on a regular basis as well.

 

 

 

Make Your Birthdays Count

April 14, 2018 by  
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Wow!   I just turned 888!  Okay, that’s in months not years but one can only imagine how different the world would be if you really could live 800 plus years.  Just think of all we could accomplish!

Why do we make a big deal out of a birthday?  For the most part I think it’s a good thing since it usually pushes us to not only review the past year or years but also it can motivate us to think about how short life really is. It makes us question what we’ve accomplished and what we have fallen short on. That thought should push us to live life big! It should push fear out of your mind so that you just go do what you really what to do.

As I plod along, working on writing my auto-biography and making a time line of my life, two big things have struck me. First, life is really, really short. Second, I’m totally blown away by how much I have done over the past years. It’s absolutely amazing to me how much a single human being can do in their lifetime, even though on a day to day basis it doesn’t seem like all that much.

When I look back at my life, I’m truly amazed that I’ve written 9 books, especially when I stop and think that those books were written a single word at a time. But then, I think of my good friend Richard Paul Evans, who has written more than 2 dozen books!  Where does he get the time? But again, it’s all done with baby steps.

We can all do so much with our life. Just always remember that the big things, even monumental accomplishments, are done one step at a time.  So, go after your huge goals and ambitions with at least a few minutes here and a few minutes later. Whether it’s writing books, making millions of dollars or running a marathon, it’s all step by tiny step.

Yes, I’m 888 months old or 27,010 days old, plus I spend probably 222 months just sleeping but when I look back I’m amazed that I’ve gotten so much stuff done.  Looking back, it seems like there is no way that little ol’ me could have earned tens of millions of dollars in income and investments as well as having written all those books all the while raising a bunch of kids and grandkids.

The big lesson in life, I think, is realizing that there are big things we can do if we put our minds to it. We do need to fully realize and understand two simple things—that life is short, so we need to push ourselves to use that short amount of time wisely, and that it can, and will, all add up to some very big accomplishments for your life. You just put one foot in front of the other, one step at a time.

 

 

Making the Most of Every Minute

March 23, 2018 by  
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Wow, does time ever move fast and, as we all know, it moves faster every year.  And now, it seems that I can no longer lie about my age since my oldest son, Mark E., just turned 50 years old. I’m guessing you are like me in that you can easily remember when you turned 21 and 30 and all those other birthday milestones that seem like they happened not long ago at all. My 50th birthday is so fresh in my mind and easy to remember in great detail. I’ll never forget the huge billboard on I-15 with my picture on it wishing me a happy 50th birthday.

I think it’s so helpful to constantly remind ourselves that, because time moves so very quickly, we should all pay very close attention to what we want to make of our lives. What do we want to accomplish? Who do we want to help? Who do we want to love? And, as I’ve preached for many years, we absolutely must take the time to write down what we want to do and accomplish as well as put a timeline on those goals.

Yes, life is very short, but it can be very productive, helpful to others, and extremely fun and fulfilling even though it passes tremendously fast.  So, what we all may want to do is repeat that in our minds every day. We’ll call it our “Fun & Fulfilling Philosophy. “

So, yes, we do all need to make our time count since life really is very short. Writing those life goals down helps you become much more efficient but also, all us humans never want to forget that, as we go after our goals, we must push ourselves to live life in the great right now, as in “living in the moment”.  I certainly have to regularly remind myself of both those very important habits as I can easily get carried away with worry and fretting over the future and what I haven’t accomplished.  Those reminders really do help me as I’m sure they would for you too. So, give it try and make the most out of every minute of your life.

Power Summit–A Seminar Not to be Missed!

March 16, 2018 by  
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Wright Thurston is long time trusted friend who credits me with getting him get started in Real Estate, Speaking, & Advertising. To quote Wright, “Mark Haroldsen, my first Real Estate mentor, and his book, changed my life forever! Mark has helped me personally earn over $40 Million since he first began coaching me!”

