Power Summit–A Seminar Not to be Missed!

March 16, 2018 by  
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Wright Thurston is long time trusted friend who credits me with getting him get started in Real Estate, Speaking, & Advertising. To quote Wright, “Mark Haroldsen, my first Real Estate mentor, and his book, changed my life forever! Mark has helped me personally earn over $40 Million since he first began coaching me!”

So I am very excited to see him in Salt Lake City next month with a great “Power Summit”. I have asked Wright if a few of my best blog readers could attend his upcoming event for Free! Wright said “Yes!” but indicated the event was nearly sold out.

**If you act immediately, the first fifteen of my blog readers to register below will receive everything at no cost. You must promise me however that you tell no one of this offer since others attending have paid a lot of money to attend. This is just for you. Sorry but there are not enough seats for you to bring a guest. Just ignore that on the registration page.**

Please do mention you were invited & referred by me. In the space that asks who invited you, write: Mark O Haroldsen

I look forward to seeing you there!

I am very happy to announce our 2nd International Power Summit. Last year’s training event was a huge success and my clients worldwide have request that we do it again in 2018. As promised, I will always make you aware of my VIP events, no matter where in the world they occur.

As a client, admission to the International Power Summit was one of many bonuses you received when becoming a student of mine. As an attendee, you will receive all eleven (11+) of the VIP bonuses, listed on the website, at “no additional cost!”  (including a massage, refreshments, autographed collectible materials, photos with my mentors, etc.) To learn more, just click on the link below:

**This year’s Power Summit will be totally unique! At least five of my “personal mentors” will be there for you to meet and mingle with. That’s right! The same experts who helped me become financially successful via:

1) Real Estate

2) Free & Discounted Travel

3) Collectibles

4) Legal & Asset Protection

5) Bitcoin & Other Crypto Currencies

6) And more…

I promise you will be thrilled with the amazing new, update strategies & information that will be taught at this conference. Each of my “mentors” will share their proven, step by step guidelines for success. Ask yourself: How many mentors do you currently have helping you?

Due to the limited seating at our Five (5) Diamond rated Hotel, please register immediately while the space & VIP packages are still available.

You can easily register or learn more about our Power Summit online at:

The International Power Summit will be held on:

Friday, April 6th and Saturday, April 7th

8:00 am to 6:00 pm each day

Grand America Hotel, 555 South Main Street, Salt Lake City, 84111

**By conducting this in my hometown, you will able to meet my wife, family, and see many valuable treasures that are part of our collections. I realize you are busy but do whatever it takes to be part of our International Power Summit. Please act before it’s too late. I don’t want you to miss out. Take advantage of this fantastic opportunity. I hope you will be able to join us.

Best wishes for your continued success:

Wright J. Thurston Sr.

P.S. You should contact us immediately, while the VIP seating and gifts are still available.

P.P.S. This is the first time that many of my personal mentors will be in attendance. It is going to be great. You do not want to miss this once in a lifetime conference.


A Busy and Purposeful Life

February 9, 2018 by  
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I am so very impressed by people that keep themselves involved and busy with work, social connections, play time, and, yes, no matter what their age is, investment goals.  Look at Warren Buffett—he’s 87 and worth billions but is still out their investing.

Speaking of age 87 and of someone who keeps on moving and staying involved, take a look at my January 10th post. After I wrote about my very talented tennis buddy, I asked him if I could post his full name and a photo of him in my blog. So here he is, standing to my left in the photo. Ken Greenbaum, a super, great, inspiring example for me and many others, looks a lot less than 87 years old. And you ought to see how he runs! He plays a great game of tennis.

Right after writing that January 10th blog post entitled “The Key for a Longer and Healthy Life”, I read a great article by Claudia Dreifus in Kauai’s Garden Isle newspaper, entitled “When Work Brings Joy, Why Quit?”  The author highlights 3 great examples of people that have not let aging slow them down.

“On most mornings,” Claudia writes, “Jack B. Weinstein rises at 5:30 to exercise. At 7, a car takes him from his home on Long Island to Cadman Plaza in Brooklyn, where he is a senior Federal District Court judge for the Eastern District of New York.” That morning routine might sound pretty ordinary until you find out that the man is 96 years old. That is very impressive and it no doubt helps keep him alive and healthy.

For Adolfo Calovini, a 82-year-old New York City high school teacher Dreifus writes about, ” the need to earn income is part of his motivation. The approximately $110,000 annual salary he earns … is a necessity.”  When asked if he’s ready to retire, Calovini shook his head, saying, “to me, teaching is about life. This is what I do. I can’t see a time when I wouldn’t.”

