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Affirming Your Success

November 29, 2019 by  
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In my post last week, I quoted Richard Paul Evans’ book, The 5 Lessons a Millionaire Taught Me, and, of course, the very first lesson is simply “Decide to Be Wealthy”. In other words, make a commitment, set goals, and then, of course, act on those goals. To do this, you need the right mindset, one that is consistently and firmly placed in your head.

If you are smart, and have done even a little bit of homework, you know that things like fancy, expensive cars are not important and, in fact, will slow you down as surely as the value of that fancy car will drop in value. Your money needs to be put into assets that go up in value. Working hard on creating a great, big image of wealth is not the road you want, or should, take. Remember your goal is to BE wealthy not just to look wealthy.

Even if you are in terrible financial shape right now, it’s never too late to set big, financial goals and go to work on them. Once you make the decision to become wealthy, those little things called affirmations or self-talk can be a huge help. I know from experience that making a list of affirmations that I then repeat to myself on a regular basis gave a big boost to my mental attitude and lead me to actions that made me millions of dollars.

Chellie Campbell, a great writer of books and articles, has some great affirmations. I will share with you 14 out of a list of 50 super affirmations that help her and her many readers. I encourage you to take a look at this list and repeat them over and over in your mind and out loud too. It’s amazing how just saying stuff like this to yourself, even though they may not yet have happened, can bring about changes that do end up happening.

  1. People love to give me money!
  2. I am rich and wonderful.
  3. I am now earning a great big income doing what satisfies me.
  4. Something wonderful is happening to me today–I can feel it.
  5. All my bills are paid up in full and I still have all this money.
  6. My affirmations work for me, whether I believe they will or not. (This is for the skeptics among you.)
  7. A lot more money is coming into my life. I deserve it and will use it for my good and others.
  8. All my clients praise me and pay me!
  9. I am a money magnet!
  10. Money comes to me easily and effortlessly, waking and sleeping.
  11. I am now highly pleasing to myself in other people’s presence.
  12. I walk, talk, look, act, think, and am rich!
  13. I am a winner–I win often and I win big!
  14. I now receive large sums of money just for being me!

Wow. That is quite an amazing list of affirmations. Obviously, they are not all happening right now, but studies have shown that repeating affirmations to oneself can bring about many changes that eventually make things happen just like the affirmations that were repeated.

So, when you really decide to be wealthy, and mean it to your core, then repeating affirmations like these will not sound or seem out of the question or ridiculous. I had and have my favorite affirmations over the years and my first couple were:

  • I will save at least 10 to 15% of my gross income for later investments
  • I will be a millionaire by age 30 (Oops I missed that one. I became a millionaire at age 31.)

Go ahead and make your own list of affirmations and try and keep repeating that list over and over and I think you might be surprised, like I was, how greatly they help us to reach our goals.

Huge Helpful Lessons from Millionaires

November 17, 2019 by  
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I was just going through my huge library of books and came across a great book about making big money, written by a good friend of mine that I read back in about 2004. He is the famous Richard Paul Evans. I’ve known the author and his beautiful wife, Keri, for many years and still have fond memories of our great trip paddling on a beautiful Venice canal. Even though I had made many millions of dollars when I read his book, I still totally enjoyed it and learned some good things from the book, The 5 Lessons a Millionaire Taught Me. (And, hey, maybe he even learned 1 or 2 of those lessons from me!)

But, of course, most of the great lessons that have allowed me and others to make millions are universal and haven’t changed much in hundreds of years. However, the most important thing, after you learn those lessons, is to go out and actually do something about it!

Richard is a great guy, but I’m not totally pleased with him. Why? Because he has written more books and sold more books than I have! Okay, yeah, I’m a bit jealous. I’ve written 9 books and I thought that was a lot, but good ole Richard has written 35 books and sold a whopping 35 million copies! Wow, that’s a bunch! I’ll get even by saying that I’m jealous but congrats to you… I’m very pleased and proud of you and how much you have helped other people.

At least I can, with all the time I’ve put into playing the game, beat Richard in tennis. Or, at least, I think I can.

Let me now share with you what Mr. Evans says about those 5 lessons that were taught to him by a millionaire.

Lesson One: Decide to Be Wealthy.

Yep, I totally agree. A person really has to make the conscious decision that becoming wealthy is a big goal for them.

Lesson two: Take Responsibility for Your Money—1. Know How Much Money You Have… 2. Know Where Your Money Comes From… 3. Know Where Your Money is Going… 4. Know What Your Money Is Doing.

In regard to item number 4, what he means is, if you know that your money is just sitting in your checking account, look for ways and means to get it working for you.