So I am very excited to see him in Salt Lake City next month with a great “Power Summit”. I have asked Wright if a few of my best blog readers could attend his upcoming event for Free! Wright said “Yes!” but indicated the event was nearly sold out.

**If you act immediately, the first fifteen of my blog readers to register below will receive everything at no cost. You must promise me however that you tell no one of this offer since others attending have paid a lot of money to attend. This is just for you. Sorry but there are not enough seats for you to bring a guest. Just ignore that on the registration page.**

Please do mention you were invited & referred by me. In the space that asks who invited you, write: Mark O Haroldsen

I look forward to seeing you there!

I am very happy to announce our 2nd International Power Summit. Last year’s training event was a huge success and my clients worldwide have request that we do it again in 2018. As promised, I will always make you aware of my VIP events, no matter where in the world they occur.

As a client, admission to the International Power Summit was one of many bonuses you received when becoming a student of mine. As an attendee, you will receive all eleven (11+) of the VIP bonuses, listed on the website, at “no additional cost!”  (including a massage, refreshments, autographed collectible materials, photos with my mentors, etc.) To learn more, just click on the link below:

www.PeakPerformanceWealthBuilders.com

**This year’s Power Summit will be totally unique! At least five of my “personal mentors” will be there for you to meet and mingle with. That’s right! The same experts who helped me become financially successful via:

1) Real Estate

2) Free & Discounted Travel

3) Collectibles

4) Legal & Asset Protection

5) Bitcoin & Other Crypto Currencies

6) And more…

I promise you will be thrilled with the amazing new, update strategies & information that will be taught at this conference. Each of my “mentors” will share their proven, step by step guidelines for success. Ask yourself: How many mentors do you currently have helping you?

Due to the limited seating at our Five (5) Diamond rated Hotel, please register immediately while the space & VIP packages are still available.

You can easily register or learn more about our Power Summit online at:

www.PeakPerformanceWealthBuilders.com

The International Power Summit will be held on:

Friday, April 6th and Saturday, April 7th

8:00 am to 6:00 pm each day

Grand America Hotel, 555 South Main Street, Salt Lake City, 84111

**By conducting this in my hometown, you will able to meet my wife, family, and see many valuable treasures that are part of our collections. I realize you are busy but do whatever it takes to be part of our International Power Summit. Please act before it’s too late. I don’t want you to miss out. Take advantage of this fantastic opportunity. I hope you will be able to join us.

Best wishes for your continued success:

Wright J. Thurston Sr.

P.S. You should contact us immediately, while the VIP seating and gifts are still available.

www.PeakPerformanceWealthBuilders.com

P.P.S. This is the first time that many of my personal mentors will be in attendance. It is going to be great. You do not want to miss this once in a lifetime conference.

 

Magnify Your Getaway Experiences

March 2, 2018 by  
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I just got back from a wonderful, extended getaway on the beautiful island of Kauai. As my wife and I were checking into Delta Airlines to come home, we began chatting with 3 young people with their huge surfboards. They were from Australia, New Zealand and the island of Oahu. They were talking about where they were heading now and of all their travels.

They said they had visited 49 of the states in the US as well as many foreign countries and spoke of how their travels had greatly enhanced their lives. Of course, I had to tell them of my travels to 90 different countries and what those travels had done for my life. Then I went on to tell them about the one little thing I do that greatly magnifies and extends those trips and experiences many fold.

As I am sure you know, getaways are absolutely wonderful and we all need them, but they can be expensive and all too short. The good news is that there really is a simple, easy way to keep enjoying those novel and fun getaways with minimal cost. This simple little trick will allow those trips to continue to enhance your life for a long time to come.

My single little trick, that I highly recommend to all, is to be sure you take a digital camera and take a ton of pictures and videos. But don’t stop there. The real key is to buy a few digital frames, the ones that change the picture on a regular basis. We’ve bought more than a few over the years and have them placed around the house and office. Doing just that simple little extra thing automatically helps you relive and remember all those great trips and places you visited with no additional effort after you set them up. And if you are anything like my wife and I, every time you walk by and see those images of yourself, your friends, and your family in a faraway place, at a party or family gathering, or on a simple hike or walkabout, it will bring a smile to your face and a warm feeling in your heart.