Then there’s the 88-year-old Dr. Kandel.  He works in a research laboratory at Columbia University. “I like what I do. Keeping engaged keeps you intellectually alive.” He goes on to say, “If you are healthy and enjoy your work, continue. At the very least, it gives you additional income. Even if you don’t need it, the money can be for your kids and grandchildren.”

I don’t know how old you are but I’m getting up there in age myself. The more I think about it, however, and the more of these stories I hear, the more it motivates me to do everything I can to prolong my life and health and create my own great story of keeping busy and purposeful far into my later years.

Getting Into Good Debt

January 26, 2018 by  
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Last June, I shared 9 key items, found in Paul J. Meyer’s great booklet “Being Smart with Your Money”, that will help you attain a healthy financial life. Number 6 was “Get out of debt”.  This is, of course, great advice but the real key is knowing what kind of debt to get out of and what kind to go after.

One of the biggest keys to making a fortune–and this was a huge key for myself—is to take on the right kind of debt, the kind that has others paying that debt down. Paul’s advice was about credit card debt. Back then, in 2004, the average person in the U.S.A. had between $5,000 and $6,000 in credit card debt with the average for couples seeking a divorce having $37,000 in debt. As most people know (or should know) the interest rates on credit card debt is huge—as high as 29.99%.

Paul goes on to note that debt does more than ruin marriages. It also:

  • Saps your creative thinking.
  • Drains you physically and mentally.
  • Burdens you with pressure.
  • Limits your investing opportunities.

The good kind of debt, however, that helps make you big money is mortgage debt on income producing properties. That debt could be on a small rental house or, as it was in my case when I was in the first few years of my investing career, many, many rental houses and later, apartment buildings. I loved it. Every month, when my tenants would pay their rent, I paid down my debt and the more of this kind of debt I took on, the more the debt was paid down.

Just look at the numbers. I’m using small numbers for this example but if you double the number or add a zero, the rate of return will still be the same. If you bought a rental property for say $110,000 with $20,000 down, in the first year alone the pay down of a 4.5% loan would total $2,841 or a 14.2% rate of return to you.

So, a person’s net worth can grow at a good rate even without that other factor called inflation. But if you have, let’s say, only 2% inflation a year, ten years later that property would be worth over 10% more and your debt would be substantially paid down.  If you put in some fix up money on a property that needs it, you can often push your rate of return much, much higher, even to 100% as I’ve done many times.

Bottom line here is, yes, Paul Meyer is right to get out of the “wrong kind” of debt but you will greatly profit if you get into the “right kind” of debt—mortgage debt on rental properties.

There can be a big double bonus when taking on the right kind of debt too. You can greatly increase your rate of return by using that thing called leverage. If you were able to buy property with only a 10% down payment and had that same 2% inflation, that would push your return to 20% in the first year alone. But then if you had bought what I call a “dirt bag” property that needed an inexpensive cleaning and fix up, using mainly elbow grease and just a small investment of money, you might be able to push that rate of return to over 100%. I’ve done this many, many times. For example, a $100,000 property with a $10,000 down payment plus say $5000 in fix up costs could push up the value to $130,000–your return would now be a whopping 100% of your initial investment of the down payment and the fix up costs!

So, I encourage you to pass this advice onto your friends, kids, and anyone you want to help, especially those that you see getting into the wrong kind of debt, and then push yourself to get out of the bad debt and into the good debt and watch your fortune grow.


A Million Dollar Feeling

November 12, 2017 by  
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As we are quickly approaching the holiday season of celebration and of giving I couldn’t help but remember when, several years ago, just before Christmas, I was at Walmart and a single mom, who looked down on her luck, was in line just in front of me.  She was holding a few items as the clerk added up the bill. She kept asking what the total was as she anxiously clutched onto other items saying she only had $40.  As she paid for her purchases, I reached over and pushed the items she was leaving behind over to my pile and said to the clerk, “I want to buy these items for my new friend.”

I bought them and handed them to her and, wow, … she, very emotionally, thanked me over and over again.  And so did the clerk! I walked out of the store feeling on top of the world. You’d think I had given her a thousand dollars but in reality, it was only a $7.49 gift. On the other hand, it felt like I’d gotten a million dollars in satisfaction and warm feelings.

Another one of my favorite things to do is to give kids a $2-dollar bill and tell them it’s for good luck. Usually when the parent of the kid thanks me, I say, “Hey, I’m an investor and the $2 investment just gave me a thousand-dollar smile, and I think that is a super return on my investment!” And it is absolutely true!