So those are just the first two lessons. I will break down some of these great rules from my own experience in my next week’s post but in the meantime you ought to go buy Richard’s great little book. You won’t be sorry.

 

 

Be One of the Smart Ones

November 10, 2019 by  
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So, in last week’s post I told you a bit about the lady in Paris that suddenly found out one of the paintings in her house, one that she thought was just an average painting (the one you see above), was extremely valuable and it went on to sell for $26 million dollars!  Wow, what a shock that must have been for her! But have you read that many people who all of a sudden win the lottery or suddenly come into a huge fortune blow the money in short order or are scammed out of it? The problem is that most of the time, people who haven’t earned the money over time are clueless and just don’t know how to handle it. Most of these people start spending it like crazy and or they are taken to the cleaners by scam artist.

Compare that overnight super-rich person to a person who has worked for years and saved every extra dollar they could. The smart ones don’t go out and buy a brand-new car that will immediately drop in value. The smart ones buy a used car and put whatever extra money they have into savings. Then they slowly build up enough money to buy an asset that goes up in value and, if they’re really smart, when they sell that asset at a profit, they reinvest that profit in another appreciating asset. Over the years, those small savings and investments can grow into a fortune.  And if you have made your money that way, then you most likely won’t be like those who suddenly came into big money and spent it all or got scammed out of it.

It will be very interesting to try to follow the Paris lady and see if she goes crazy with her money, following the typical lottery winners. Please, Paris lady, be cautious and wise with that $26 million. Don’t put your money with someone else who makes promises of huge returns.

Years ago, I met a guy who told me that he could give me a 10% return, per month, on my money, guaranteed! Remember the old saying, “If it sounds too good to be true, it probably is.” I had a friend who had invested about $300,000 dollars with this guy who said it was going to get a great return and guaranteed it. I was pretty darn sure it would not be even close to that. And yes, my friend lost his entire investment, and the bad guy in now serving time in prison. Not that him being in prison gives my friend any of his money back.

So, I sure hope you see the huge benefit of saving all the dollars you can and investing them wisely. Do the research carefully. It’s my advice and experience that you should invest your savings in income producing real estate. It almost always goes up in value and even if the appreciation is very slow, if you have purchased wisely, you will have tenants paying off the mortgage. That’s what the smart ones do!

 

Our Changes in Fortune

November 3, 2019 by  
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Wow and double wow! I never expected the huge and heartfelt response I received after my closing comment on my last week’s blog, asking people to send their best wishes and love to little 2-year-old Kate who had just been diagnosed with leukemia. So, at minimum I want to take time right now to give a HUGE THANKS to all you beautiful, wonderful people who cared enough to take time to send your heartfelt wishes to little Kate and her family. That means so much to me, her parents, the rest of the family, and to little Kate and her twin sister Ellie. I’m thinking that Kate and her twin sister could feel the love and the caring that was sent to them. I sure could!

We all know that life has its big bumps, surprises, and setbacks. And, yes, it also has many wonderful, fun, exciting, and pleasurable moments as well. It behooves all of us to constantly remember to live in the great “right now” moment. I’ve written a lot about this previously and most people know they should try to live more in the “now moments” and not spend too much time worrying about the future or beating themselves up for the past mistakes and or bad decisions. But, if you are like me, you have to keep reminding yourself to think more in the “now”. That kind of thinking can be very critical for our mental and emotional health and our great enjoyment of life. Meditation can help with this. Meditation works because, if you do it right, you truly are living in the moment!

Knowing all this and preaching it to others, I still wake up worrying about what I need to get done in the immediate or not too distant future as well as fretting a bit over what I missed out on doing yesterday. I have noticed, however, if I take time to write down my next day’s plans and actions the night before I go to sleep, I usually wake up much more likely to just get out of bed and get going on my to do list. My mind seems to be so much clearer and my thoughts are much more positive in the “now moment”.  Of course, we all need to think about the future and make plans, much of which is very fun and exciting like when planning a trip to Disneyland with the kids, or a vacation to Europe, etc. It’s the same with the past – we enjoy taking time (but not too often) to relive our great experiences and the really memorable moments in our life.

Talking about great moments in time… did you read about the older lady in Paris that recently discovered that one of the paintings she had hanging on her walls — one that she wasn’t even particularly wild about — was very, very rare? She sold it for a shocking $26 million dollars. I sure hope she’s not like so many jackpot and lottery winners that have never had a ton of money. So many of them have lost everything years later, making the news again because, not knowing how to handle tons of money, they spent it all and/or were scammed out of it. Whether fortune smiles on us or we have a ton of bad luck thrown at us, we need to learn how to handle our changes in fortune. I want to talk a bit next week about the smarter ways to handle money when good fortune comes your way.