Clicky

Search:

Worthy Destinations

May 17, 2019 by  
Filed under blog

Morro Castle in La Habana, Cuba. Photo by Henryk Kotowski

Cuba has been on my bucket list of countries to visit for some time now and, finally, I made it. We boarded a Norwegian Cruise ship and enjoyed a great visit to that little country and its incredible history. I’ve always loved travel and visiting Cuba makes my count of new countries visited 92. We now are heading back to Florida with one short stop on an island that I’ve never heard of called Great Stirrup Cay.

I was pleasantly surprised how friendly and safe Cuba was. It is a very poor country, but the people seem to be very happy and content. Our guide told us that the average salary in Cuba is only $70 dollars a month. In Havana, we saw some old castles with their huge encompassing walls and moats and were told of all the battles that took place and the attempts of pirates to take over the city.

Our guide was a very nice and pretty 32-year-old lady. Her English was perfect, and her knowledge of Cuba and its history was incredible. She told us how she had tried for years to go to America. She has some family living in Florida, and she had served time in the Cuban military, and yet she still could not get permission to visit the USA. It struck me how lucky we are to live in the great country of America and how good we have it. I think most of us take our great freedom and opportunities for granted.

Traveling to new places and visiting new cultures is so mind expanding. It’s too bad that everyone in the world can’t visit dozens of different countries because if they could I think the world would have fewer wars and global problems as people would see and understand that most of us are so much alike. If we were all able to see that most people are nice, friendly and don’t want to hurt others, perhaps we’d have few, if any, wars.

I challenge you, my readers, to travel to new places as much as you are able and I’m pretty darn sure you will be glad you did. You will experience a mind expansion and appreciate other cultures even though they may be very different than yours.

Well, we’ve stopped now, and they have begun shuttling people from this huge cruise ship to the cute little island in their little shuttle boats, so I had better get to the deck and jump aboard!

The Power Source That is Our Minds

May 10, 2019 by  
Filed under blog

It’s totally amazing to me that the human brain can create so much energy of its own. Just a change of thought can quickly give you a huge burst of energy, and it’s not just when the brain stimulates the production of adrenaline because you have been suddenly surprised by a bear in the woods or get cornered by a stranger in an alley. We know that the brain also gives more energy to the body when it releases serotonin and dopamine, the feel-good hormones. And, of course, we are familiar with how setting a big, exciting goal can stimulate us too, getting us to jump out of bed in the morning and spring into action.

A man named Nando Parrado was able to save his life and 16 others when he set a huge goal, one that was literally a matter of life or death, in his mind, giving him an incredible amount of energy. That energy gave him enough strength and endurance to climb over the top of the highest peak in the Andes after he and 16 others survived a plane crash in those snow-covered mountains. He walked, climbed, and crawled in freezing temperatures for 11 days with virtually no food and lost 80 pounds in the process. His brain kept telling him that he could make it and save many others, which gave him the energy and strength to keep going. He had no equipment or experience in doing such a thing, and yet, he and a companion made it to safety.

You may remember the story. It was the subject of a TV documentary, a movie, and a book, all entitled Alive. The plane that crashed on that glacier high in the Andes was carrying members of the Uruguayan Rugby team to a match in Chile. Along for the ride to see the match were friends and family. On impact many of the 45 passengers on board were killed and others died within days. Still others died later from exposure and starvation and more died when an avalanche came racing down the mountain during one of those tragic nights. Only 16 survived and did so by eating the flesh of their dead teammates. They somehow miraculously stayed alive for 72 days with temperatures dropping below zero at night.

Without the energy created by the determination in Parado’s mind, everyone would have died. That certainly shows us the huge power buried in the human mind. We should never forget this story as it should motivate us to set goals and think about exciting things that stimulate our brain to create energy. These thoughts will, of course, make our lives more productive and exciting and help make the world a better place.

 

Little Notes for Big Changes

April 26, 2019 by  
Filed under blog

I was looking through old books I’ve read that have made a big difference in my life and I came across Susan Jeffers‘ book, Feel the Fear and Do It Anyway. I have quoted Susan before, since she has so many great ideas, helpful hints, and “techniques for turning fear, indecision, and anger into power, action, and love.” And, yes, that is a direct quote from the cover of her great little book.

As I glanced through the pages and re-read my little notes I took back then, the of advice from the book really struck me again and lifted my thoughts and view of life to a higher level. Below are some of my notes from the margins in the book. When I quickly went over the list, I found it very inspiring and I thought that I really should look at this list often. I also thought that sharing the list here might lift your life too, even if it’s just a little lift.

