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Courage for Living the Life You Want

March 9, 2018 by  
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Back on Feb 7, 2014, I wrote about how important “Courage” is in so many parts of our lives and gave my definition of it, which is, “Courage is going against the odds, against popular opinion. It’s doing what most people are unwilling to do because of the criticism and flak they know they will receive from family, friends or even strangers. Courage is living your life for you. It’s setting your own rules and policies and taking full responsibility when you fail or stumble. It’s resisting other people’s attempted manipulations of you. Courageous people do not accept all traditions, conventional wisdom, or pat answers without close scrutiny and severe questioning.”

I certainly know how very critical courage is and as the title of Susan Jeffers great book states, Feel the Fear and Do It Anyway. This is a mantra to live your life by. It can bring huge success, not only in financial matters but in most every aspect of your life.

Today I picked up a book I wrote in 1983 titled, The Courage to Be Rich. In it, I read what I wrote about courage and “The Keys to Success” that, for the most part, are still relevant today 25 years later. Here is a section from what I read about my financial success.

A reporter once asked me to give him a list of what I considered to be the keys to success. Here’s the list I gave him.

  1. Everyone is going to die someday, so you might as well really go for it. Don’t be afraid of making a fool of yourself.
  2. Guts are not for sale; only you can supply that.
  3. Don’t be afraid to ask questions even if you think they sound dumb–that’s how you learn.
  4. Use other people’s money; always, always, always ask the seller to carry the financing on whatever assets you’re buying.
  5. Seek out and find motivated sellers–people who want to sell something so badly they are desperate.
  6. Earn big bucks by purchasing the “yucks”—the property that nobody else wants. That’s where the money is.
  7. Use the tax laws to cut your taxes to zero.
  8. Success in anything is a numbers game. Do it enough times and you will become good at it; do it a bunch more times and you will become famous.

All these years later, I must say, that, for the most part, what I wrote back then still applies today for living a life with courage and making a good financial living.

By the way, I think my old book, The Courage to Be Rich, can be bought for around $8 on Amazon if you have any interest in reading it.

P.S. If you know someone who needs to lift their courage factor, you might pass this post on to them. Except maybe not to a teenager. It may give him, or her, too much courage and they might try to set their own rules and push back at you and the family. But when they are ready, these may be the words they need to conquer their fears and the world.

Magnify Your Getaway Experiences

March 2, 2018 by  
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I just got back from a wonderful, extended getaway on the beautiful island of Kauai. As my wife and I were checking into Delta Airlines to come home, we began chatting with 3 young people with their huge surfboards. They were from Australia, New Zealand and the island of Oahu. They were talking about where they were heading now and of all their travels.

They said they had visited 49 of the states in the US as well as many foreign countries and spoke of how their travels had greatly enhanced their lives. Of course, I had to tell them of my travels to 90 different countries and what those travels had done for my life. Then I went on to tell them about the one little thing I do that greatly magnifies and extends those trips and experiences many fold.

As I am sure you know, getaways are absolutely wonderful and we all need them, but they can be expensive and all too short. The good news is that there really is a simple, easy way to keep enjoying those novel and fun getaways with minimal cost. This simple little trick will allow those trips to continue to enhance your life for a long time to come.

My single little trick, that I highly recommend to all, is to be sure you take a digital camera and take a ton of pictures and videos. But don’t stop there. The real key is to buy a few digital frames, the ones that change the picture on a regular basis. We’ve bought more than a few over the years and have them placed around the house and office. Doing just that simple little extra thing automatically helps you relive and remember all those great trips and places you visited with no additional effort after you set them up. And if you are anything like my wife and I, every time you walk by and see those images of yourself, your friends, and your family in a faraway place, at a party or family gathering, or on a simple hike or walkabout, it will bring a smile to your face and a warm feeling in your heart.