That day at Walmart, that woman I helped wished me a “Merry Christmas” multiple times as she took her 7-year-old daughter by the hand who, of course, had a $2 bill in her other hand. From time to time, I’ve done the same thing I did at Walmart in grocery stores and at gas stations. Like the lady at Walmart, the look in these people’s eyes let me know that this small thing truly made a difference for them, not because of the dollar amount but because a complete stranger cared enough to help.

What I did was certainly not unique, as I know of many people that help strangers and know the great feeling both parties receive. But I thought, as we approach the giving season, that I would suggest to my readers, whether you’ve done this kind of thing or not, to give it a try this season. If you haven’t done this before, you might be very surprised at the great feeling that it gives you and as well as the stranger that received your gift. Try it and I promise you will love it!


I’ve been getting such great comments and feedback on my blogs since I began emailing it in addition to posting it at


Is Financial Freedom Worth It?

July 22, 2017 by  
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Many of us want to achieve something big or great, but before you can do this you must have a dream. Your starting point is a vision, a goal, whether you want to be a great artist or a great athlete or a great statesman. The same principal applies to financial success. One doesn’t just wake up one day and find oneself the richest person in the world. Success must be earned, which to most of us seems obvious but some folks just don’t get it.

The good news is that it can be earned and in a relatively short period of time. Knowing that makes the effort much more worthwhile and should encourage more people to dream big and set big goals.


We all have difference wants and needs requiring different levels of income to feel financially free. Some people would require $10 or $20 million or more before they would consider themselves financially independent. Others would need only $500,00 or a million. Still others may need only $2,000 or $3000 more a month to be able to live as they wish.

What is financial freedom to you? How much income or net worth would you need before you would consider yourself financially free, having income that comes to you without much or any effort on your part? How much is enough to allow you to do exactly what you want to do, when you want to do it?

Finding that figure should be the first step toward reaching your new goal so set your goal and make it specific and, of course, write it down with a time frame or deadline.


The next step is to decide whether or not the effort it will take to reach financial freedom will be worth it to you. You not only may have to work very hard and long but you may have to constantly defend, or chose not to defend, yourself against those who consider money to be bad and think you are just being greedy.

Of course, making lots of money can be either a good or bad thing, depending on what you do with it. Money has many powers. Money can free someone from drudgery and from feeling trapped doing a job that they hate. It can be, and usually is, a measuring stick, an indication of progress. It’s stored up industry. It is achievement and accomplishment made negotiable.

Aside from all the hard work and how having money is perceived, the most important consideration of all is the journey itself. At the very beginning you must ask yourself, “Am I willing to make the necessary sacrifices and take the necessary risks on the journey?” If the answer is no, you should reevaluate your reasons for wanting to make the journey in the first place.

Personally, I had many reasons as I set out on my journey to make many millions of dollars. I highly valued the great freedom of traveling the world and helping other people along the way and trying to truly make a difference. For me, the hard road that I had to go down was well worth all my efforts. But only you can decide for yourself if it’s worth the sacrifice and energy you’ll need to put into it.

A little footnote … if you already arrived at your financial goal, I would suggest you send this blog on to your kids or grandkids or someone that you think would really like to hit it big. Being an example and encouraging others is just one more thing that reaching your financial goals can do for yourself and others.


A Darling Little House

July 15, 2017 by  
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Many years ago, I wrote a book called The Courage to be Rich. This week, I re-read some of that book and, in particular, a chapter entitled “How Yuks Can Create Big Bucks”. It reminded me again that making money by acquiring beat up, old, dirt bag properties and adding your own sweat equity can make a person rich today in the exact same way it did 30 and 40 years ago. In fact, right now, with many properties selling for top dollar, it makes even more sense to lower your financial risk by investing in these kinds of properties. Here is an excerpt from that section of the book.

Changing a Tacky Dump into a Swiss Chalet

I really couldn’t believe what I saw. A few years ago, while driving down a street in Salt Lake City, I glanced over at a little white house, maybe a thousand square feet at the most, and I just about drove off the road. The formerly grungy house had been completely transformed. Instead of a tacky little house complete with cluttered yard, worn grass, and garbage cans by the porch, I saw a cute, Swiss chalet cottage. The change was so stunning that I pulled over to stop and stare.

At first glance, it seemed that someone had spent a ton of dough making the property shine. Upon closer inspection, I found that the changes made on the outside of the property were quite inexpensive. The dirty sides of the house had been covered up by a fresh coat of paint, and Swiss style shutters with decorative patterns had been placed on either side of the windows. The garbage cans had been moved from the front yard to the back. For extra frosting, a white picket fence had been put along the front of the yard. One other conspicuous difference was a FOR SALE sign prominently displayed.

