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Learning About What It Takes to Make it to 100 … from Kids

January 27, 2017 by  
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kauai kidsI’m am sure hoping that you, my reader, are not getting tired of me talking about being on the beautiful beaches of Kauai and sharing some of my insights and discoveries on life and living. Why? Well, because I’m once again on the beach and am still thinking, talking and writing about “100 wonderful ways to live to be 100”. I do, however, want to add one of my own to that list to make it the list of “101 Ways to Live to be 100.”

The list of 100 does include “have a family” but I would add this to the list:

101. Hang out, play with, observe, and learn lessons from your kids and grandkids.

This addition to the list is one activity that will certainly bring a smile to your face and, no doubt, will add years to your life. Right now, as I write this, I’m watching my son and grandson as they begin their snorkeling adventure not too far from the shoreline. Their excitement, especially my grandson’s, is so sky high because it’s such a new experience for him. Meanwhile, I can see my wife and our 4-year-old grandson and his 8-year-old sister having an absolute ball splashing in a very small and shallow pool of water surrounded by coral and lava rock. Such simple entertainment can bring such a high level of joy and happiness.

As adults, we can, and should, learn so much from these kids. Why do such simple activities bring so much pure joy and entertainment? It’s because these things are new and unusual for them and our brains are always seeking novelty. When we experience new things, our brains are stimulated to produce two brain chemicals that make us happy, excite us, and make us feel good. Those two brain chemicals are serotonin and dopamine. The problem with being adults is that basically we’ve been there and done that so many times that it’s not new, novel, or exciting to us.

Heavens … you can give a small kid a cardboard box and it can keep him entertained and happy for an hour or more as the kid crawls in and out, over and under, or makes it into as a hiding place. As adults, we can, and usually do, get great satisfaction and joy from just watching kids do these things, especially when those kids are having a blast doing them.

So, my 101 on the list is to take time to hang out and closely observe kids doing, what is to them, new things and watch how much joy and fun they get out of it. Then go one step further (and maybe this step should count as 102 on the list) and challenge yourself to come up with new activities, adventures and experiences that are very novel to you and that will most likely stimulate those two pleasurable brain chemicals.

I’m pretty darn certain that stimulating those brain chemicals is a major factor in how I push myself to visit new and different countries and cultures and to go out of my way to meet new people and make new friends. Just today I saw this very tall, good-looking guy at Walmart and noticed he had an accent. I just had to go up and ask where he was from. My guess from his height and accent was that he was Dutch. And, sure enough, he was from the Netherlands. Rob turned out to be a film maker vacationing in Kauai. Even though it was a short conversation, we decided to stay in touch and I walked away feeling great from the brief encounter because, yep, those two brain chemicals were at work.

What new and novel things excite you? If you need help identifying new things to do and try, just ask around and see what other novel and exciting things people are doing. These new experiences don’t need to be elaborate or expensive. The simple act of meeting Rob today was great, and even just driving through a totally different neighborhood, or walking, hiking or jogging on a new mountain trail can do the trick. Take time right now to make your own list. It can be eating at a new restaurant, eating a new type of food, trying out a new exercise, or making friends with complete strangers.

It’s all so worth it because not only does it make you feel good right now but it’s bound to help you live longer and live in better health–maybe even to live to be 100!!

Living Well and Healthy on the Way to 100

January 20, 2017 by  
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I would like to share with you some more thoughts about life and living and, yes, a few more things that you and I can do to increase our chances of living to be 100.

First, let me tell you about my super crazy few days this past week. The day after I wrote about how important it is to have great health I suddenly got very sick. It started with a severe case of acid reflux but then I could not eat or drink anything without huge chest pains and throwing it all up. I began to feel better after 3 days and so got some time in on beautiful Poipu beach. However, there I witnessed a guy being pulled from the ocean by a lifeguard just 20 or 30 feet from where we were relaxing and just having a good time.

Five paramedics went to work on this guy. They pounded his chest, did CPR on him, and shocked him many times–they worked on him for 20 minutes. Everyone on the beach just froze and watched as they tried to save this guy’s life. Many people were in tears, but even with all that effort and skilled professional work done by the paramedics, the guy did not make it.

The mood of all of us beach goers changed dramatically. We went from fun, games and joy to quiet and very somber. It is amazing how so many people care deeply about a person they do not even know. The young lady next to us broke down in tears. I was fighting back my own tears. The loss of life is a sad thing and, yes, we will all get to that point eventually. But this was a reminder that it is so critically important to live life to the fullest every single day, to do virtually everything we can to stay healthy and extend our lives —yes, to like 100 years old–in good health.

With that said here are a few more of the 100 Wonderful Ways to Live to Be 100:

  • Find reasons to laugh.
  • Do unto others but do not forget about yourself.
  • Do not dread getting older.
  • Get busy and stay busy.
  • (This one alone can add an average 7 years to your life.)
  • Turn off the TV.
  • Eat less.
  • Practice positive self-talk.
  • Use your brain–engage in games and intellectual stimulation.

Let’s not wait until illness or some unexpected tragedy makes us realize how valuable our life is. We can honor this gift we have, every day, by doing everything we can to not just live, but live well and healthy. And to live, yes, to be at least 100.