Yes, you will have just relived and experienced those great unique moments and places you’ve been to again and again and your life will be enhanced by this. It sure has worked for me and my family.  Try it and see if you experience those same feelings and thoughts that we have. Plus, for my age group, it does help with the memory in the old brain.

 

A Busy and Purposeful Life

February 9, 2018 by  
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I am so very impressed by people that keep themselves involved and busy with work, social connections, play time, and, yes, no matter what their age is, investment goals.  Look at Warren Buffett—he’s 87 and worth billions but is still out their investing.

Speaking of age 87 and of someone who keeps on moving and staying involved, take a look at my January 10th post. After I wrote about my very talented tennis buddy, I asked him if I could post his full name and a photo of him in my blog. So here he is, standing to my left in the photo. Ken Greenbaum, a super, great, inspiring example for me and many others, looks a lot less than 87 years old. And you ought to see how he runs! He plays a great game of tennis.

Right after writing that January 10th blog post entitled “The Key for a Longer and Healthy Life”, I read a great article by Claudia Dreifus in Kauai’s Garden Isle newspaper, entitled “When Work Brings Joy, Why Quit?”  The author highlights 3 great examples of people that have not let aging slow them down.

“On most mornings,” Claudia writes, “Jack B. Weinstein rises at 5:30 to exercise. At 7, a car takes him from his home on Long Island to Cadman Plaza in Brooklyn, where he is a senior Federal District Court judge for the Eastern District of New York.” That morning routine might sound pretty ordinary until you find out that the man is 96 years old. That is very impressive and it no doubt helps keep him alive and healthy.

For Adolfo Calovini, a 82-year-old New York City high school teacher Dreifus writes about, ” the need to earn income is part of his motivation. The approximately $110,000 annual salary he earns … is a necessity.”  When asked if he’s ready to retire, Calovini shook his head, saying, “to me, teaching is about life. This is what I do. I can’t see a time when I wouldn’t.”

Then there’s the 88-year-old Dr. Kandel.  He works in a research laboratory at Columbia University. “I like what I do. Keeping engaged keeps you intellectually alive.” He goes on to say, “If you are healthy and enjoy your work, continue. At the very least, it gives you additional income. Even if you don’t need it, the money can be for your kids and grandchildren.”

I don’t know how old you are but I’m getting up there in age myself. The more I think about it, however, and the more of these stories I hear, the more it motivates me to do everything I can to prolong my life and health and create my own great story of keeping busy and purposeful far into my later years.

The Social Happiness Factor

February 2, 2018 by  
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I will get back to a more strictly financial theme in a week or two, but today I want to talk a bit more about health and longevity. Without those two things in your life, making a ton of money does not end up being very important. Making money, growing it, and keeping it are very important in anyone’s life but it is not the most important thing we work towards.

Years ago, someone asked, after the death of the richest man in the world at that time, Howard Hughes, “How much money did Howard Hughes leave when he died?” And that question was answered in three simple words: “All of it.” You can’t take it with you and it’s doesn’t help you much if you aren’t here to enjoy it.

Although I’ve talked a lot about how important it is to eat right and exercise for good health and longevity, there is one more critical element that has been proven to boost your health and add years to your life, something that I think we all need to pay more attention to. It is the “social” aspect of your life. Having an active social life also lifts your “happiness factor”, as Seth Godin points out in his book, Tribes.

There are some very good studies that shows how having a strong and active social life helps extend your longevity. I read an article by Holly Richardson last year where she told of a study on 3,000 women who had breast cancer. The article says, they “found that those who went through cancer alone were four times more likely to die from their disease than those with 10 or more supportive people.” The article goes on to note that a “six-year study in Sweden found that men with heart disease were much less likely to have heart attacks if they had good friends around them than those without that social support.”

From my casual observation, I’ve notice that the older many people get, especially men, the less social they are, whereas women tend to stay more social. Maybe that is one reason that women tend to outlive men.

