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Make Your Birthdays Count

April 14, 2018 by  
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Wow!   I just turned 888!  Okay, that’s in months not years but one can only imagine how different the world would be if you really could live 800 plus years.  Just think of all we could accomplish!

Why do we make a big deal out of a birthday?  For the most part I think it’s a good thing since it usually pushes us to not only review the past year or years but also it can motivate us to think about how short life really is. It makes us question what we’ve accomplished and what we have fallen short on. That thought should push us to live life big! It should push fear out of your mind so that you just go do what you really what to do.

As I plod along, working on writing my auto-biography and making a time line of my life, two big things have struck me. First, life is really, really short. Second, I’m totally blown away by how much I have done over the past years. It’s absolutely amazing to me how much a single human being can do in their lifetime, even though on a day to day basis it doesn’t seem like all that much.

When I look back at my life, I’m truly amazed that I’ve written 9 books, especially when I stop and think that those books were written a single word at a time. But then, I think of my good friend Richard Paul Evans, who has written more than 2 dozen books!  Where does he get the time? But again, it’s all done with baby steps.

We can all do so much with our life. Just always remember that the big things, even monumental accomplishments, are done one step at a time.  So, go after your huge goals and ambitions with at least a few minutes here and a few minutes later. Whether it’s writing books, making millions of dollars or running a marathon, it’s all step by tiny step.

Yes, I’m 888 months old or 27,010 days old, plus I spend probably 222 months just sleeping but when I look back I’m amazed that I’ve gotten so much stuff done.  Looking back, it seems like there is no way that little ol’ me could have earned tens of millions of dollars in income and investments as well as having written all those books all the while raising a bunch of kids and grandkids.

The big lesson in life, I think, is realizing that there are big things we can do if we put our minds to it. We do need to fully realize and understand two simple things—that life is short, so we need to push ourselves to use that short amount of time wisely, and that it can, and will, all add up to some very big accomplishments for your life. You just put one foot in front of the other, one step at a time.

 

 

Stop the Worry Habit

April 6, 2018 by  
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As I mentioned in the last post, I have been concerned that I might have stomach cancer, but the bloating of my stomach continued to improve when I eliminated a few of my supplements so I canceled my doctor’s appointment. However, that experience was a big time scare and has got me thinking more and more about worry and how much harm it can do. As most of us know, our biggest worries almost never come to pass. Knowing that, shouldn’t we all stop worrying so much? And yet, who in this world doesn’t worry? I’d say pretty much no one.

Yes, there are a few times–a very few–when worry can be beneficial because it can push us to take needed action. But most worries are a waste of time. They drain our brains and there is even research that shows that excessive worry taxes your immune system. So, what can we do to reduce or eliminate most, or all, of our worries?

I don’t think we can totally eliminate all our worries but here are some ways to reduce some of them and eliminate others.

  1. Use positive self-talk when you find yourself with a big worry, reminding yourself that most worries never materialize. Push those negative thoughts out of your mind by replacing them with positive thoughts.
  2. Write your worries down because, many times, writing them out pushes them out of your mind.
  3. Try setting a half hour a week or so to visit your list of worries and ask yourself if those worries are really a big deal. If they are, ask yourself how you can handle, resolve, or eliminate that worry.
  4. Take a walk or work out. Just walking outside can do wonders for your mind and it helps reduce worry. There is such a great feeling that the great outdoors brings the human mind. (I just love my 20,000 steps a day and almost never miss taking my walks.)  I have noticed that most of my big worries are early in the morning as I lay in bed thinking about the day ahead. So, I find I just need to push myself out of bed and get myself moving. It almost always reduces or eliminates many of my big worries.
  5. Push your mind to live in the moment, that “great right now”, rather than thinking too much about the future.
  6. Play a competitive game like tennis. (And try not to worry that you might lose the game.)
  7. Take a long hot shower or, even better, get in a hot tub.
  8. Get a stress relieving massage.

