Clicky

Search:

The Inspiration of Children

May 19, 2017 by  
Filed under blog

Kids, Kids, Kids! What would the world be without them? The older I get the more I’m impressed with and love kids. We can all learn so much from them, whether it’s observing the super-fast learning ability of a baby or watching teenagers and their progression in this world. The month of May is so very significant for me in terms of kids, both in a good way and a very, very bad way.

Many years ago, my precious, wonderful, and beautiful daughter, Kristin, died from an eating disorder and, hopefully, passed peacefully on into another existence. I can’t put in words how that tragic event hit me, I’ve said many times since that you never get over losing your child, you just learn to deal with it! That horrific event happened on May 2nd.

But then 5 years ago, also on May 2nd, our family was blessed with the birth of another grandson, Oliver Haroldsen. To add to my May blessings, his mother is expected to deliver twin girls later this month.

A few nights ago, on May 17th, so much of the events of this significant month was brought back to my mind as I presented the Kristin Haroldsen memorial scholarships to 5 incredible Cottonwood High School senior girls. I was so very impressed, not only by their high GPA’s of 3.7 and above, but by how many other activities and achievements they were involved with. They also gave so much of their time and efforts to so many charitable causes. Their hard work and generosity is something we can all learn from and aim to duplicate.

Giving to others, whether it’s money, time, or physical help, not only is a great benefit and aid to these people, but improves and lifts the world including giving so much satisfaction, pleasure and happiness to the person who does the giving. Even a small gift, such as my practice of randomly giving kids a $2-dollar bill gives me a real mental boost. I usually say to the parent “Hey, this is a lucky $2-dollar bill; you see I’m an investor and that $1,000 dollar smile on your kid’s face is my reward.” And then I add, “Don’t you agree with me that that’s a darn good return on my investment?”

Bottom line … I think we all should remember to give, give, and give to others because, hey, if you do that everybody is a winner and gets a great big, fat return.

The Giving and Sharing Season

December 23, 2016 by  
Filed under blog

Before we get to talking about financial goals and money as I promised you last week, let’s talk about giving first. We can all give more and next week’s blog will help you finance all that you give.

Christmas is upon us and it’s the very best of seasons if we all get into the giving and sharing. There is something about giving to others that makes you feel so good and warms the soul. Most of us start by giving to our loved ones–our kids, grandkids, and spouse or significant other. The gifts don’t have to be gigantic but giving big gifts and a lot of them certainly doesn’t hurt the receiver or the giver. But don’t stop giving at just the family level. Think about your friends, even ones that you haven’t seen or heard from in years. It’s also great to give to strangers that are in need.

I’ve loved giving lots and lots of small gift to kids, not just at Christmas time but all the year round. As many of you know I love to order up $2 bills from the bank and give them at random to kids (although only when they are with a parent. I don’t want anyone to think I’m a creep.) It’s quite funny that the parent many times says, “Oh, those are so rare,” and yet anyone can get them from a bank. The kid and the parent are usually very surprised and delighted and thank me up and down with huge smiles on their faces.

I order 100 of the $2 bills at a time and have given away thousands. But the amazing thing is that as happy and delighted as the parents and kids are, I am even more stoked and happy than them. I usually tell the parent, “I think I’m being kinda of selfish because I get more pleasure, satisfaction, and joy from giving than the kids get in receiving.” I usually add the comment, “Plus, look, I invest $2 and I get back a $1000 dollar smile. I think that is a fantastic return on my investment!” So, I guess that giving can be a bit selfish but then again everyone seems to benefit from this kind of giving. Isn’t that what Christmas is all about, giving for the benefit of everyone?

So be more driven this year and give more and more for everyone’s benefit. And don’t forget that giving can be more than gifts and money–give love, give warmth, give complements … just give more of yourself.

 

Enhance Your Life with Old and New Friends

November 25, 2016 by  
Filed under blog

 

basketball-teamI think you would agree with me that there are not a lot of things in this world much better than good, close friends. I can’t even imagine my world without my friends–both the old friends from my school days and my new friends. Great friends will do just about anything for you.

When we were young men, most of our get togethers were for some kind of competition–for sports, games or whatever. And many of those competitors morphed into “best friends”. Then as we aged it was more often business that brought us together.

In my November 4th blog post, I talked about the two major tragedies of my life–the death of my brother and my daughter. This got me to thinking of my friends who quickly gathered around me and gave me tons of love and support and comfort during those times.

