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Adding Years to Your Life

March 22, 2019 by  
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I have been writing this weekly blog now for many years and, as those of you who have followed my blog know, the main theme is me being a coach and a leader directing people to make their own fortune. And, of course, the key or formula to making millions is pretty straight forward, as you no doubt have seen in my writing and, hopefully, have implemented and gained big profits from over the years.

But you may have noticed that I wander off the financial theme from time to time. The issue of “great health” has filled many of my blogs. Maybe it’s just me, but the older I get and the more money I make, the more I can’t help but take a hard look at the health issues. They are so very critically important to all of us.

I mean, think about it … if you make a billion dollars, does that money keep you from kicking the bucket or having terrible health? Oh sure, you can go to the best doctors in the world with all your money but there is a lot more to good health than going to the doctor. So, yes, money is important but without good health money doesn’t mean near as much as when you have millions AND great health.

In my daily planner I have two pages with two lists of good advice and healthy habits that are frequent reminders to me to take the best roads to great health and longevity.  The first list, which I put together back in 2002, has the title “20 Ways to Add 20 Years to Your Life”. Now, I want to share that list with you, hoping that it becomes a good reminder to take great care of your health:

20 Ways to Add 20 Years to Your Life

  1. Eat salmon often, not beef, and take one gram of fish oil daily
  2. Eat unrefined whole wheat bread.
  3. Be wise don’t supersize. Replace protein with lots of fresh fruits, vegetables, and small salads.
  4. Exercise 3 to 5 days a week, even if it’s just taking long walks, but always remember that it’s food that’s the big factor for weight control vs exercise.
  5. Scientific studies have proven that mice that are fed a lot fewer calories than the control mice lived much, much longer and had healthier lives. It can and does have a similar effect on humans.
  6. Be happy. Smile a lot to other people and even to yourself in the mirror. That smile helps release the good brain chemicals of dopamine and serotonin.
  7. Get a good night sleep. Go to bed and get up at consistent times.
  8. Learn to love cauliflower, cabbage, broccoli, and other vegetables.
  9. Use olive oil instead of butter.
  10. Laugh, dammit. Laughter releases those good brain chemicals which helps you relax and even boosts your immunity.

Okay, I know I said that the title of the list that I have in my planner and I look at several times a week was “20 Ways to Add 20 Years to Your Life ” and I’ve only listed 10. Well, the other 10 will be covered in my next post, plus I’ve got another note on a few signs and habits to give you longevity.

When You’re Not Brave

March 1, 2019 by  
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This week I want to continue on this big thing we all know and have experienced called fear. Let me start by asking, what do we know about these fears?

Well, first remember that fear is a natural emotion, one that must be understood, confronted, and controlled. So maybe when you have great fears for whatever reasons, this would be an appropriate time and place to “fake it till you make it”. Some people who know me are surprised to learn that I have been very fearful many times but have gone ahead and done the “fake it” thing.  Maybe we ought to whistle a happy tune and no one will suspect you and I are afraid. If we pretend to be brave, acting the way a brave person would act, the results can be amazing.

Consider the many times you have lain in bed thinking about some tough assignment, something that you are slightly or very fearful of doing. If you’ve never done it before, quite naturally you are reluctant and anxious. For example, if you are giving a speech for the first time to some very important people, or asking a banker for a huge loan, or presenting an offer to buy a particular property for a ridiculously low price. Or it may be visiting a new state, city, or country, or being a master of ceremonies. If you are normal you become very fearful with these new situations.

Whatever you have to do on that particular day as you lie in bed, if you have a few fears of doing it, they will only intensify the longer you lie there and think about it. What will overcome those frightening thoughts and imaginings is action. Even if it is incorrect action, get up, get going, and get the blood running and the brain thinking. Take a shower, get on the phone, write a few text messages and emails, go see people, or set up a lunch appointment. Make things happen!

Action overcomes fear because most fears are in your mind and action lets the physical part of you dominate for a while. The physical side of you needs to dominate because the mental side of you, in many cases, has become too introspective and too analytical. We tend to analyze so many things to death. We have all heard of “analysis paralysis,” which is more than two cute rhyming words.