On top of those suggestions, put this great thought into your mind. It’s a quote from Corrie ten Boom. She and her father helped about 800 Jews escape the Nazi’s in the Netherlands and resisted the Nazi Holocaust. She said, “Worry does not empty tomorrow of its sorrow, it empties today of its strength”.

I must admit that some of my worries are pretty silly. For example, I worry about being even 2 or 3 minutes late for an appointment.  My wife worries about her clothes not matching perfectly.  What are your worries?  Yes, think about even your silly little worries. All these worries do add up. Then, with those in mind, apply the suggestions above to reduce your stress level and better enable you to live in the moment.

 

 

Making the Most of Every Minute

March 23, 2018 by  
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Wow, does time ever move fast and, as we all know, it moves faster every year.  And now, it seems that I can no longer lie about my age since my oldest son, Mark E., just turned 50 years old. I’m guessing you are like me in that you can easily remember when you turned 21 and 30 and all those other birthday milestones that seem like they happened not long ago at all. My 50th birthday is so fresh in my mind and easy to remember in great detail. I’ll never forget the huge billboard on I-15 with my picture on it wishing me a happy 50th birthday.

I think it’s so helpful to constantly remind ourselves that, because time moves so very quickly, we should all pay very close attention to what we want to make of our lives. What do we want to accomplish? Who do we want to help? Who do we want to love? And, as I’ve preached for many years, we absolutely must take the time to write down what we want to do and accomplish as well as put a timeline on those goals.

Yes, life is very short, but it can be very productive, helpful to others, and extremely fun and fulfilling even though it passes tremendously fast.  So, what we all may want to do is repeat that in our minds every day. We’ll call it our “Fun & Fulfilling Philosophy. “

So, yes, we do all need to make our time count since life really is very short. Writing those life goals down helps you become much more efficient but also, all us humans never want to forget that, as we go after our goals, we must push ourselves to live life in the great right now, as in “living in the moment”.  I certainly have to regularly remind myself of both those very important habits as I can easily get carried away with worry and fretting over the future and what I haven’t accomplished.  Those reminders really do help me as I’m sure they would for you too. So, give it try and make the most out of every minute of your life.

Courage for Living the Life You Want

March 9, 2018 by  
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Back on Feb 7, 2014, I wrote about how important “Courage” is in so many parts of our lives and gave my definition of it, which is, “Courage is going against the odds, against popular opinion. It’s doing what most people are unwilling to do because of the criticism and flak they know they will receive from family, friends or even strangers. Courage is living your life for you. It’s setting your own rules and policies and taking full responsibility when you fail or stumble. It’s resisting other people’s attempted manipulations of you. Courageous people do not accept all traditions, conventional wisdom, or pat answers without close scrutiny and severe questioning.”

I certainly know how very critical courage is and as the title of Susan Jeffers great book states, Feel the Fear and Do It Anyway. This is a mantra to live your life by. It can bring huge success, not only in financial matters but in most every aspect of your life.

Today I picked up a book I wrote in 1983 titled, The Courage to Be Rich. In it, I read what I wrote about courage and “The Keys to Success” that, for the most part, are still relevant today 25 years later. Here is a section from what I read about my financial success.

A reporter once asked me to give him a list of what I considered to be the keys to success. Here’s the list I gave him.

  1. Everyone is going to die someday, so you might as well really go for it. Don’t be afraid of making a fool of yourself.
  2. Guts are not for sale; only you can supply that.
  3. Don’t be afraid to ask questions even if you think they sound dumb–that’s how you learn.
  4. Use other people’s money; always, always, always ask the seller to carry the financing on whatever assets you’re buying.
  5. Seek out and find motivated sellers–people who want to sell something so badly they are desperate.
  6. Earn big bucks by purchasing the “yucks”—the property that nobody else wants. That’s where the money is.
  7. Use the tax laws to cut your taxes to zero.
  8. Success in anything is a numbers game. Do it enough times and you will become good at it; do it a bunch more times and you will become famous.