–Do self-talk and make notes at night to program my mind for the next day.

–In the morning, I’m going to wake up happy, upbeat, positive, and energetic.

–Call friends and others and set up lunch meetings. Start with my circle of close friends.

–Whatever the challenge is, say to myself, “I can do it.”

–Surround myself with strong and positive people.

–Use this great tool: act as if you really count.

–Challenge myself to stay on the path of the higher self.

–What’s the rush? Don’t rush – it’s all happening perfectly.

–Don’t punish myself. Be patient with others and especially myself.

–Turn some of my big challenges over to my subconscious.

–Never forget that it takes a lot of practice and vigilance to direct and control my negative chatterbox.

–Instruct my higher self to work to solve problems and challenges as I sleep.

–Never forget the real key to success is ACTION.

–Keep working on being more proactive. Call friends for lunch, dinner, to play cards, play tennis, play pool, travel, and to interview for one of my future blogs.

–Keep pounding into my brain Susan’s great message: Feel the Fear and Do It Anyway!

And here are 6 more of my notes from the margins of Henriette Anne Klauser’s book Write it Down and Make It Happen.

–Write down a list of my intentions, every day.

–Life is a decision; when you believe in a dream you need to take the risk and just do it.

–Writing things down can make feelings become just speed bumps, not roadblocks.

–Write down you biggest fears and then take action to counteract the fear.

–In addition to writing down your intentions and affirmations, speak them out loud to yourself.

–And lastly, never forget that writing things down activates that reticular activating system in your brain, then your brain works overtime for you.

 

Daring to Dream Big

April 12, 2019 by  
Filed under blog

Years ago, I dreamed of being wealthy. I studied the lives of the rich, especially the ones who started from scratch. I mean, I really studied them and analyzed everything they did and how they did it. I discovered that millionaires are not a hundred times, or even ten times, smarter than you and me. And they aren’t working ten times longer or harder. How could they? There are only 168 hours in a week — no one gets any more than that. The difference was an honest to goodness and simple wealth formula that, if followed, works.

Before I discovered this wealthy formula, I lived in Denver, Colorado in a cramped and tumbled down house at 2545 S. High Street, near the University of Denver. I felt desperate and forced into a corner. I had to borrow a $150 from my father and another $150 from my father in law just to buy groceries and help pay the rent. If that wasn’t enough, I was several thousand dollars in debt, but I still kept studying the lives of the rich and dreaming of being a millionaire.

Then it happened. I met Larry Rosenberg, a man who became my mentor and showed me the simple formula that had made millions for him. He convinced me that I could do the same thing.

I began to apply the formula I had been shown. The results were amazing! I couldn’t believe how simple it was. In fact, it seemed too simple. (Please note, I said simple, not easy!) It did take work but oh, how that work was so very worth it!

For the next 3 ½ years, I worked very hard to refine and improve the formula that I’d been shown so it would be easier to get quicker results. As I did this, my assets and income multiplied very rapidly to the point that I didn’t have to work at my regular job. I quit!

The simple formula that I had been shown was to leverage income producing real estate —-as in small houses and apartment buildings. The key to building my fortune was to find run down properties that I loved to call “dirt bag properties”. These were properties that I could fix up and improve the value by 10 or 20 percent and then I could turn that 10% or 20% increase in value to 100% return on my investment, because of that great thing called “leverage”.

And as I’m sure you know a 100% return on your money can and will increase your net worth quite quickly! In my experience leverage income producing properties is the most reliable, fastest, and safest method of making big time money. Most people have a little bit of that “leveraged real estate” in the home they bought. But if you have to go a step further and but some dirt-bag or rental properties and fix them up and make those huge 100% percent returns. If you buy right, it will work wonders for you.

 

The Healthy Second Half

April 5, 2019 by  
Filed under blog

As most people know, good health is vitally important to all of us. I’ve learned over the years that there are at least 20 things you and I can do to add 20 years to our life and enjoy those years in good, or even great, health. But as you know, if you read my blog 2 weeks ago, I gave you only the first 10 of those 20 items so far. Now, here are the other 10 ways to possibly add 20 years to your life.