Sometimes we think too much. In today’s educated, deep thinking and analyzing world, it sure seems that we have a lot more planners and thinkers and analyzers than we do action people. Obviously, we do need some kind of plan, but the greatest plan in the world is worthless without action. I would much rather have a mediocre plan and some real action people to carry it out than the most phenomenal plan in the world with a bunch of inactive and do-nothing people.

Action really is the critical key to huge success and accomplishment. I have never met a person in my life who has total confidence in themselves and doesn’t experience fear from time to time. There is not one of us human beings on this planet who won’t have some serious questions about their own ability to succeed in every new venture they start. We all need to remember that and as the great title of Susan Jeffers book says, “Feel the Fear and Do It Anyway”!

The Fear Factor

February 22, 2019 by  
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Sometimes I re-read my own words from my journals and books that I have written, and it inevitably surprises me how my own words can reinvigorate, inspire and motivate me. And now that I’m almost 75, I suddenly realized how much this thing called “the fear factor” was holding me back on some of my projects, big dreams, and desires.

Quoting a few highlights from my own book, The Courage to Be Rich (I hope that’s not plagiarizing–ho ho):

ACTION GETS THINGS DONE. When we are fearful of something, if we push ourselves to take action, many times that will totally overcome our fear and a big plus is that we get stuff done and isn’t that pretty much the whole ball game or at least a lot of the game. Without action you could be the greatest financial thinker, have the highest IQ, and end up with very little money or even broke. When we are fearful, we really need to give ourselves a big push, even if we stumble and blunder a bit.

FEAR OF STARTING. Getting started is really the most frightening and the hardest part of virtually any task. But even if you do something wrong, at least “do something”. I am not saying take risks larger than you can afford. We all should take risks gradually, whether they are financial risks, social risks, or any other kind of risk.

Some time ago, I was on a flight and as we began our final approach (I wish they wouldn’t call it “final approach”) and as the plane was descending, I noticed the lady next to me was very nervous and somewhat freaking out. Thinking that if I diverted her attention by talking to her, that might calm her down and it did until the pilot let the flaps down and the plane lurched and bounced a bit. I quickly explained to her what the pilot had just done and that gave her a bit of relief. I then suddenly realized that I was in the same plane, in the exact same situation, but my heart rate and blood pressure were normal, unlike my seat mate.

CHRONIC FEAR IS YOUR REAL ENEMY. I knew the damage fear could do because it had done damage to me in the past. I finally realized that I was letting fear dominate my thoughts. I decided to do something about it. Since I travel a great deal, giving seminars or negotiating real estate deals and since being relaxed and rested at the end of a flight is important to my performance, it was very important not to waste so much energy wrestling with fear.

It didn’t take much thinking after that to figure out that the fear factor entered into many of my decisions that had far greater implications than did flying. Why should I let myself be fearful of flying or anything else? After all, does that fear change the outcome of the flight or my financial conditions? People who are the real doers and the super successful people in life face frightening situations almost every day, but they don’t let those confrontations with fear scare them to death or slow down their progress or stop their actions.

I want to write more about the “fear factor” in my next blog, but for now I will end this blog by listing some very common fears.

  1. Giving a speech to a large audience.
  2. Fear of making a fool of yourself.
  3. Fear of losing all your money–or at least a big part of what you have.
  4. Fear of losing your friends.
  5. Fear of losing the love and respect of someone you love.
  6. Fear of criticism.

There are certainly a lot more fears than this short list. Take a look at yourself and analyze your own fears and ask yourself the question as to whether those fears help your situation in the long run or even in the short run.

P.S.  I read that if you take a commercial flight, at random, every day for the rest of your life it would be about 20,000 years before you got on a plane that crashed–so obviously the fear of flying on a commercial plane in totally not rational!

 

Retirement Can Create a Better World

February 1, 2019 by  
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I want to write a bit more about last week’s theme of retirement – how it can be good, bad or sometimes very ugly. Even if you are many years away from retirement, you can make your retirement much better and have an easier transition if you are aware of some of the pitfalls that many people stumble into when they retire. I want to share a few secrets to making your retirement transition quite comfortable and pleasant.