All these years later, I must say, that, for the most part, what I wrote back then still applies today for living a life with courage and making a good financial living.

By the way, I think my old book, The Courage to Be Rich, can be bought for around $8 on Amazon if you have any interest in reading it.

P.S. If you know someone who needs to lift their courage factor, you might pass this post on to them. Except maybe not to a teenager. It may give him, or her, too much courage and they might try to set their own rules and push back at you and the family. But when they are ready, these may be the words they need to conquer their fears and the world.

Magnify Your Getaway Experiences

March 2, 2018 by  
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I just got back from a wonderful, extended getaway on the beautiful island of Kauai. As my wife and I were checking into Delta Airlines to come home, we began chatting with 3 young people with their huge surfboards. They were from Australia, New Zealand and the island of Oahu. They were talking about where they were heading now and of all their travels.

They said they had visited 49 of the states in the US as well as many foreign countries and spoke of how their travels had greatly enhanced their lives. Of course, I had to tell them of my travels to 90 different countries and what those travels had done for my life. Then I went on to tell them about the one little thing I do that greatly magnifies and extends those trips and experiences many fold.

As I am sure you know, getaways are absolutely wonderful and we all need them, but they can be expensive and all too short. The good news is that there really is a simple, easy way to keep enjoying those novel and fun getaways with minimal cost. This simple little trick will allow those trips to continue to enhance your life for a long time to come.

My single little trick, that I highly recommend to all, is to be sure you take a digital camera and take a ton of pictures and videos. But don’t stop there. The real key is to buy a few digital frames, the ones that change the picture on a regular basis. We’ve bought more than a few over the years and have them placed around the house and office. Doing just that simple little extra thing automatically helps you relive and remember all those great trips and places you visited with no additional effort after you set them up. And if you are anything like my wife and I, every time you walk by and see those images of yourself, your friends, and your family in a faraway place, at a party or family gathering, or on a simple hike or walkabout, it will bring a smile to your face and a warm feeling in your heart.

Yes, you will have just relived and experienced those great unique moments and places you’ve been to again and again and your life will be enhanced by this. It sure has worked for me and my family.  Try it and see if you experience those same feelings and thoughts that we have. Plus, for my age group, it does help with the memory in the old brain.

 

A Busy and Purposeful Life

February 9, 2018 by  
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I am so very impressed by people that keep themselves involved and busy with work, social connections, play time, and, yes, no matter what their age is, investment goals.  Look at Warren Buffett—he’s 87 and worth billions but is still out their investing.

Speaking of age 87 and of someone who keeps on moving and staying involved, take a look at my January 10th post. After I wrote about my very talented tennis buddy, I asked him if I could post his full name and a photo of him in my blog. So here he is, standing to my left in the photo. Ken Greenbaum, a super, great, inspiring example for me and many others, looks a lot less than 87 years old. And you ought to see how he runs! He plays a great game of tennis.

Right after writing that January 10th blog post entitled “The Key for a Longer and Healthy Life”, I read a great article by Claudia Dreifus in Kauai’s Garden Isle newspaper, entitled “When Work Brings Joy, Why Quit?”  The author highlights 3 great examples of people that have not let aging slow them down.

“On most mornings,” Claudia writes, “Jack B. Weinstein rises at 5:30 to exercise. At 7, a car takes him from his home on Long Island to Cadman Plaza in Brooklyn, where he is a senior Federal District Court judge for the Eastern District of New York.” That morning routine might sound pretty ordinary until you find out that the man is 96 years old. That is very impressive and it no doubt helps keep him alive and healthy.

For Adolfo Calovini, a 82-year-old New York City high school teacher Dreifus writes about, ” the need to earn income is part of his motivation. The approximately $110,000 annual salary he earns … is a necessity.”  When asked if he’s ready to retire, Calovini shook his head, saying, “to me, teaching is about life. This is what I do. I can’t see a time when I wouldn’t.”