The attached picture was taken 2 years after my brother died on a basketball court and shows our team just after we won the big American High School tournament in Rome, Italy, a tournament that included all American High schools throughout Europe and the Middle East. These great friends in the picture were some of the best friends a person could have. They not only helped me through those tough times but also shared in my dream of winning the big tournament for my deceased brother, Bruce. It’s hard to believe that was 55 years ago and still, to this day, two of those guys in the pic are among my best friends. Richard Harvey of Cleveland, Ohio (2nd row on the right) and our big Texas center, Ed Beckcom (the guy at the top with both arms spread).

My message this week, to you and myself, is to try to reach out to old friends and go out of your way to make new friends. Believe me, it’s well worth the effort. Go ahead and sit down with your old high school or college year book and make a list of those friends that you were close to back in those days. If you’ve lost touch with them, get on the internet and try to track them down and renew those great ol’ friendships. Your life will be enhanced by these reconnections and new connections and theirs will be too!

 

Counting Blessings Amidst Our Tragedies

November 4, 2016 by  
Filed under blog

In last week’s blog, I talked about how all people have difficulties and tragedies. I’m fully aware that my problems mentioned didn’t sound that huge. Some readers might have even been saying to themselves, “Oh the unfortunate rich guy has major problems, huh? What a tragedy he’s had with that terrible common cold. I feel so sorry for him … not!”

My main point of the blog really wasn’t about my very small and temporary health issue but rather was about how we all need to rejoice more often and count our blessings. We need to do it every day and do it before we face a truly huge loss such as a severe health decline or the loss of family or friends.

There is an old Mormon hymn called “Count Your Many Blessings”. One of the lines goes “name them one by one.” I find this to be very profound in that it defines a great way to live each day. If we stop to recognize each of our blessings, it actually can improve our lives and make us feel better, just like what I learned some time ago about how smiling releases good chemicals into your brain, even doing  the same thing when we force a smile.

Like many people if not most, I’ve had some major tragedies in my life that I will never forget—there was my 17-year-old brother who died right in front of me on the basketball court when I was 15 and, the biggest and most terrible shock of my life, when my 16-year-old daughter died. Even though I’ll never really get over those tragedies, I’ve learned to live with the reality of what happened and it has made me more aware of living in the great ‘right now’. It has made me take notice and count the blessings in my life every day.

I remember vividly after my daughter died being totally depressed and laying around doing nothing but feeling sorry for myself for many, many months. Then suddenly I realized that I was completely neglecting my other children. I saw how important they were and how blessed I was to have such good productive, active, loving and lovable kids. I lifted myself out of the dumps and started to notice and pay attention to them and appreciate all the goodness around me.

As I mentioned last week, traveling through parts of Africa was a real eye opener. Our train traveled though many villages filled with garbage, spotted with homes that were just ten by ten foot shacks topped with flimsy roofs held down with rocks. As all too skinny kids ran along the side of the tracks waving at the train, I couldn’t help but see how good we have it. If we are paying attention, we’ll know we need to appreciate all our blessings every day.

So, let’s all take time to notice, take time to appreciate, and take time to love what we have and not just family and friends but even strangers. We need to start giving more back to those who need help. None of us know how long our loved ones and friends will be with us; tragedy can strike any of our lives at any time. So even if you have disagreements and arguments or find yourself angry at those around you, try to step back and look at the bigger picture and be grateful and appreciative of those people. Remember just how important they are to you and just how small the differences are that get in the way.

 

 

Following the Rules of Law and Honesty

August 19, 2016 by  
Filed under blog

As I mentioned last week, if you really want a fast rise to the top of your financial mountain, you may want to consider bringing on partners. Partners can give you so much more leverage. Sounds simple, right? Well, there is a bit more to it because there are laws that govern when you seek or solicit other people’s money, rules that were put in place to keep investors and their large investments safe.  That’s the first big key item to be aware of when bringing on partners. The second is that you will benefit tremendously from being completely honest as well as understating earnings expectations but I’ll talk more about that in a minute.

What the law says about soliciting other people’s money for your investments varies according to the type of investment. For complex and higher-risk investments, US law requires that the people that you approach must be so-called ‘accredited investors’ or ‘qualified investors’.  They need to have a minimum of a million dollars’ net worth (excluding their residence) or have at least $200,000 dollars in annual income (or $300,000 of joint income) each year in the last couple years to qualify. This law helps to insure these investors are in a position to make large investments as well as being people who should have the knowledge to wisely handling their finances.