I’ve noticed in my own life that the older I get the less I tend to expand my social life. I used to have a number of “tribes” that I belonged to but now basically I have only my “tennis tribe” and the other is a social club my wife and I belong to. But like I’ve said in many past blogs, “When I start preaching for my readers to challenge themselves in different parts of their life, I am also preaching to myself.”  And now by writing this blog I find I am pushing myself to create or join another tribe or two, knowing that I will most likely expand my social life and lift my happiness and contentment levels in the process.

Norway is said to have the happiest people in the world and it’s because they have broader and better social relationships. Norway was ranked the happiest nation by the 2017 United Nations’ Sustainable Development Solutions Network. It has been found that in addition to a good social life, happiness also comes from helping others such as taking part in volunteer work.

So now we know two more thing that will help us live fuller and longer lives, and it’s something besides making money. It’s getting out and being social and helping others. Now those are some great goals you can look forward to creating and fulfilling!

Commitment to Movement

January 19, 2018 by  
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Let me begin this week’s blog by quoting Harvard Medical School’s conclusion as to the 5 ways that exercise helps people live longer and better.

1. Exercise helps the heart raise up the good HDL cholesterol and lower the bad LDL.

2. It keeps your brain sharp. There are even studies that suggest exercise my help ward off Alzheimer and other forms of dementia.

3. Exercise lowers blood sugar levels.

4. It possibly lowers the risk of getting cancer.

5. As a person ages, bones begin thinning, but walking, running, and lifting weights stimulates the growth of new bone. It may even reverse knee problems!

Since, as you see here, movement is so important to our mental and physical health, we all should keep moving as much as we are able for as long as we can. One thing that totally encourages me is knowing that we don’t have to go running for great exercise. Just slow jogging or even just walking a lot is very beneficial.  And of course, getting outdoors to do those walks is great for the mind and mood.

I’ve recently began jumping on a mini trampoline and that has really helped my physical conditioning as well as helping my bone growth. I bought this mini trampoline on Amazon for just a little over $30. Things like this are a great investment and fun as well.

I think it is very important, not just to start doing these easy physical activities, but to set goals for them and break those goals down into bit size chunks. For example, with my walking and counting steps, after I set my goals for the week, I not only break it down by the day but I set my walking goal by the hour. Usually I set the goal to walk 2,000 steps by 9 am which only takes about 20 minutes and then I aim for another 2,000 steps each hour until I reach my daily goal of 20,000 steps. By breaking it down this way it is much easier to reach the goal. It’s the old “baby steps to reach giant achievements” deal.

So, if you want to live longer, stronger and feel better as you age I strongly suggest that you set goals for daily or weekly walking, jogging, lifting weights, stretching, push-ups, sit-ups, and maybe even bouncing on a mini trampoline.

Uh-oh … I just looked at my Fitbit and I’m only at 18,714 steps today and it’s almost 6pm. So I will say aloha for now.  On next week’s post I’ll be coming back around to that good ol’ money making and fortune keeping theme so keep up the exercise and we’ll work on financial health next week.

Of Family, Friendship, and Love

December 23, 2017 by  
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I want to give you a HUGE Merry Christmas wish and thank you so very much for being you. I do sincerely appreciate the great opportunity you have given me to share my thoughts with you, my reader, and do honestly wish and hope that my ideas and advice helps your life and those around you. What would this world be if it wasn’t for great friends and family? At this time of year those people can, and should be, even more important to all of us.

What would your world and your life be like if you had a billion dollars but not a single friend or any family? I’m not saying money is not at all important but it’s almost completely worthless without people around you that you dearly love and that love you just as much.

So, at this very special time of year, let’s all go out of our way to give tons of love and appreciation to our family and loved ones and while we are at it, why not seek out more friends and push for deeper relationships with our current friends. Don’t you agree that it would be so worthwhile to do so? Okay … so, let’s all go out and do it!

P.S. In last week’s blog I said I’d write about how the right foods, vitamins, and exercise can boost your feel-good brain chemicals. And I will but I thought that could wait until after Christmas. So, we’ll see you next week.