I was totally amazed at the change, but even more amazed at my reaction to the changes! I had, for years, been in the business of buying properties that needed fixing up and, after some work, would resell or refinance them at substantial profits.

Prior to stopping at this house, I considered myself very smart and successful at what I did. But here is the huge shocking part of this experience. My first reaction was: “What a cute little house! It’s absolutely darling. I should buy it!”

Talk about dumb–really dumb. Here I am in the business of buying dirt bag properties, fixing them up and making big money selling them and this little house almost fooled me into buying it. But now as I think about it, that experience is teaching me a big lesson.

Almost everybody would rather buy a property that looks nice and new and pretty. That’s just normal in us human beings. That’s why people are making money by fixing and fancying up beat up houses and apartments. And now in today’s market where a lot of properties are at top prices, these types of properties are the safer investment. You can greatly increase your chance of making money by doing the simple fixes that stand out and grab people’s attention!

That darling Swiss looking house certainly did it for me and needs to be duplicated. Or should I say, “Hey, here is another way showing how you can make big bucks from yuks.”

Bigger Rewards Than Money

July 8, 2017 by  
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It’s tons of fun making big money and it can help your life in so many ways. It not only allows you to live in a wonderful home, or even a mansion, but it gives you a chance to see the wonders of this great world of ours. On top of that, you can easily be a great giver to others including charities, struggling students, homeless people, and the sick.

Even with all these advantages, there are still other great rewards that supercharge your brain and give you big feelings of satisfaction, inner peace and happiness. And what would that be? Read the text message I recently received and I think you will see what reward I am talking about.

“Dear Mark: To me–now hold on big fella–you are a celebrity. It was such a privilege to have finally met you recently. I’ve wanted to do this for the 41 years that I’ve applied your basic fundamentals of real estate investment (coupled with my father’s teachings and influence with his rental property as a young boy) and learned and implemented from my first real estate book, HOW TO WAKE UP THE FINANCIAL GENIUS INSIDE YOU, in my year of marriage. It instilled confidence and was easy to understand. I’ve had “Fire in the Belly” ever since.

“That picture of you standing next to a Mercedes hood ornament screamed with success, at the time, in the advertisement of your book. I’ve had business mentors in my life, all unaware of the far and wide ripple of influence they’ve had in my life, unless I tell or have told them. And all of which were many years after the fact. You are one of those mentors that I’ve not had the opportunity to personally acknowledge and thank.

“So, thanks a million or better said, a few hundred million and even most likely, a billion times over. 🙂 How many millionaires/billionaires you created? I can’t imagine! Hopefully this created wealth has been used to parlay, edify and lift others in doing good things. It has for me. This is all I hope to do, as I attempt to keep all things in proper balance and perspective. You have blessed my family, me, and many other lives. Thank you most sincerely,

Scott C. Keller, CEO/President of Keller Investment Properties (KIP)”

I’m told that Scott’s net worth is well into the 9 digits and has been there for many years! So, I think you can probably guess how receiving this text made me feel and I sincerely hope you, the reader, are super financially successful and coach, help out, and teach others along the way! The feeling you get from doing so is as big a reward as the money, if not bigger.

Copying Success Without Cheating

June 24, 2017 by  
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You probably know that if you copy somebody’s writings, product, or a special new and unique service you might get sued. But copy something with your personal touch and a few changes and you could make millions of dollars.

Most people copy to some extent, but few people admit it. We all want the world to think that we can, and do, generate good and even great original ideas. Only a secure person is totally at ease with learning from others, however. The smart people who value learning from the past and from contemporaries purposely set out to study and to observe others and their successes and then they go about duplicating them with some changes and in their own style so that their contribution becomes unique.

An exact copy usually doesn’t work and could be the cause of a lawsuit. Fortunes are made weekly by people who merely take a concept, a product, or a service they saw in one market and move it to a new market with very little changes made. If you try to copy somebody exactly in the same market, people will often regard it as a rip-off and will not pay the price that they would to the originator of the idea or product and, again, you probably will get sued.

However, you can reap huge rewards by taking the time to discern the particular aspects of a product, service, or idea that is working and making someone a ton of money. Think long and hard about how to change it for the market you want to implement it in. Even slight changes can be made to that money maker that are different enough that it really is your unique product or service.