Yes, you will have just relived and experienced those great unique moments and places you’ve been to again and again and your life will be enhanced by this. It sure has worked for me and my family.  Try it and see if you experience those same feelings and thoughts that we have. Plus, for my age group, it does help with the memory in the old brain.

 

Wise Words and the 5 Steps to Using Them

February 23, 2018 by  
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The 20th century philosopher Williams James said, “The greatest discovery of my generation is that a human being can alter his life by altering his attitudes of mind.” And James Allen, in his book As a Man Thinketh, said, “The vision that you glorify in your mind, the Ideal that you enthrone in your heart—this you will build your life by, this you will become.”

Mahatma Gandhi pretty much said the same thing, when he said, “Man often becomes what he believes himself to be. If I keep on saying to myself that I cannot do a certain thing, it is possible that I may end up really becoming incapable of doing it. On the contrary, if I have the belief that I can do it, I shall surely acquire the capacity even if I may not have it all at the beginning.”

These are all great ideas of what the mind can do for you, but just what is the best way to go about directing your mind and your thoughts that will bring big changes in your life? Again, great wisdom, and the 5 steps that can make this wisdom work for all of us, comes from my good friend, Paul J. Meyer. Here are those 5 steps that he gives in his booklet, “Self-Talk, Self-Affirmation, & Self-Suggestion”, on how to get what you want and be what you want to be.

  1. Decide what you want to change. Before you write an affirmation ask yourself, “What do I really want?”
  2. Create the affirmations that you need and, remember, they must be a positive, specific, declaration or statement about yourself, in the first person (I), in the present tense (I am), and about what you want to be, to do, to have, etc.
  3. Write you affirmations down on paper. This one is a big one for me inasmuch as when I write it down, it begins to control me and push me to do it.
  4. Visualize your affirmations as your current reality. When you can mentally see yourself already doing or being whatever you affirm, you are already on the road to success.
  5. Repeat your affirmations over and over.

If you begin following these 5 steps, I think you will be very pleased with the results! And after seeing how effective they can be, it won’t be hard to keep it up either.

A Busy and Purposeful Life

February 9, 2018 by  
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I am so very impressed by people that keep themselves involved and busy with work, social connections, play time, and, yes, no matter what their age is, investment goals.  Look at Warren Buffett—he’s 87 and worth billions but is still out their investing.

Speaking of age 87 and of someone who keeps on moving and staying involved, take a look at my January 10th post. After I wrote about my very talented tennis buddy, I asked him if I could post his full name and a photo of him in my blog. So here he is, standing to my left in the photo. Ken Greenbaum, a super, great, inspiring example for me and many others, looks a lot less than 87 years old. And you ought to see how he runs! He plays a great game of tennis.

Right after writing that January 10th blog post entitled “The Key for a Longer and Healthy Life”, I read a great article by Claudia Dreifus in Kauai’s Garden Isle newspaper, entitled “When Work Brings Joy, Why Quit?”  The author highlights 3 great examples of people that have not let aging slow them down.

“On most mornings,” Claudia writes, “Jack B. Weinstein rises at 5:30 to exercise. At 7, a car takes him from his home on Long Island to Cadman Plaza in Brooklyn, where he is a senior Federal District Court judge for the Eastern District of New York.” That morning routine might sound pretty ordinary until you find out that the man is 96 years old. That is very impressive and it no doubt helps keep him alive and healthy.

For Adolfo Calovini, a 82-year-old New York City high school teacher Dreifus writes about, ” the need to earn income is part of his motivation. The approximately $110,000 annual salary he earns … is a necessity.”  When asked if he’s ready to retire, Calovini shook his head, saying, “to me, teaching is about life. This is what I do. I can’t see a time when I wouldn’t.”