On the Way to 100

January 13, 2017 by  
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It’s early January 2017 and I’m sitting on beautiful Shipwreck Beach in Kauai.  It’s the perfect temperature with a slight breeze and as I’m writing I’m also listening and watching kids, grand kids and adults laughing, playing and having an absolute blast!  To be in a place like this doesn’t take tons of money but it certainly helps, especially if you live a thousand or two thousand miles away from a warm beach.

I’ve talked quite a bit about new year’s resolutions and goals in the last few weeks, especially talking about that big financial goal or resolution you need to set for you self for 2017.  I must say, that no matter how important financial goals are, setting goals and resolutions for your health is just as important, or I should say much more important!  Look at the billions of dollars that Steve Jobs had, but all that money couldn’t buy his health or save him from the grim reaper.

I’m surely not saying that money can’t ever help your health. It really can by providing better doctors, hospitals, and the latest and greatest hi-tech procedures and medicine, but what you and I choose to do, day by day, can greatly increase our odds of having good health. We could even live to be 100 years old and arrive there in pretty good shape.

A  article from August of 2015, titled “100 Wonderful Ways to Live to 100”, quotes a book called The Longevity Project written by Howard S. Friedman and Leslie R. Martin.  In the article, it is explained that the authors’ research showed that “being conscientious was one of the best predictors of longevity. That’s because people who are conscientious may be more likely to abide by healthful behaviors, may be less prone to disease, and may find more success in relationships and in the workplace.”

In addition to that observation, I would like to share with you a few of the other article’s 100 ways to live to 100. Then maybe next week I’ll share a few more of the 100 wonderful ways and my thoughts on those. I should also add that almost all the 100 ways are backed up by good solid research. Here are a few easy one to keep in mind:

  • Don’t dread getting older…adults who developed positive attitudes about getting older live more than 7 years longer than those who had negative attitudes.
  • Find a life purpose.
  • Walk a lot.
  • Go meatless.
  • Try to keep your marriage friction-free.
  • Get your Mediterranean diet on.
  • Stop smoking.
  • Drink alcohol (but only in moderation).
  • Cut the sugar.
  • Drink your coffee-but only in moderation.
  • Join the 1 percent.

beach 1Yep, rich people live longer. It’s been proven in many studies!

Oops! I’ve got to stop for a few moments while I watch crazy, young, testosterone filled guys jump off the more than 100-foot-tall cliffs into the water. My son-in-law just did it and survived and went back and did it again. Ugh. It’s very scary.  Maybe I should add to the list of my rules for longevity and health not to take huge risks, like jumping off a cliff or out of a perfectly good airplane, even if I have 2 parachutes!

Ok, that’s all for this week. There will be a few more next week. In the meantime, let’s all go to work on these and set some hard and fast new year’s resolutions for our health and longevity.

 

Habits in Saving and Investing for the Future

January 6, 2017 by  
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For the average person, the key to wealth is summed up in that simple little thing called ‘savings’. Saving can also be the key to peace of mind such as in that old phrase “Saving for a rainy day,” which means setting money aside in case of an emergency. Saving up money is just a very smart thing to do and the new year is a great time to really get serious about that and your financial life.

Your financial future begins and depends on the idea of savings. Even those with small incomes that are living hand to mouth, thinking “we are just barely breaking even,” will need to save. Yes, it can be tough to save a little money from each pay check but with good planning, some self-discipline, and giving up on things that you thought you couldn’t live without, setting a little money aside is very possible. Yes, you may have to come up with a very tight budget and forego eating out at your favorite cafe and not buy that shirt or dress that you want so badly, but the rewards are so very worth it. In the long run, a little savings can amass a very large net worth and even a fortune, plus a good deal of peace of mind.

But saving money is just part of the big picture. As you are building up your financial nest egg it’s a good idea to keep your eyes open for real estate deals that look to have great potential, even when know your savings is not near enough yet for a down payment. And yes, I am talking about and recommending those fixer uppers and dirt bag houses or apartments that need work but whose value can be greatly increased. Keeping your eye out for those bargains is a great habit to get into. You can even make offers when you don’t have the down payment.

But why, you may ask, would you do that when you don’t have the down payment? Well, first of all, it’s a great way to work on your offer writing and negotiating skills and, second, if you really do find and tie up a great bargain there is always the real possibility that you can go find a partner to put up most or, sometimes, all the money with you still owning a percentage of that bargain.

When I first started my saving and investing plan, I very quickly saw the advantage of making offers with that good old “subject to” clause which allowed me to back out if I couldn’t get the down payment or finance it. This gave me a lot of practice and, yes, I even landed a couple great bargains and brought in a partner.

So, if you don’t have much money but want to get started, begin by saving as much as you can and get in the habit of looking for those bargains. Also, you might want to pass this kind of information and strategy onto your kids, grand kids, or friends that you know are struggling financially. This kind of thing may be just what they need to get focused and find their way to financial freedom.

It’s also smart to take the time to really study and fully understand the incredible power of financial leverage and then what compounding your money can do, even when you start with just small amounts of your money. When I saw what leverage and compound could do, it turned me on and motivated me to a super high level and pushed me to save even more money and cut back on most everything.  Anyone can do the same thing.

So, as we start this new year, consider saving more and looking into bargain real estate as one of your great new year’s resolutions!