You are not required to audit your partners to prove their financial standing but if it’s obvious that a potential investor is fudging their numbers, then you need to use common sense and back away from that investor. There are some lower requirements if you raise money by alternative finance means such as crowdfunding (collecting funds in small amounts from a large number of people) but the total amount of money that you can accept is limited.  Bottom line here is when you are looking for partners you should only approach those people that you are pretty certain qualify under the rules for your country and state. So know the laws that would govern your dealings with investors.

Now, onto the second key item for super success. This is a pretty simple concept but it’s one that far too many people miss out on.  A primary reason this next key item is so important is because it can bring in additional investors without hardly any effort on your part.  And all you have to do is be totally upfront and honest with your partners and never over estimate what the financial return to the investor is going to be.  If anything, under estimate and try to over deliver.  No one minds being surprised that they made more money than they were led to expect they would.

Not long ago, I was looking for a partner to invest in a very secure property that I had found. I was pretty sure I could deliver an 8% annual return on it but I told the investor that I thought the return would be around 7%. So, when I later on delivered an 8% return the investor was so pleased that he told other potential investors about his experience. That is how you get a lot of new investors. It is also the best way to advertise or market your products, if you have any.  The thing to remember is that people will more readily trust someone or be ready to buy from them because someone they know and trust referred them.

So if you are in a hurry to make a lot of money, consider the partner option but follow the rules and take good care of you partners.  The extra bonus to you is that as you help your partners improve their financial status and situation you will receive many thanks and appreciative comments. It is such a great feeling to know that you are helping other people as you help yourself too!

Appreciating Human Beings

August 5, 2016 by  
Filed under blog

My weekly blog started out showing people how to make tons of money–I do know how to do it having made millions of dollars myself. I have also shown thousands of others how to do it and many have gone right out and used that knowledge to make their own fortunes. However, life is about so much more than making money. Having lots of money certainly does give a person a lot more choices and can enhance one’s life and those around them greatly. But the older I get the more clearly I can see the huge and lasting value we get from other human beings.

Imagine for a few minutes what it would be like if you found yourself all alone in your city wondering if you were the only human on the planet earth. How would you function? I mean other than gathering food and finding shelter, what would you do day to day? I think, like most people, I would spend all the rest of my time trying to find other human beings.

I don’t know about you but I think I would go absolutely crazy after a while if I didn’t find anyone else! Yet, I think it’s so very easy for most of us to take other human beings for granted and not fully realize how very important other people are to our lives. Other people give our lives so much meaning and happiness and push us to do great things. And let’s not forget about the love that we receive and have the chance to give to so many others. Can you imagine doing something utterly fantastic with an invention or an accomplishment and wanting to tell or show someone what you’ve done but there is nobody around for you to share it with?

I couldn’t help but think of Tom Hanks in the wonderful movie Castaway where he ended up on a deserted island and his only so-called friend is a Wilson ball that floats ashore that he constantly has conversations with just like it was another person. It just shows how desperately we need other people.

I think we all need to take time and observe and appreciate the fact that we need other people. And I’m, not talking about just people we know and love but also total strangers and even people we don’t like. If you thought you were the only person left on the earth and you came across another person, I think you would be absolutely thrilled even if that person wasn’t very likeable. Being all alone really can be miserable. The prison system knows that and uses solitary confinement as a huge punishment.

Ever since I began thinking about being the only person on earth and all the implications of living that way, I’ve really started appreciating other people–even people I really don’t care for. When I’m around those people I sometimes find miserable and ornery I quickly choose to think that if I had their upbringing and past life I’d probably be an ol’ grouch just like they are, but they still are human beings and they are important to all of us and the world.

So yes, I will continue to blog and try to share what I know about making millions but I want you to know that I greatly appreciate other human beings and I am going to work harder to go out of my way to show and demonstrate that appreciation.

 

Celebrating Life

February 5, 2016 by  
Filed under blog

I just flew from Kauai into Salt Lake City. Yep from the beach and palm trees to snow and cold—brrr! We are staying in Utah for just a few days. We made this special quick trip from paradise to the snow country of Park City and Deer Valley Utah for the grand celebration of the life of the legendary world champion skier and our dear, wonderful friend, Stein Eriksen.  In my January 2nd blog I talked about my 2016 New Year’s Resolution to follow Stein and Francoise example of being a great friend; my goal is to be a much better friend and cultivate more and more friends.