Then there’s the 88-year-old Dr. Kandel.  He works in a research laboratory at Columbia University. “I like what I do. Keeping engaged keeps you intellectually alive.” He goes on to say, “If you are healthy and enjoy your work, continue. At the very least, it gives you additional income. Even if you don’t need it, the money can be for your kids and grandchildren.”

I don’t know how old you are but I’m getting up there in age myself. The more I think about it, however, and the more of these stories I hear, the more it motivates me to do everything I can to prolong my life and health and create my own great story of keeping busy and purposeful far into my later years.

The Social Happiness Factor

February 2, 2018 by  
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I will get back to a more strictly financial theme in a week or two, but today I want to talk a bit more about health and longevity. Without those two things in your life, making a ton of money does not end up being very important. Making money, growing it, and keeping it are very important in anyone’s life but it is not the most important thing we work towards.

Years ago, someone asked, after the death of the richest man in the world at that time, Howard Hughes, “How much money did Howard Hughes leave when he died?” And that question was answered in three simple words: “All of it.” You can’t take it with you and it’s doesn’t help you much if you aren’t here to enjoy it.

Although I’ve talked a lot about how important it is to eat right and exercise for good health and longevity, there is one more critical element that has been proven to boost your health and add years to your life, something that I think we all need to pay more attention to. It is the “social” aspect of your life. Having an active social life also lifts your “happiness factor”, as Seth Godin points out in his book, Tribes.

There are some very good studies that shows how having a strong and active social life helps extend your longevity. I read an article by Holly Richardson last year where she told of a study on 3,000 women who had breast cancer. The article says, they “found that those who went through cancer alone were four times more likely to die from their disease than those with 10 or more supportive people.” The article goes on to note that a “six-year study in Sweden found that men with heart disease were much less likely to have heart attacks if they had good friends around them than those without that social support.”

From my casual observation, I’ve notice that the older many people get, especially men, the less social they are, whereas women tend to stay more social. Maybe that is one reason that women tend to outlive men.

I’ve noticed in my own life that the older I get the less I tend to expand my social life. I used to have a number of “tribes” that I belonged to but now basically I have only my “tennis tribe” and the other is a social club my wife and I belong to. But like I’ve said in many past blogs, “When I start preaching for my readers to challenge themselves in different parts of their life, I am also preaching to myself.”  And now by writing this blog I find I am pushing myself to create or join another tribe or two, knowing that I will most likely expand my social life and lift my happiness and contentment levels in the process.

Norway is said to have the happiest people in the world and it’s because they have broader and better social relationships. Norway was ranked the happiest nation by the 2017 United Nations’ Sustainable Development Solutions Network. It has been found that in addition to a good social life, happiness also comes from helping others such as taking part in volunteer work.

So now we know two more thing that will help us live fuller and longer lives, and it’s something besides making money. It’s getting out and being social and helping others. Now those are some great goals you can look forward to creating and fulfilling!

Getting Into Good Debt

January 26, 2018 by  
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Last June, I shared 9 key items, found in Paul J. Meyer’s great booklet “Being Smart with Your Money”, that will help you attain a healthy financial life. Number 6 was “Get out of debt”.  This is, of course, great advice but the real key is knowing what kind of debt to get out of and what kind to go after.

One of the biggest keys to making a fortune–and this was a huge key for myself—is to take on the right kind of debt, the kind that has others paying that debt down. Paul’s advice was about credit card debt. Back then, in 2004, the average person in the U.S.A. had between $5,000 and $6,000 in credit card debt with the average for couples seeking a divorce having $37,000 in debt. As most people know (or should know) the interest rates on credit card debt is huge—as high as 29.99%.

Paul goes on to note that debt does more than ruin marriages. It also:

  • Saps your creative thinking.
  • Drains you physically and mentally.
  • Burdens you with pressure.
  • Limits your investing opportunities.