This New Year’s First Step

December 9, 2017 by  
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Have you started asking yourself, “What are my new year’s resolutions going to be?” Hopefully you have begun to put a list together that is detailed, clear, and measurable. If you have started, that’s fantastic. But if not, when do you start on it? Without a start date and a few actionable steps planned out, what chance do you have of your objectives, goals and dreams for 2018 becoming real in the new year?

My first suggestion to you, and to myself, is that we make our start date … TODAY! That’s right, start now, even if the list you begin today is very short. That is at least a start. There is no reason that you can’t take that first baby step today.

If you haven’t clearly defined your goals, go ahead and write down you rough thoughts. You can refine and add to the list later. But right now, take time to write down a schedule as to when you are going to add to your list of resolutions and when you will write down your specific plan for the steps you will begin to take in the new year.

You really don’t need to know all the details of every step you’ll need to take to reach your dreams at this moment. Much of what you’ll need to do will become more obvious as you begin working on your plan. The important thing is that you keep moving forward.

I like to set goals in the main areas of my life that I feel are most important. They go like this:

No. 1. Improve all my family relationships and plan lots of family get togethers as well as some exotic vacations in order to expand and deepen my social relationships.

No. 2. work on and improve my financial position, both in income and assets.

No. 3. Reach out and help others through my writing and donations.

No. 4.  Take care of my health by eating all the right foods. I can eat salads instead of steak, take the best vitamins and supplements, go out daily walking or running, work out with weights, and playing tennis.  (This is a big focus of mine and it gets bigger every year as I age.)

Whatever objectives, goals and dreams you want to realize in 2018, don’t just talk about them. Start writing them down and then take action, even if you just take baby step at first. All those little steps add up to big dreams!

 

A Goal for Novel Experiences

December 2, 2017 by  
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We now are fast approaching the end of another year and I think it’s a really good idea to start right now making plans, setting goals, and writing down a list of what your New Year’s resolutions are going to be.  If you have followed my blog in the past, you know I like to push myself and others to get out and try new and various experiences.  Every time I travel to Paris, London, the Far East, or any foreign country, it amazes me how much energy and motivation it gives me. I meet and get to know so many different people as well as becoming immersed in their culture and I get so inspired by those new sights and experiences.

Now, you don’t have to travel to Europe or the Far East to find novel experiences but entrenching yourself in different cultures is an ideal way to jump-start your spirit, your mind, and your passion for life and living.  Even starting right where you live, there are probably some cultural areas, shops, events, and plenty of new people that you have had no exposure to and may even be a little fearful of, because of the lack of familiarity. But forcing yourself to walk into that strange place or spend a day at a new and unusual event expands your horizons as well as your mind. You might even find some new interest that you just fall in love with.

So, I challenge you to set some travel goals for the new year, be it a place that is very near or very far away, just find some places that you may at first be hesitant to venture into. Go in with an open mind and actively look for new experiences, talk to new people, and make an effort to understand and appreciate cultural differences. You never know what you’ll find or whom you will meet.

Then I invite you to come back home and share your new ventures with your friends and family. See if you can’t inspire them to go on their own adventures. In the meantime, if you find this little reminder just the thing to kickstart new adventures for yourself, you can also pass this on to your friends and family by sending them a link to my blog or to the sign up to get these little ideas by email.

P.S. I just saw a special airfare promotion for a round trip flight to Paris from Salt Lake City for just over $500 dollars. So even going overseas doesn’t have to be too expensive. And a bed and breakfast over there can be real cheap! Just decide you want to do it and start looking for great fares from your area.

Energizing Goals for 2018

November 25, 2017 by  
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Now that we’ve gotten through Thanksgiving, how about some helpful hints and ideas that will motivate you to have a super 2018?