Then there’s the 88-year-old Dr. Kandel.  He works in a research laboratory at Columbia University. “I like what I do. Keeping engaged keeps you intellectually alive.” He goes on to say, “If you are healthy and enjoy your work, continue. At the very least, it gives you additional income. Even if you don’t need it, the money can be for your kids and grandchildren.”

I don’t know how old you are but I’m getting up there in age myself. The more I think about it, however, and the more of these stories I hear, the more it motivates me to do everything I can to prolong my life and health and create my own great story of keeping busy and purposeful far into my later years.

The Social Happiness Factor

February 2, 2018 by  
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I will get back to a more strictly financial theme in a week or two, but today I want to talk a bit more about health and longevity. Without those two things in your life, making a ton of money does not end up being very important. Making money, growing it, and keeping it are very important in anyone’s life but it is not the most important thing we work towards.

Years ago, someone asked, after the death of the richest man in the world at that time, Howard Hughes, “How much money did Howard Hughes leave when he died?” And that question was answered in three simple words: “All of it.” You can’t take it with you and it’s doesn’t help you much if you aren’t here to enjoy it.

Although I’ve talked a lot about how important it is to eat right and exercise for good health and longevity, there is one more critical element that has been proven to boost your health and add years to your life, something that I think we all need to pay more attention to. It is the “social” aspect of your life. Having an active social life also lifts your “happiness factor”, as Seth Godin points out in his book, Tribes.

There are some very good studies that shows how having a strong and active social life helps extend your longevity. I read an article by Holly Richardson last year where she told of a study on 3,000 women who had breast cancer. The article says, they “found that those who went through cancer alone were four times more likely to die from their disease than those with 10 or more supportive people.” The article goes on to note that a “six-year study in Sweden found that men with heart disease were much less likely to have heart attacks if they had good friends around them than those without that social support.”

From my casual observation, I’ve notice that the older many people get, especially men, the less social they are, whereas women tend to stay more social. Maybe that is one reason that women tend to outlive men.

I’ve noticed in my own life that the older I get the less I tend to expand my social life. I used to have a number of “tribes” that I belonged to but now basically I have only my “tennis tribe” and the other is a social club my wife and I belong to. But like I’ve said in many past blogs, “When I start preaching for my readers to challenge themselves in different parts of their life, I am also preaching to myself.”  And now by writing this blog I find I am pushing myself to create or join another tribe or two, knowing that I will most likely expand my social life and lift my happiness and contentment levels in the process.

Norway is said to have the happiest people in the world and it’s because they have broader and better social relationships. Norway was ranked the happiest nation by the 2017 United Nations’ Sustainable Development Solutions Network. It has been found that in addition to a good social life, happiness also comes from helping others such as taking part in volunteer work.

So now we know two more thing that will help us live fuller and longer lives, and it’s something besides making money. It’s getting out and being social and helping others. Now those are some great goals you can look forward to creating and fulfilling!

Commitment to Movement

January 19, 2018 by  
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Let me begin this week’s blog by quoting Harvard Medical School’s conclusion as to the 5 ways that exercise helps people live longer and better.

1. Exercise helps the heart raise up the good HDL cholesterol and lower the bad LDL.

2. It keeps your brain sharp. There are even studies that suggest exercise my help ward off Alzheimer and other forms of dementia.

3. Exercise lowers blood sugar levels.

4. It possibly lowers the risk of getting cancer.

5. As a person ages, bones begin thinning, but walking, running, and lifting weights stimulates the growth of new bone. It may even reverse knee problems!

Since, as you see here, movement is so important to our mental and physical health, we all should keep moving as much as we are able for as long as we can. One thing that totally encourages me is knowing that we don’t have to go running for great exercise. Just slow jogging or even just walking a lot is very beneficial.  And of course, getting outdoors to do those walks is great for the mind and mood.