The good kind of debt, however, that helps make you big money is mortgage debt on income producing properties. That debt could be on a small rental house or, as it was in my case when I was in the first few years of my investing career, many, many rental houses and later, apartment buildings. I loved it. Every month, when my tenants would pay their rent, I paid down my debt and the more of this kind of debt I took on, the more the debt was paid down.

Just look at the numbers. I’m using small numbers for this example but if you double the number or add a zero, the rate of return will still be the same. If you bought a rental property for say $110,000 with $20,000 down, in the first year alone the pay down of a 4.5% loan would total $2,841 or a 14.2% rate of return to you.

So, a person’s net worth can grow at a good rate even without that other factor called inflation. But if you have, let’s say, only 2% inflation a year, ten years later that property would be worth over 10% more and your debt would be substantially paid down.  If you put in some fix up money on a property that needs it, you can often push your rate of return much, much higher, even to 100% as I’ve done many times.

Bottom line here is, yes, Paul Meyer is right to get out of the “wrong kind” of debt but you will greatly profit if you get into the “right kind” of debt—mortgage debt on rental properties.

There can be a big double bonus when taking on the right kind of debt too. You can greatly increase your rate of return by using that thing called leverage. If you were able to buy property with only a 10% down payment and had that same 2% inflation, that would push your return to 20% in the first year alone. But then if you had bought what I call a “dirt bag” property that needed an inexpensive cleaning and fix up, using mainly elbow grease and just a small investment of money, you might be able to push that rate of return to over 100%. I’ve done this many, many times. For example, a $100,000 property with a $10,000 down payment plus say $5000 in fix up costs could push up the value to $130,000–your return would now be a whopping 100% of your initial investment of the down payment and the fix up costs!

So, I encourage you to pass this advice onto your friends, kids, and anyone you want to help, especially those that you see getting into the wrong kind of debt, and then push yourself to get out of the bad debt and into the good debt and watch your fortune grow.

 

Commitment to Movement

January 19, 2018 by  
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Let me begin this week’s blog by quoting Harvard Medical School’s conclusion as to the 5 ways that exercise helps people live longer and better.

1. Exercise helps the heart raise up the good HDL cholesterol and lower the bad LDL.

2. It keeps your brain sharp. There are even studies that suggest exercise my help ward off Alzheimer and other forms of dementia.

3. Exercise lowers blood sugar levels.

4. It possibly lowers the risk of getting cancer.

5. As a person ages, bones begin thinning, but walking, running, and lifting weights stimulates the growth of new bone. It may even reverse knee problems!

Since, as you see here, movement is so important to our mental and physical health, we all should keep moving as much as we are able for as long as we can. One thing that totally encourages me is knowing that we don’t have to go running for great exercise. Just slow jogging or even just walking a lot is very beneficial.  And of course, getting outdoors to do those walks is great for the mind and mood.

I’ve recently began jumping on a mini trampoline and that has really helped my physical conditioning as well as helping my bone growth. I bought this mini trampoline on Amazon for just a little over $30. Things like this are a great investment and fun as well.

I think it is very important, not just to start doing these easy physical activities, but to set goals for them and break those goals down into bit size chunks. For example, with my walking and counting steps, after I set my goals for the week, I not only break it down by the day but I set my walking goal by the hour. Usually I set the goal to walk 2,000 steps by 9 am which only takes about 20 minutes and then I aim for another 2,000 steps each hour until I reach my daily goal of 20,000 steps. By breaking it down this way it is much easier to reach the goal. It’s the old “baby steps to reach giant achievements” deal.

So, if you want to live longer, stronger and feel better as you age I strongly suggest that you set goals for daily or weekly walking, jogging, lifting weights, stretching, push-ups, sit-ups, and maybe even bouncing on a mini trampoline.

Uh-oh … I just looked at my Fitbit and I’m only at 18,714 steps today and it’s almost 6pm. So I will say aloha for now.  On next week’s post I’ll be coming back around to that good ol’ money making and fortune keeping theme so keep up the exercise and we’ll work on financial health next week.

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