  1. Take control of you own life – take the lead and start a physical program and stick with it.
  2. Get red in your diet. Eat tomatoes and red veggies as these are known to reduce the likelihood of prostate cancer.
  3. Shake off the salt. No more than 2000 milligrams a day.
  4. Meditate – it’s the ultimate relaxant and takes just 20 minutes a day. It can reduce your stress level and better your life.
  5.  Don’t ever eat hydrogenated oils.
  6. Stay out of the smog and bad air.
  7. Get a pet.
  8. Get a life partner. People with a companion live longer.
  9. Have a lot of sex. Large studies show more sex equals longer life.
  10. Drink lots of water – at least eight 8 oz. glasses every day.

And here is a bonus one to make it 21. Give to others. Give love, time, laughter, money, compliments, and appreciation. That will make you and the one you are giving to feel better and that feeling of well-being will help you both to live a longer and happier life.

But wait… there’s more! Here is another bonus list:

A Dozen More Signs and Habits for Longevity

  1. Drink 2 or 3 cups of green or white tea daily.
  2. Spend 30 minutes a day walking, biking, working out, etc.
  3. Don’t drink soda.
  4. Build your lower body strength. In other words, legs.
  5. Eat lots of blueberries, red grapes, red fruits, and drink small amounts of red wine.
  6. Control your weight. Slim is in and can keep you in the game of life longer.
  7. Eat no beef or very, very little.
  8. Stay mentally active – get a college education or equivalent.
  9. Relieve stress with better and more interpersonal relationships. Chronic stress weakens the immune system and ages cells faster.
  10. Hang out with healthy people.
  11. Have, and maintain, a positive outlook and a sense of purpose.
  12. Do good things for others and have a good strong sense of community.

That’s it! I hope these items are motivating and helpful and, if you use them, that they extend a long, healthy life for you. I also hope you share this with the ones that you love, to help them achieve a long and healthy life as well!

The Umbrella Goal of Health

March 30, 2019 by  
Filed under blog

I know I said I was going to give you the other half of that 20 life list but there’s been a lot going on this week so we’re going to revisit a post, revised and updated, from 10 years ago, basically about the same subject.

I do regularly talk about health and the benefits of a good diet and hopefully it’s often inspired you to eat better and take care of yourself. The question is, are you, or will you be committed to it, not just for the near future but for life?

Getting down to an ideal weight and getting off junk food are great goals, but your hard efforts will be wasted if you don’t make it a modification to your lifestyle rather not just a temporary change.

These healthier eating habits can lengthen your life as they are and actual fountain of youth! But if you can’t keep it up, it probably won’t get you very far.

Because, here’s the thing … if you lose 30 pounds then gain back 20 a few months later, lose another 10, gain another 15, and keep this yo-yo dieting going, you aren’t helping your health at all. In fact, you’re stressing your system. Same goes for the ‘occasional’ junk food meal. Can a coke addict get high just once in a while?

The bottom line is, you have to decide that you want to live healthy–determine the specific weight you want to reach and stay at it while committing to eating healthy, minimally processed, whole foods, and keeping active. Look at this commitment as a commitment for life, an umbrella goal that will support every other goal you make by giving you the health and energy to pursue all your dreams.

So, be good to yourself these next few weeks and aim to eat and live healthy for the rest of your life. You can start by reading Chapter 10: An Umbrella Goal for Life in my book, How to Ignite Your Passion for Living. As I explain, 42 days is all it takes to form a new eating habit. After that it’s just a little bit of vigilance.

Use the goal planning tips in my book and you’ll certainly get there. Do this for yourself, your family, and, of course, for the success of all your dreams.

Adding Years to Your Life

March 22, 2019 by  
Filed under blog

I have been writing this weekly blog now for many years and, as those of you who have followed my blog know, the main theme is me being a coach and a leader directing people to make their own fortune. And, of course, the key or formula to making millions is pretty straight forward, as you no doubt have seen in my writing and, hopefully, have implemented and gained big profits from over the years.

But you may have noticed that I wander off the financial theme from time to time. The issue of “great health” has filled many of my blogs. Maybe it’s just me, but the older I get and the more money I make, the more I can’t help but take a hard look at the health issues. They are so very critically important to all of us.

I mean, think about it … if you make a billion dollars, does that money keep you from kicking the bucket or having terrible health? Oh sure, you can go to the best doctors in the world with all your money but there is a lot more to good health than going to the doctor. So, yes, money is important but without good health money doesn’t mean near as much as when you have millions AND great health.