When you live 88 years as Stein did, a celebration of life makes so much more sense than that thing they call a ‘funeral’.  My message this week is a simple one.  Life is so very short and no one knows when their life is going to end but we all know that it will end at some point.  So to have a fuller life, we all need to celebrate each and every day. Or as my license plate on my new Tesla reads, “CARPIDM” which is an abbreviated version of ‘carpe diem’ which, of course, means ‘seize the day’.

Let’s set a goal to make every day count and make every day a celebration of our lives and spread that celebration and up beat feeling to all those around us. And do more of that celebration with our family and friends.  Live in the now! We all know we should do that so let’s be more aware of the importance of living in the now and in today and do it every day.  Remember, even if you live to be 100 years old that’s only 36,500 days and for me that only leaves 10,160, so I certainly need to practice what I am now preaching to you!

 

 

A DIFFERENT TYPE OF NEWS YEAR RESOLUTION

January 2, 2016 by  
Filed under blog

In most years past I, and probably you too, have set new year’s resolutions to make more money, get in better physical shape, or to scratch off another item on your bucket list but I had a major brain change a couple of days ago because of a very sad event. A man I consider my older brother passed away on December 27th. I had wanted an older brother ever since my actual older blood brother died right in front of me when I was all of 15. Stein Eriksen was Norwegian and maybe because of me being part Norwegian we hit it off big time many, many years ago. He was no doubt the most famous skier on the planet and was considered the founder of modern skiing. He won a silver and a gold medal in the 1952 Olympics and 3 gold medals in world championships in 1954. But all that fame and the money that followed was not the best part of this man. He the nicest, gentlest and kindest guy you would ever want to meet and you couldn’t ask for a better friend.

Stein was 88 years old and still full of life until the very end. In fact, 16 days before he passed we spent the evening with him celebrating his birthday along with his wonderful and beautiful French wife, Francoise, their son Bjorn and 2 other friends. He was the life of the party. My wife Kimberly and I had also had the great privilege of traveling the world with Stein and his wife. We skied together in Park City, Utah, and played tennis everywhere from his cabin in Montana to Gstaad, Switzerland. We often played with the famous tennis champion Roy Emerson, the very man who introduced Stein to Francoise many, many years before. We even cycled around the islands of Croatia when Stein was in his early 80’s. And I will never forget the long barge trip we took on the scenic Seine river in France. Francoise, being French, made it even more special and, yes, we did tip back a few glasses of good ol’ French red wine.

This past Saturday we got a call from Francoise telling us that Stein had been in the hospital. She said they were sending him home to live his last days and we had better come to the house as soon as possible. By the time we got to the house he was semi-conscious. We tried to communicate with him but the most he could do was wiggle his toes trying to answer some yes and no questions. The next day he was totally unconscious and with his family and a few of his friends at his bedside, this great and wonderful man slipped into what lies next. My incredible friend and big brother was gone.

Stein’s death really didn’t hit me until the next day. Those last two days in his bedroom I found myself being the comforter to his wife and family to the best of my abilities, but the day after he died I fell apart and a piece of me died. I had lost another big brother.

Now as I face a new year when I usually set new year’s resolutions that revolve around money, health and travel, I have a totally new perspective. I want to follow in Stein’s footsteps and gather more friends and, most importantly, be a better friend to others. Money, success, and fame are little tiny things when compared to good friends. Yes, these resolutions are hard to quantify but that’s ok. I’m going after them with all my heart and all my energy.

Next week, I am going to talk about why so many people set resolutions but fall short virtually every year. You might be surprised at what science has found when it comes to this subject.

Reflections in Lieu of a Christmas Card

December 18, 2015 by  
Filed under blog

Now, a week before Christmas I received this email from a very dear friend of 40 years.  He’s a great guy, now a retired doctor, whose life was turned upside down 2 years ago when he was diagnosed with Pancreatic cancer and given only a few months to live.  After going through a 9-hour surgery and painful recovery he’s still hanging in there and has embraced life with incredible energy and enthusiasm, fully living life every single day.  He is a positive, lovable human being who is setting a wonderful example for all of us, a man I am proud to call a great friend.

Here is his “Reflections in lieu of a Christmas Card”

I stayed out of the hospital this year.

I played golf or pickle ball almost every day.

I enjoyed friendships, new and old.