Think about these 12 suggestions as you gear up to set goals and make resolutions for the coming year. It’s not too early to begin setting some great new goals for 2018. Whether it’s for work or play, family or friends, we all need more energy. I find that to be especially true for me as I am almost 74 years old. So here you are … 12 ideas to get you going each day.

12 Proven Ways to Boost Your Energy:

1. Set exciting goals that will put your big dreams into action. Be sure to add a time frame and an exciting game plan to those goals.

2. Create a daily “to do” list. Look at it or take time to think about it in the morning to add extra energy to your day. I find that if I make that list the night before and then look at it first thing in the morning that it works wonders for my enthusiasm for the day.

3. Eat more nutritious foods. Especially at this time of year, it’s critical to pay attention to what goes into the pie hole.

4. Drink green tea to overcome a mid-morning slump.

5. Get plenty of exposure to natural light. Taking a walk outside always seems to boost my energy and I do that virtually every day.

6. Ease your stress by simplifying your life and mainly, or exclusively, pursue your life’s priority items. Delegate the rest.

7. Heal yourself by being grateful and loving and by letting go of all anger.

8. Think positive thoughts to stimulate those good neurotransmitters called endorphin’s.

9. Play and exercise hard to release more endorphin’s and dopamine.

10. Get more sleep.

11. Do yoga. A few minutes of yoga stretching will give you a good morning boost.

12. Listen to your favorite music. For some people it may be something with a heart pounding beat and to others it may be inspirational symphonic music.

I sure hope you give all of these hints a good college try, plus here’s one more bonus thought … hang out with positive, upbeat people who are energetic and are making good things happen.  And along those lines, read good, upbeat, positive and energizing stuff like I aim to give you on this blog. Just check out my prior posts and sign up to get this by email at ignitemylifenow.com

 

Avoiding Those Holidays Traps

November 18, 2017 by  
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Next week is Thanksgiving. Soon after that there’s Christmas and then New Years. It’s that dreaded holiday time when we are faced with many temptations that make it hard to stick to our goals, especially healthy diets. It doesn’t take much to regain that hard-won weight loss or bring your health down and it can be infinitely harder to get back to where you want to be.

So, for the next few weeks I thought I’d focus on healthy eating in this time of endless traps. Staying healthy is important for you to keep up your energy and motivation which you need to accomplish all the great things you have planned.

Although you don’t want to let a bit too much pumpkin pie spoil things for you, staying healthy during the holidays doesn’t mean you can’t enjoy yourself. In fact, you should go out there and celebrate with gusto. Just be discerning about what and how much you eat or drink. To do so, just follow a few simple rules:

  • Go ahead and enjoy a small cupcake or one sugar cookie during festivities but stop at that. It’s not the sweets that are the problem as much as eating too many of them.
  • Eat slowly and savor the occasional treat you do have. Eating slowly will delay having to fight the temptation to have seconds and, hopefully, when you are done with it, you will feel satisfied enough not to feel.
  • Keep healthy snacks close at hand. Grab some apple slices or crunchy veggies when you have the overwhelming temptation to gobble up a whole plate of cookies.
  • Don’t fall into the “I’ve already been bad so it won’t matter if I keep eating too much of the wrong stuff” mentality and overindulge. Likewise, don’t brush off unhealthy eating by telling yourself you’ll do better after the holidays. Let yourself have the occasional treat then get back to your healthy diet.
  • At parties, stay active to keep your metabolism up and your mind off the food. Dance, participate in all the games, wander the room, and mingle.
  • Keep away from the food tables at parties. Move conversations to foodless corners of the place.
  • Keep your eye on the big picture. Review your goals and what you want out of your life daily so it’s at the forefront of your mind when the cookies get passed around the office.

You can also read more about the importance of health and great things you can do to improve it in Chapter Ten of my book, How To Ignite Your Passion for Living.

I’ll be talking about more helpful ideas for this time of year so to ensure you get my posts, sign up on this page here. If you find these posts really helpful, you might share this blog with your friends and family who can also sign up on the page I linked.

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