In my daily planner I have two pages with two lists of good advice and healthy habits that are frequent reminders to me to take the best roads to great health and longevity.  The first list, which I put together back in 2002, has the title “20 Ways to Add 20 Years to Your Life”. Now, I want to share that list with you, hoping that it becomes a good reminder to take great care of your health:

20 Ways to Add 20 Years to Your Life

  1. Eat salmon often, not beef, and take one gram of fish oil daily
  2. Eat unrefined whole wheat bread.
  3. Be wise don’t supersize. Replace protein with lots of fresh fruits, vegetables, and small salads.
  4. Exercise 3 to 5 days a week, even if it’s just taking long walks, but always remember that it’s food that’s the big factor for weight control vs exercise.
  5. Scientific studies have proven that mice that are fed a lot fewer calories than the control mice lived much, much longer and had healthier lives. It can and does have a similar effect on humans.
  6. Be happy. Smile a lot to other people and even to yourself in the mirror. That smile helps release the good brain chemicals of dopamine and serotonin.
  7. Get a good night sleep. Go to bed and get up at consistent times.
  8. Learn to love cauliflower, cabbage, broccoli, and other vegetables.
  9. Use olive oil instead of butter.
  10. Laugh, dammit. Laughter releases those good brain chemicals which helps you relax and even boosts your immunity.

Okay, I know I said that the title of the list that I have in my planner and I look at several times a week was “20 Ways to Add 20 Years to Your Life ” and I’ve only listed 10. Well, the other 10 will be covered in my next post, plus I’ve got another note on a few signs and habits to give you longevity.

Big Brain Boosts

March 15, 2019 by  
Filed under blog

One of my favorite things about the brain is how a new, unique, or novel situation – seeing something totally new or having a new experience – can pump your brain and your body up and suddenly make you feel fantastic. The brain seeks and loves novelty. Novelty really does do great things to our brains. This brain stimulus is what motivated me to travel the world, to see new countries and cities, and to meet new people in different cultures. Even when I’m a bit fearful to visit a rough, semi-dangerous and poor country, like some that I’ve visited in Africa and the Middle East, I push myself to follow the advice in Susan Jeffers’ great book Feel the Fear and Do It Anyway.

When I see and experience all the unique and novel neighborhoods, cities, countries and people in my travels, it gives my brain and life a huge boost. Even our short trip to the Indian Wells tennis tournament last week, watching guys like Roger Federer and Novak Djokovic, was a good brain booster, partly because we stayed in a new place, in a beautiful big house with friends, met and befriended new people, and drove through unfamiliar areas of the wonderful desert towns of Indian Wells and Palm Springs. Even the super oversized palm trees they have there (they are twice a tall as Hawaiian palms) turned my head and gave me a rush.

You don’t have to go out of the country, or even out of your city, to get a big brain boost from seeing and experiencing new and novel things. Just taking a walk or a drive through a totally new and different part of your city, or going to a big game or competition with new friends (maybe one that features a sport or some big event that you have never seen in person), can perk up your brain.

A big reason I go on so many hikes in the mountains is that I almost always see something novel. Even a totally super twisted tree, or an oversized or undersized deer or elk, will give my brain a rush. And, if I see a bear, yikes … my brain gets a rush but my adrenaline is instantly overloaded too. I don’t like that as much.

The bottom line is, don’t ever let up on seeking out new and different places, people, and experiences if you want to stay excited and turned on by life. Keep your brain and body excited and curious and you may not only live longer, but you will probably be healthier and certainly more fulfilled and content.

One more helpful hint – if you are not already signed up with a travel service like Kayak, Expedia, Hotwire, or Priceline, you should do that inasmuch as they send you many super deals on airlines and hotels. I’ve seen prices as low as $390 round trip to Paris from Salt Lake City and under $200 to Hawaii. Also look at sites like TripAdvisor or the experiences listed on Airbnb to find unique tours and guided experiences doing things and seeing stuff you might never have known existed. By the way, I have just scheduled a trip to Cuba this summer which will be country number 92 that I have visited!

The Shotgun Investment Strategy

March 8, 2019 by  
Filed under blog

In my opinion, and from my experience, the best type of asset that lends itself to forced improved value is good ol’ real estate, and specifically properties that need a face lift. These are beat up houses, duplexes, apartment buildings or what I have often refer to as dirt bag properties.

The key is to just do a face lift, not perform bone surgery, so you would need to find properties that are run down mainly on a cosmetic level. You really don’t want a property that needs to be fully rewired, have plumbing pulled, or the foundation replaced. I look for properties that haven’t been painted for 25 years or the front lawn is dead and the fence is falling apart. It may just need new carpet and window coverings to turn it around. Those kinds of properties can make you a fortune and can do so in a few short years.