Part of the reason I want to share these points is that, for me, retirement came close to driving me seriously crazy. It made me feel worthless and caused me to have big mood swings. Last week I wrote about some of the great and promising ideas from Patrice Jenkin’s book, What Will I Do All Day. She points out that many people go into retirement without realizing how critically important it is for them to still have routine and structure in their lives. Most people’s work lives automatically give them those two critical things. Plus, their work usually results in a lot of measurable production which lifts the human mind and spirit and gives us great personal satisfaction. The huge problem comes when a person retires and most, if not all, of those satisfying items quickly disappear. One other thing that also goes away or is often greatly diminished is one’s social life!

So, what is an excellent antidote to the retirement blues and the great letdown? In one word it’s WORK. But it has to be much more than just busy work. It has to be meaningful and productive.  Ideally, it’s doing something that you love and something that helps other people. It should be something that helps make the world a better place because, although you don’t really need to make a dime out of doing that work, it needs to be purposeful.

For me, the answer was going for the great feelings I get from donating my time and money to charity work. What is especially appealing to me is helping kids. Even doing a little thing like reading to them or telling simple, fun stories on a regular basis is fulfilling and purposeful. Even more fulfilling for me is teaching, because of my background and my passion.

I’ve done a little of this already, but I’ve just begun this particular new mission in life. The time I spend with the kids involves simple things but it is now part of my routine and structure and is a huge mood lifter for both me and the kids. A similar mission could do the same for you no matter what charity you choose. In a small but growing way, we can make the world a better place all while staying fulfilled and purposeful in our retirement.

The Freedom of Structure

January 25, 2019 by  
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I’m reading a great book that my son gave to me, titled What Will I DO All Day, by Patrice Jenkins PHD.  It’s all about retirement and how it can be either a really good thing or something that drives you crazy. And it can all start long before you retire. It may even start from the moment you just begin thinking about what the heck you are going to do when you retire.

Most people think, “Oh, it’s going to be great when I retire. I’ll have all that time to do all those things that I’ve wanted to do but haven’t had time to do.” But when people actually retire, many of us can become very frustrated because, all of a sudden, we don’t have a routine or the structure that a regular job gave us. Now we must set a routine and a structure of our own and that takes some thinking and some work.

So much of what this author talks about that needs to be done also applies to all of us in our daily living long before we even think about retirement, such as setting goals, writing them down, and writing daily “to do” lists. We all know, or should by now, that when we write down a list of things to do the night before, the likelihood of us following through and actually adding action to that list and doing it, increases big time. I’m sure you have seen that happen in your own life.

Patrice has a chapter called “Structure is Freedom”. When we are working full time, structure doesn’t seem like freedom. She tells the story of this one guy by the name of Jim. Jim said, “You have to know what you’re getting up to each day.” Here is what she wrote about Jim and what Jim’s thoughts were:

“When Jim first retired he was looking forward to having his days free to do anything he wanted to do. But, after a few months of this, he told me that he, ‘found it to be more work not to work. My energy level was lower than when I used to work 10 hours a day. The truth is I was puttering around the house most of the day.’

“It was at this point that Jim acknowledged that having more structure in his days would improve life in retirement. He started scheduling appointments, making commitments, and setting deadlines. He decided to set his alarm for 7 a.m. and start each day with exercise. He made a rule to turn the television off by 9 a.m. so that he could start doing something more productive. Jim also volunteered for a couple of organizations which required weekly commitments of his time and talents. He told me these changes gave his life a more focused direction. ‘Now I know what I’m getting up to each morning,’ he said. ‘I really needed the structure to give me the freedom to enjoy retirement.’”

What Jim learned is something we should all focus on and be sure we do it whether we are retired, close to retirement, or many years away from that status. Yes, our full-time jobs give us structure and a routine, but our lives can be, and will be, so much more fulfilled and productive if we set up our own routines and structure totally independent of our jobs. Now that I’m semi-retired I am going to work much harder on my own routines and structure too.

My Words Out Loud

January 11, 2019 by  
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I have something very special for you today. Please take a listen to this pod cast I was on recently. There are a few things I share on it that I think can be very helpful to most people. I hope you like it and, if so, please share with others. Thank you so much for taking time to listen. This kind of thing is part of what I am doing to really try to be of help to others. Maybe it’s my age but I am all about sharing and helping these days!