Just take a look at the success that the taxicab companies were having and then with a few changes, here comes Uber, grabbing up a big share of the market. When others saw the huge success of Uber they jumped right in and copied it with a few very small changes to create like Lyft and Curb. These companies dipped quickly into Uber’s profits making these attentive duplicators very rich.

I strongly encourage you to take a hard look around and notice what is working and making big money for others. See what small changes and improvements can be made so it is uniquely yours and figure out if it has the potential to make you a fortune.

Next week I will give you some more ideas to how to see how this can be done with a little effort.

Being a Giver

March 31, 2017 by  
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There are a lot of various reasons and motivators that push people to go after wealth, even great wealth. But the real bottom line basic motivator to make even a little money is simply survival because we all need money for food, clothing and shelter. Thankfully, here in the good ole US of A, most of us are beyond that stage. Certainly, a large part of the reason for this is because of our great freedom and our wonderful free enterprise system that allows even a person born into poverty the real chance–albeit with a ton of work and effort–to rise above it all and make lots of money and even a fortune starting from scratch.

One of the more unique motivators for achieving wealth is sometimes, “I want to make a lot so I can give a lot.”  Some people would question that saying, “Why would that push or motivate people to achieve great financial success?” and my answer to that would be “Because it can make the giver feel on top of the world with wonderful inner feelings that last and last.” Plus, it’s a great legacy that can and will linger on long after the giver has passed on.  That feeling of giving back is so very good for the body, mind, and soul and I’m sure most of my readers have experienced that at many different levels.

That wonderful feeling can be had from giving both money and non-money stuff. Think of how you feel when you give someone a gift, or do a big favor for someone, or give a great compliment and you receive sincere, enthusiastic, and emotional thanks. There are not many feelings that are a greater reward than what you get when you are a giver.

So, if you and I really take the time to think it through, we may well see what a great motivator it can be for us to push ourselves to make more money so we can give more money to others. Also, never forget all those other things we can give–everything from sincere compliments and praise, our time, our service, and our sincere love and attention to others. The return on these kinds of investments are many times much more satisfying than the return we get on our money investments. My motto is becoming, more and more, “Give more to live more.” Or better yet, “Give more so others can live more.”


Lifting our Lives in 2017

December 30, 2016 by  
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As you look at or contemplate what you will be doing in 2017 and beyond, be sure to take a very hard look at the financial category. Life is certainly much more than just money but with plenty of money your options and success with many of your other goals in life can be greatly expanded.

For example, I just discovered that before the great actor and governor of California, Arnold Schwarzenegger, was famous, he became a millionaire from … yep, you guessed it … investing in good ole real estate! So even if you’ve not yet started an investment program you can do so now with savings and investing goals for 2017. It may take some time to build your fortune and you may feel you have so little to contribute right now, but try never to forget the huge power of compounding your money. Compounding can multiply even a very small amount of money into millions of dollars. Certainly Arnold knows that from his experience and so do I.

Eight years ago, when I starting writing my weekly blog it was almost exclusively about taking a small amount of money and wisely investing it, mainly in real estate, to build a fortune for yourself or at least for you to make enough to live very comfortably and retire without ever diminishing your lifestyle. But I’ve also written about health and well-being, relationships and friends, and traveling to broaden one’s perspectives on living, along with many other subjects. But I’m thinking now that as we face another year it would be wise to refocus our attention and goal setting back to that money thing that can lift so many parts of our lives including the lives of those around us.

In the foreword of the book Tools of Titans, the author Tim Ferris quotes Schwarzenegger’s thoughts not only about real estate making Arnold a millionaire but about his many other accomplishments. “I am not a self-made man,” Schwarzenegger says. “I got a lot of help … I stood on the shoulders of giants,” which was his way of giving credit to his parents, coaches, and teachers.

We all need to realize and give so much credit to others that have helped us along the way and then step up and let others climb on our shoulders to lift them up. For me I give tons of credit for my success to my wonderful parents and to the great Bill Nickerson and what his book, How I Turned $1,000 into a Million in My Spare Time, did for me. I also need to credit the great Denver real estate guru, – who took me under his wing and showed me exactly how he turned a few thousand dollars into multi-millions over the years. You can read more about that great story on my June 24th, 2016 blog.

I’ve tried to help others through my investing advice, directions, books, lectures and conversations. I have received rewards of great appreciation and many thank-you’s which are worth so much more than money. One of my resolutions for 2017 is to be more helpful to others. To accomplish this, I need to go to work right now and write down the details and specific steps or actions that I am going to take to accomplish that very goal. What are your goals and do you have them written down yet? If not, let’s do it. There is no time to waste.

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