I do want to add that when I was introduced to leverage, I was a stock broker. I began trying to use leverage with stocks and bonds, but I found out very quickly that the real problem was I really couldn’t fix up a stock and I didn’t have any control over the company whose stock I was buying or the stock market itself. I did, however, have some control over a little beat up house that I would buy, even though that is where the real work began.

Once you have found the dirt bag property, the next big chunk of work is actually doing the fix up to greatly improve its value and give you those big fat returns on your invested dollar. So how do you find those fixer uppers and exactly what kind of work does it take?

There are several ways this can be done. You could drive through the right neighborhoods that are a bit run down and in your price range, but that is the hard way to do it and it takes a ton of time. Since time is one of those things that none of us seems to have enough of, I recommend what I call the shotgun method. The concept of a shotgun is that when a hunter shoots at a bird the shotgun blasts hundreds of BBs that spread out as they speed toward the target. Most of those BBs miss the mark but it only takes one or two BBs to bring down the target. Likewise, my shotgun method of finding the right properties is very efficient and a real time saver and it only takes one or two hits to score your target.

All you do is use the internet to observe all the for-sale properties that even roughly fit your specs and then make low ball offers which would be around 20% to 25% lower than the asking price. You do this without even driving by the property. The real key here is to be sure you have a “subject to” clause in your offer, which basically says that this offer is good only if certain conditions are met. Those conditions can be acceptable financing or even something simple like “subject to my spouse or partners approval.”

So now when you shoot your shotgun at many dozens of properties each week or each month, you only get in your car and drive by and/or do an inspection after you get a counter offer or, sometimes, an actual acceptance on your super low-ball price! It does happen once in a while!

Using the shotgun method works if you make enough offers. Eventually, you’ll score a property and then the physical work begins. It’s not easy but it’s simple and, most importantly, increasing its value is within your control.

When You’re Not Brave

March 1, 2019 by  
Filed under blog

This week I want to continue on this big thing we all know and have experienced called fear. Let me start by asking, what do we know about these fears?

Well, first remember that fear is a natural emotion, one that must be understood, confronted, and controlled. So maybe when you have great fears for whatever reasons, this would be an appropriate time and place to “fake it till you make it”. Some people who know me are surprised to learn that I have been very fearful many times but have gone ahead and done the “fake it” thing.  Maybe we ought to whistle a happy tune and no one will suspect you and I are afraid. If we pretend to be brave, acting the way a brave person would act, the results can be amazing.

Consider the many times you have lain in bed thinking about some tough assignment, something that you are slightly or very fearful of doing. If you’ve never done it before, quite naturally you are reluctant and anxious. For example, if you are giving a speech for the first time to some very important people, or asking a banker for a huge loan, or presenting an offer to buy a particular property for a ridiculously low price. Or it may be visiting a new state, city, or country, or being a master of ceremonies. If you are normal you become very fearful with these new situations.

Whatever you have to do on that particular day as you lie in bed, if you have a few fears of doing it, they will only intensify the longer you lie there and think about it. What will overcome those frightening thoughts and imaginings is action. Even if it is incorrect action, get up, get going, and get the blood running and the brain thinking. Take a shower, get on the phone, write a few text messages and emails, go see people, or set up a lunch appointment. Make things happen!

Action overcomes fear because most fears are in your mind and action lets the physical part of you dominate for a while. The physical side of you needs to dominate because the mental side of you, in many cases, has become too introspective and too analytical. We tend to analyze so many things to death. We have all heard of “analysis paralysis,” which is more than two cute rhyming words.

Sometimes we think too much. In today’s educated, deep thinking and analyzing world, it sure seems that we have a lot more planners and thinkers and analyzers than we do action people. Obviously, we do need some kind of plan, but the greatest plan in the world is worthless without action. I would much rather have a mediocre plan and some real action people to carry it out than the most phenomenal plan in the world with a bunch of inactive and do-nothing people.

Action really is the critical key to huge success and accomplishment. I have never met a person in my life who has total confidence in themselves and doesn’t experience fear from time to time. There is not one of us human beings on this planet who won’t have some serious questions about their own ability to succeed in every new venture they start. We all need to remember that and as the great title of Susan Jeffers book says, “Feel the Fear and Do It Anyway”!

Next Page »