 

The interviewer is Michelle Brown, a fellow Salt Lake City resident who teaches Life Story writing workshops. Get a nice warm beverage and sit back for a really interesting conversation. I hope you find it helpful and motivating!

 

Reviewing and Improving on the Past Year

January 5, 2019 by  
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Wow, where did the 2018 year go?  It seemed to go faster than any other year of my life. How about you?

But what really got to me was what I wrote in my journal back on February 27, 2018:  “Now in Lihue, Kauai house … Kimbo [my nickname for my wife Kimberly] is working so hard to get the house in perfect condition as to justify the $4.5 million price we have it listed for… Now at 46 days away from age 74, I hope I’ve learned a little more about life and living.  I still need to focus on living in the great now moments of life and need to practice more of what I preach and write about … living in the present, self-talk and self-affirmations … and write them down.”

In that journal entry I made this list:

1. I am living in the now

2. I love my life now

3. I love my wife now

4. I love being semi-retired

5. I gain much of life from my writing and helping other people

In that same entry I finally came to this conclusion:

“In 6 days, we head back to Utah – in my head I keep thinking about that future event and have been counting down the days. I need to stop doing that and enjoy the great right now! I mean heavens, it’s pretty darn nice, right here and right now. Beautiful, warm, wonderful view of the great blue ocean and green mountains of Kauai … so I will now take all of that in and live in the ‘now moment’.  Ok I am doing that right now and it feels great!”

It was great to have realized what I needed then, but the realization didn’t quite turn into action. Recently, on Dec. 31, 2018, I made another, related journal entry: “I re-read some of my comments from last year and it hit me kind of hard how I said I must, and want, to live more in the present moment or the great wonderful ‘right now” and I realized I just didn’t do that very much. So, that’s now back on my new year’s resolution list for 2019. I’m going to do much better in 2019!”

I know that I’ve written and preached about keeping a journal of your life and reading my own past comments really shows me how important it is to do just that. You can coach yourself and remind yourself over and over again about what you need to work on and that, at least to me, is very important to improve and expand and make your life better and better. Yes, I know that we all have to think of the future and make plans and set goals and review our past, but after we’ve done that, we need to spend more time in the “great right now moment”.

I hope you agree and maybe what I’ve learned here will help you. I’m pretty darn sure it’s already helped me and will make me more aware of living in the now moments and how to love and enjoy 2019 more than last year, even though I fell short of my stated resolution. So, let’s all double down and make 2019 the best year EVER!

The Time to Start is Now, Again

December 28, 2018 by  
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I hope you are all enjoying your holiday time with family and friends. I sure am! It has kept me very busy. So this week, let’s look back at some wise words that are always good to hear again. This is my post from way back in December of 2009, updated a touch for today:

This coming week is when you start getting asked, “What are you New Year’s resolutions?” Hopefully you have a detailed, clear, and measurable set of resolutions to answer that question with. If you’ve got that–fantastic. But now, when do you start on it? Without a start date and the first few actionable steps planned out, what chance do your dreams have of becoming real?

My first suggestion is that you make your start date TODAY. That’s right – start now. There is no reason in the world that you can’t take those first, maybe very small but necessary steps, towards your goals. If you haven’t clearly defined your goal, then that is your first step. If you know what your goal is but you haven’t written out the first steps, then your first actionable step is to make that list. And the first thing on that list should be the next step you’ll take, scheduled, if not for the same day, the very next day. You should always know what the next step is and exactly when you will take action on it. A lack of specific planning is the death knell for most dreams.

Now as I mention in my book, How to Ignite Your Passion for Living, you don’t need to know every details of every step you will need to take to reach your dreams. Much of what you’ll need to do will only become obvious as you progress. The important thing is to keep moving forward. There will be times that you will have to take two steps back and head in another direction but the fact that you are continuously working towards your goal guarantees you will reach it! The only way you’ll fail is if you stop working towards it.

So, whatever your New Year’s resolutions are, whatever goals and dreams you want to realize in 2019, don’t just talk about them, get them done. Start now, keep it going, and look forward to an amazing year.