I’m learning to say goodbye reluctantly to some
friendships that didn’t work.

I made a few new friends.

I love my kids and grand kids who each seem to be
on their own unique journey.

I continue to know less about more.

I own my own faults and will probably keep
most of them.

I travel less and enjoy my home and Robyn more.

I value things less and ideas more.

I totally reject trying to change anyone else.

I seek forgiveness for hurting anyone.

I reject exclusion, pettiness, manipulation, passive
aggressiveness, and revenge.

I love knowledge, insight, information.

I love competition and discussion.

I reject polarization, cliques, political and
group collectivism.

I advocate for things I believe and not for groups,
causes, or labels.

I advocate for health, fitness, and science.

I love animals more than people.

I reject political correctness and distribution of
wealth.  I advocate for self-determinism.

My identity is not in my possessions.

I resolve next year to reduce drama in my
life by avoiding those who need it.

I want to live as long as possible if there is good quality.

After pancreatic cancer, I’m not afraid of much so
I will speak to my beliefs.  You can have yours
so don’t be offended.  I can disagree with you
and love you.  Don’t react with anger.  Just
listen or not.

I can’t be offended unless I choose to be.

Life is short, don’t withhold love.

Don’t take yourself seriously.  Laugh at your
mistakes and embrace them.  Don’t worry
about what others think.  Worry more about
what you think of yourself.  I want you happy.

If this all sounds pontifical, it probably is.  It’s me at my best and worst.

Love to all.

–Craig Davis

Side Notes on Uncertainty

December 6, 2015 by  
Filed under blog

Years ago I picked up a habit that has served me well for many years and I still do it to this day. It’s simply this: When I’m reading a book–especially a book with good advice, concepts and life lifting ideas—I write notes of those statements that I find profound and powerful,  those things that I don’t want to ever forget.  I write those gems on the blank pages in the front or back of the book with the page number of the quote.  That helps me tremendously weeks, months or years later when I want to quickly review the high points in that particular book, and I can do so in a matter of a few minutes.  Those quick reviews re-motivate me, remind of many things that I’d forgotten, and help me find and follow good pathways.

Let me show you what I mean. Here are my notes from Pema Chodron’s book Living Beautifully with Uncertainly and Change.

Page 3.  “Our attempts to find lasting pleasure, lasting security, are at odds with the fact that we’re part of a dynamic system in which everything and everyone is in process.”

Page 6.  “Change….when we can completely let go and not struggle against it, when we can embrace the groundlessness of our situation and relax into its dynamic quality, that’s called enlightenment….”

Page 7.  “What a fundamental ambiguity of being human points to is that as much as we want to, we can never say, ‘This is the only true way. This is how it is. End of discussion.’  In an interview Chris Hedges also talked about the pain that ensures when a group or religion insists that its view is the one true view.”

Page 10. Our habitual response to feeling ensues…when we’re hooked, we turn to anything to relieve the discomfort–food, alcohol, sex, shopping, being critical or unkind.”

Page 12. “…emotions like anger that are an automatic response last just ninety seconds from the moment it’s triggered until it runs its course.”

Page 16.   My thought from reading this page is I try to notice when I am trying to escape from the fundamental uncertainly of life!

Page 26.  “We all have our familiar exits: zoning out in front of the TV, compulsively checking e-mail, coming home at night and having three or four or six drinks, overeating, overworking.”  Note to self: I need to become more aware of these escape methods and not do them myself.

Page 29. “Don’t believe everything you think.”

Page 30.  My thoughts from this page are that I need to think about what I’m thinking but then I shouldn’t try to totally repress thoughts I don’t like but I need to work on refraining from doing it again.

Page 50. “Accept yourself as you are right now.”

Page 53.  “Loving kindness for self means making time for meditation and self-reflection, for kindhearted, compassionate, self-honesty.”

Since we all have limited time in our lives (even if you live to be 80, that’s still only 960 months and you know how fast a month flies by!), we all need to be as efficient and productive as we possibly can and that’s why I encourage you to use your time wisely. I really think my habit of capturing the best items of the best books as you read is a great habit to develop for life enhancement and productivity.

I hope you glean as much wisdom as I did from these high points of Pema’s great book. I will post the rest of the notes that I made in the front of her book next week. Right now I need to go to my club and play some more tennis. Yep … we all need to balance our lives to get the most out of the limited time we have here on the planet earth.

Next Page »