I’ve recently began jumping on a mini trampoline and that has really helped my physical conditioning as well as helping my bone growth. I bought this mini trampoline on Amazon for just a little over $30. Things like this are a great investment and fun as well.

I think it is very important, not just to start doing these easy physical activities, but to set goals for them and break those goals down into bit size chunks. For example, with my walking and counting steps, after I set my goals for the week, I not only break it down by the day but I set my walking goal by the hour. Usually I set the goal to walk 2,000 steps by 9 am which only takes about 20 minutes and then I aim for another 2,000 steps each hour until I reach my daily goal of 20,000 steps. By breaking it down this way it is much easier to reach the goal. It’s the old “baby steps to reach giant achievements” deal.

So, if you want to live longer, stronger and feel better as you age I strongly suggest that you set goals for daily or weekly walking, jogging, lifting weights, stretching, push-ups, sit-ups, and maybe even bouncing on a mini trampoline.

Uh-oh … I just looked at my Fitbit and I’m only at 18,714 steps today and it’s almost 6pm. So I will say aloha for now.  On next week’s post I’ll be coming back around to that good ol’ money making and fortune keeping theme so keep up the exercise and we’ll work on financial health next week.

Of Family, Friendship, and Love

December 23, 2017 by  
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I want to give you a HUGE Merry Christmas wish and thank you so very much for being you. I do sincerely appreciate the great opportunity you have given me to share my thoughts with you, my reader, and do honestly wish and hope that my ideas and advice helps your life and those around you. What would this world be if it wasn’t for great friends and family? At this time of year those people can, and should be, even more important to all of us.

What would your world and your life be like if you had a billion dollars but not a single friend or any family? I’m not saying money is not at all important but it’s almost completely worthless without people around you that you dearly love and that love you just as much.

So, at this very special time of year, let’s all go out of our way to give tons of love and appreciation to our family and loved ones and while we are at it, why not seek out more friends and push for deeper relationships with our current friends. Don’t you agree that it would be so worthwhile to do so? Okay … so, let’s all go out and do it!

P.S. In last week’s blog I said I’d write about how the right foods, vitamins, and exercise can boost your feel-good brain chemicals. And I will but I thought that could wait until after Christmas. So, we’ll see you next week.

This New Year’s First Step

December 9, 2017 by  
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Have you started asking yourself, “What are my new year’s resolutions going to be?” Hopefully you have begun to put a list together that is detailed, clear, and measurable. If you have started, that’s fantastic. But if not, when do you start on it? Without a start date and a few actionable steps planned out, what chance do you have of your objectives, goals and dreams for 2018 becoming real in the new year?

My first suggestion to you, and to myself, is that we make our start date … TODAY! That’s right, start now, even if the list you begin today is very short. That is at least a start. There is no reason that you can’t take that first baby step today.

If you haven’t clearly defined your goals, go ahead and write down you rough thoughts. You can refine and add to the list later. But right now, take time to write down a schedule as to when you are going to add to your list of resolutions and when you will write down your specific plan for the steps you will begin to take in the new year.

You really don’t need to know all the details of every step you’ll need to take to reach your dreams at this moment. Much of what you’ll need to do will become more obvious as you begin working on your plan. The important thing is that you keep moving forward.

I like to set goals in the main areas of my life that I feel are most important. They go like this:

No. 1. Improve all my family relationships and plan lots of family get togethers as well as some exotic vacations in order to expand and deepen my social relationships.

No. 2. work on and improve my financial position, both in income and assets.

No. 3. Reach out and help others through my writing and donations.

No. 4.  Take care of my health by eating all the right foods. I can eat salads instead of steak, take the best vitamins and supplements, go out daily walking or running, work out with weights, and playing tennis.  (This is a big focus of mine and it gets bigger every year as I age.)

Whatever objectives, goals and dreams you want to realize in 2018, don’t just talk about them. Start writing them down and then take action, even if you just take baby step at first. All those little steps add up to big dreams!

 

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