The Eve of a New Year List

December 21, 2018 by  
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As you may have noticed, especially if you followed my advice from my blog post about the subject matter a couple months ago, it can be very helpful and profitable to set your daily goals the night before. Sometimes this list making even influences your dreams in a very positive way. You see, by setting your next day’s goals the night before, you will notice that, most of the time, you wake up thinking about those goals and are so much more likely to act on them and make them happen. Of course, I’m talking primarily about your small daily goals or tasks. These are usually the kind of things you expect to, or hope to, accomplish that day. However, this can be applied to bigger goals as well.

Being that we are so very close to the end of the year, it can be, and usually is, the best time to begin to set your big yearly goals for what you are going to do, achieve, accomplish, or earn, in the new year. It is certainly a good time to set your mind on the direction of your new year, and so why not write them down? You would be writing them down at the end of the year rather than at the end of the night but it’s the same kind of list – preparing you to get going on your goals once the new day – or new year – starts.

As you know, when you set those goals and write them down, your brain can, and usually does, take over and persuade, coax, cajole, and even force you to get to work to accomplish those objectives that you have set for yourself. So, take time in the next few days to thoroughly think through what you want 2019 to be for you and what you are going to get done. Include both financial and nonfinancial objectives like helping others, spending more time with family, world travel, etc. Do it! You won’t be sorry!

So, what are my personal goals for my 2019 year? Yes, I have some financial goals, but for me I would like to do more writing and get my autobiography done. Also, on my list is the giving of time and assistance as well as money. I have already started in on this list. Just in the last few weeks I’ve given my time at an elementary school, assisting a 3rd grade teacher and, oh wow, what a great feeling that gives me!

Physically, for my 75th year on this planet, I want to get in, and stay in, super physical shape. I want to look like, act like, and have the energy of a 35-year-old. I know that is not going to be easy, but I do believe it to be possible and, besides, the rewards that I have heard about through other people are fantastic. Those who do aim for super physical fitness, and stick with it, are shown to have a much longer life. And I have to tell you, I do love beating those much younger people on the tennis court, something which happened a lot in 2018 and I plan to repeat in the coming years!

Give Big, Live Big

December 14, 2018 by  
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Have you ever noticed that with my blog I am never really trying to sell you a product? Well, I guess I’m selling something, or more accurately I’m trying to give you something and hoping that you’ll snap it up. What I’m “selling” is information and ideas and, hopefully, inspiration and motivation. It’s not that I’m against selling stuff such as books, seminars and, oh yes, an old beat up piece of real estate that I’ve fixed up and increased the price – and value! – substantially. But at this point in my life, I feel so much more like giving rather than selling.  As I’ve said before, “If you want to live big, give big.” And, of course, we are now in that wonderful giving time of year and I think you will agree with me that it feels so very good to give.

What’s amazing about giving is that it can be somewhat selfish. That may sound odd but when I give a lot it makes me feel so very good inside so wanting to feel that good is kind of selfish but in a very positive way. I love to share with others what I’ve learned about making tons of money and expanding the possibilities and experiences of one’s life and most of us need help and assistance to lift up our lives to higher levels. I mean who among us has a perfect life and doesn’t need some motivation and help in at least in at least a couple parts of our lives? Every single person that I’ve ever met that have been super successful, whether it was with money matters, business, sports, family, or love, have been helped by someone. Sometimes it is in person through work, networking, friends, people met at clubs, etc. Sometimes it is more indirect such as the things we learn from someone through books, seminars, or even blogs. We all have others to thank and appreciate.

I certainly have lots of great books, friends, coaches, and leaders who have lifted so many parts of my life. At this juncture of my life, I feel stronger than ever and so it’s time for me to give back – it’s time to pay it forward. I want to be of great help to others and not just through my books and lectures. I love to give my time and money to charities. And no, I am not talking about those huge charities that pay their CEOs or presidents one or $2 million a year. Ugh. I’m pretty sure they could find an equally qualified person that is retired or semi-retired that would do the same job for free or a small salary. It’s just not going to be me.

So, in the spirit of the season, I’d like to challenge you, my readers, to give, give, give! And, yes, even though it feels a bit selfish, you will see, as I’m sure you have in the past, that when you give BIG, you really do begin to live BIG!

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